Greensboro, NC

Credit Repair & Financial Services in Greensboro

Review 8 credit repair companies, personal lenders, and financial services in Greensboro, North Carolina. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

North Carolina avg credit score: 700 Median income: $66,186 Poverty rate: 12.9% Payday loans: Banned North Carolina overview →

Featured Provider Profiles in Greensboro

8 companies
Valiant Credit Repair Services logo

Valiant Credit Repair Services

Credit repair company offering dispute services across all three bureaus with customized challenges and creditor negotiations to dispute reported items.

4.6/5

Google rating from 75 reviews

BBB: NR

Profile signals: Consumers with multiple negative items across credit reports seeking coordinated dispute across all three bureaus, Those interested in direct creditor negotiation and settlement assistance alongside bureau disputes

Cccs of Greater Greensboro logo

Cccs of Greater Greensboro

Family Service of the Piedmont is a private non-profit providing free and low-cost financial counseling, credit advice, and housing assistance alongside domestic violence, mental health, and family support services.

BBB: NR

Profile signals: Greensboro/Piedmont area residents experiencing job loss or financial instability, Domestic violence survivors seeking both shelter and financial independence planning

Greensboro Housing Coalition logo

Greensboro Housing Coalition

HUD-certified non-profit providing free housing counseling, emergency rental assistance, and healthy home services to low and moderate-income families in Greensboro, NC.

BBB: NR

Profile signals: Renters facing eviction or lease disputes in Greensboro area, Low to moderate-income individuals seeking affordable housing guidance

Housing Authority of the City of Greensboro D/B/A Greensboro Housing Authority logo

Housing Authority of the City of Greensboro D/B/A Greensboro Housing Authority

Public housing authority providing affordable rental housing and supportive services to low-income families, elderly, and disabled residents across Greensboro, NC.

BBB: NR

Profile signals: Low-income families seeking affordable rental housing in Greensboro, NC, Elderly residents (62+) needing subsidized senior housing with supportive services

Housing Consultants Group logo

Housing Consultants Group

Non-profit housing counselor providing HUD-aligned homebuyer education, financial wellness, and foreclosure prevention counseling to help individuals achieve sustainable homeownership.

BBB: NR

Profile signals: First-time homebuyers in North Carolina with credit challenges or low savings seeking structured, long-term coaching, Homeowners facing foreclosure or financial hardship seeking counseling and crisis intervention resources

Housing Foundation of America, Greensboro Branch logo

Housing Foundation of America, Greensboro Branch

HUD-certified nonprofit providing free homebuyer education, credit counseling, and down payment assistance across multiple southeastern states.

BBB: NR

Profile signals: First-time homebuyers seeking free HUD-certified counseling and down payment assistance in southeastern states, Homeowners facing foreclosure or mortgage delinquency needing loss mitigation and prevention counseling

Free Help in Greensboro

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Cccs of Greater Greensboro logo

Cccs of Greater Greensboro

Family Service of the Piedmont is a private non-profit providing free and low-cost financial counseling, credit advice, and housing assistance alongside domestic violence, mental health, and family support services.

BBB: NR

Profile signals: Greensboro/Piedmont area residents experiencing job loss or financial instability, Domestic violence survivors seeking both shelter and financial independence planning

Greensboro Housing Coalition logo

Greensboro Housing Coalition

HUD-certified non-profit providing free housing counseling, emergency rental assistance, and healthy home services to low and moderate-income families in Greensboro, NC.

BBB: NR

Profile signals: Renters facing eviction or lease disputes in Greensboro area, Low to moderate-income individuals seeking affordable housing guidance

Housing Authority of the City of Greensboro D/B/A Greensboro Housing Authority logo

Housing Authority of the City of Greensboro D/B/A Greensboro Housing Authority

Public housing authority providing affordable rental housing and supportive services to low-income families, elderly, and disabled residents across Greensboro, NC.

BBB: NR

Profile signals: Low-income families seeking affordable rental housing in Greensboro, NC, Elderly residents (62+) needing subsidized senior housing with supportive services

Housing Consultants Group logo

Housing Consultants Group

Non-profit housing counselor providing HUD-aligned homebuyer education, financial wellness, and foreclosure prevention counseling to help individuals achieve sustainable homeownership.

BBB: NR

Profile signals: First-time homebuyers in North Carolina with credit challenges or low savings seeking structured, long-term coaching, Homeowners facing foreclosure or financial hardship seeking counseling and crisis intervention resources

Housing Foundation of America, Greensboro Branch logo

Housing Foundation of America, Greensboro Branch

HUD-certified nonprofit providing free homebuyer education, credit counseling, and down payment assistance across multiple southeastern states.

BBB: NR

Profile signals: First-time homebuyers seeking free HUD-certified counseling and down payment assistance in southeastern states, Homeowners facing foreclosure or mortgage delinquency needing loss mitigation and prevention counseling

Credit Unions in Greensboro

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Revity logo

Revity

Revity Federal Credit Union is a member-owned, not-for-profit credit union offering checking, auto loans, mortgages, and other financial services to its members.

BBB: NR

Profile signals: Eligible individuals seeking member-owned banking without shareholder profit motives, Auto borrowers looking for new, used, or refinanced vehicle financing

Banks in Greensboro

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Triad Business Bank logo

Triad Business Bank

FDIC-insured commercial and private bank serving the Triad region with advanced technology and community-focused lending.

BBB: NR

Profile signals: Small-to-mid-size business owners in the Triad region seeking relationship-based commercial lending, Commercial real estate investors and acquisitions staff context (evidenced by banking solution showcases)

Credit Repair in Greensboro

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Valiant Credit Repair Services logo

Valiant Credit Repair Services

Credit repair company offering dispute services across all three bureaus with customized challenges and creditor negotiations to dispute reported items.

4.6/5

Google rating from 75 reviews

BBB: NR

Profile signals: Consumers with multiple negative items across credit reports seeking coordinated dispute across all three bureaus, Those interested in direct creditor negotiation and settlement assistance alongside bureau disputes

Your Rights in North Carolina

North Carolina Consumer Protections: North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.

Interest Rate Cap: North Carolina usury cap: 8% general; 30% for consumer finance loans under $10,000; payday lending banned since 2001. Payday lending is banned in this state.

Key Regulations:
  • Payday lending banned since 2001 when the Check Cashers Act authorization expired.
  • Consumer finance companies limited to 30% APR on loans under $10,000.
  • The North Carolina Consumer Finance Act regulates all licensed consumer lending.
  • NC was one of the first states to ban payday lending, setting a national precedent.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with North Carolina Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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