American Consumer Credit Counseling, Inc.
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501(c)(3) nonprofit community development organization serving West Jackson neighborhoods with youth programs, housing initiatives, and economic development focused on areas surrounding Jackson State University.
Data compiled from public sources
West Jackson Community Development Corporation (West Jackson CDC) is a 501(c)(3) nonprofit organization established to address systemic urban decline in Jackson, Mississippi. The organization specifically targets Wards Three and Five, which have historically faced challenges including high unemployment, crime, poverty, absentee landlords, and environmental neglect. Operating in partnership with Jackson State University, local government, financial institutions, and community organizations, West Jackson CDC has grown from a three-person operation to a team of thirteen full-time staff members plus contractual and part-time workers.
West Jackson CDC offers a range of community-focused services structured around four strategic pillars: housing development, economic development, youth development, and community/organizational development. Their primary programs include YouthBuild (with instruction, job development, case management, and construction training components), mentoring coordination, and community events like the annual Lynch Street Cultural Arts Festival. The organization is governed by a 13-person Board of Directors comprising community residents, business owners, city representatives, and civic leaders, with Mrs. Linda H. Carter serving as Executive Director.
What distinguishes West Jackson CDC is its collaborative university-based model that bridges Jackson State University, local government, financial institutions, neighborhood associations, churches, and community residents into a unified development network. Rather than offering direct financial services, the organization facilitates systemic community change through partnership building and coordinated programming. The 33-year history of the Lynch Street Cultural Arts Festival demonstrates sustained community engagement and cultural preservation alongside economic development efforts.
West Jackson CDC is fundamentally a community development and youth services organization rather than a consumer finance provider. While their mission includes economic development, they do not offer credit counseling, debt relief, loans, or traditional financial products. Consumers seeking free credit counseling or housing counselor services should verify whether the organization provides these specific services, as their website emphasizes youth programs and neighborhood revitalization over consumer financial assistance.
This is state-level context for Free Help consumers in Jackson, MS. It does not confirm that West Jackson Cdc or this specific location is licensed.
State regulator
Mississippi Department of Banking and Consumer Finance
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
West Jackson Cdc offers 11 services including YouthBuild job training and instruction programs, YouthBuild construction trainer services, YouthBuild job development and placement, YouthBuild case management and counseling, Youth mentoring coordination, and 6 more.
West Jackson Cdc has profile signals associated with Jackson youth (especially ages served by YouthBuild) seeking job training and career development, West Jackson neighborhood residents interested in community organizing and economic revitalization, Small business owners and community leaders collaborating on neighborhood development, Families seeking affordable community events and cultural celebrations.
Key strengths: Established 501(c)(3) nonprofit with listed governance structure and 13-person Board of Directors; University partnership model with Jackson State University provides institutional stability and resources; Comprehensive YouthBuild program including instruction, job development, case management, and construction training. Areas to consider: Website does not explicitly advertise free credit counseling or HUD-approved housing counselor services despite free-help categorization; No information provided about specific financial literacy or consumer finance education programs.
In the Free Help category, comparable providers include American Consumer Credit Counseling, Inc., Nanakuli Housing Corporation, Consumer Credit Counseling Services. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
West Jackson CDC is profile signals for Jackson youth seeking job training and neighborhood residents engaged in community revitalization efforts. However, this organization primarily focuses on youth development and community development rather than consumer financial assistance; verify directly whether they offer free credit counseling or housing counselor services before seeking financial guidance.
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