Hollywood, FL

Credit Repair & Financial Services in Hollywood

Compare 5 credit repair companies, personal lenders, and financial services in Hollywood, Florida. All independently reviewed with BBB ratings and pricing.

Florida avg credit score: 706 Median income: $71,711 Poverty rate: 11.4% Payday loans: Legal Florida overview →

Top Rated in Hollywood

5 companies
CuraDebt logo

CuraDebt

CuraDebt negotiates with creditors and the IRS to settle or reduce consumer, tax, and business debt. Founded in 2001, serving individuals and small businesses.

4.8/5
Free BBB: A+

Best for: Individuals with $5,000 or more in unsecured consumer debt such as credit cards, medical bills, or personal loans, Individuals or businesses facing IRS back taxes, tax liens, tax levies, or payroll tax problems

Debt Relief Help Group logo

Debt Relief Help Group

Debt Relief Help Group negotiates settlements on payday loans, credit cards, and medical debt, consolidating multiple debts into one affordable monthly payment without upfront fees.

4.4/5
Free BBB: NR

Best for: Consumers with multiple payday loans seeking consolidation and negotiated payoff, Credit card holders with high balances willing to accept credit score damage in exchange for 40-60% balance reduction

Encompass Recovery Group logo

Encompass Recovery Group

Encompass Recovery Group is a credit repair provider based in Hollywood, Florida. Rated 4.9/5 with 1,088 Google reviews, reflecting exceptional customer satisfaction.

4.4/5
Free BBB: NR

Best for: Consumers in Hollywood, Florida looking for credit repair services, People who prefer working with a local credit repair provider

Natbank, National Association logo

Natbank, National Association

Natbank is a Florida-based bank serving Canadians and seasonal residents with bilingual personal banking, mortgages, and credit cards for over 30 years.

4.2/5
Contact BBB:

Best for: Canadian expatriates and retirees spending winters or retiring in Florida seeking bilingual banking support, Seasonal Florida residents from Canada needing a dedicated banking relationship in the US

Hispanic Unity of Florida logo

Hispanic Unity of Florida

Non-profit organization offering free financial counseling, credit building, homebuying education, and business startup support to immigrant families in South Florida since 1982.

4.1/5
Contact BBB: NR

Best for: Spanish-speaking immigrant families seeking comprehensive financial and life skills support beyond credit counseling alone, First-time homebuyers and renters in South Florida needing housing education and foreclosure prevention

Get Out of Debt in Hollywood

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CuraDebt logo

CuraDebt

CuraDebt negotiates with creditors and the IRS to settle or reduce consumer, tax, and business debt. Founded in 2001, serving individuals and small businesses.

4.8/5
Free BBB: A+

Best for: Individuals with $5,000 or more in unsecured consumer debt such as credit cards, medical bills, or personal loans, Individuals or businesses facing IRS back taxes, tax liens, tax levies, or payroll tax problems

Debt Relief Help Group logo

Debt Relief Help Group

Debt Relief Help Group negotiates settlements on payday loans, credit cards, and medical debt, consolidating multiple debts into one affordable monthly payment without upfront fees.

4.4/5
Free BBB: NR

Best for: Consumers with multiple payday loans seeking consolidation and negotiated payoff, Credit card holders with high balances willing to accept credit score damage in exchange for 40-60% balance reduction

Credit Repair in Hollywood

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Encompass Recovery Group logo

Encompass Recovery Group

Encompass Recovery Group is a credit repair provider based in Hollywood, Florida. Rated 4.9/5 with 1,088 Google reviews, reflecting exceptional customer satisfaction.

4.4/5
Free BBB: NR

Best for: Consumers in Hollywood, Florida looking for credit repair services, People who prefer working with a local credit repair provider

Free Help in Hollywood

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Hispanic Unity of Florida logo

Hispanic Unity of Florida

Non-profit organization offering free financial counseling, credit building, homebuying education, and business startup support to immigrant families in South Florida since 1982.

4.1/5
Contact BBB: NR

Best for: Spanish-speaking immigrant families seeking comprehensive financial and life skills support beyond credit counseling alone, First-time homebuyers and renters in South Florida needing housing education and foreclosure prevention

Banks in Hollywood

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Natbank, National Association logo

Natbank, National Association

Natbank is a Florida-based bank serving Canadians and seasonal residents with bilingual personal banking, mortgages, and credit cards for over 30 years.

4.2/5
Contact BBB:

Best for: Canadian expatriates and retirees spending winters or retiring in Florida seeking bilingual banking support, Seasonal Florida residents from Canada needing a dedicated banking relationship in the US

Your Rights in Florida

Florida Consumer Protections: Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.

Key Regulations:
  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.
  • The Florida Consumer Finance Act regulates installment lenders with tiered rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.

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