Housing Foundation of America, Greensboro Branch logo

Housing Foundation of America, Greensboro Branch in Greensboro, NC

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HUD-certified nonprofit providing free homebuyer education, credit counseling, and down payment assistance across multiple southeastern states.

Data compiled from public sources

Housing Foundation of America, Greensboro Branch Review

Housing Foundation of America, Inc. is a HUD-approved 501(c)(3) nonprofit organization that has operated for over 10 years, serving as a leading provider of housing counseling and homebuyer assistance. The organization operates across multiple states including Florida, North Carolina, and serves geographic areas including Miami-Dade, Broward, Palm Beach, Guilford, Mecklenburg, Forsyth, Wake, Orange, and Lee counties.

HFoA offers comprehensive free housing counseling services including pre-purchase and post-purchase homebuyer counseling, credit and budget education, foreclosure prevention assistance, home repair guidance, and down payment assistance programs. They provide both in-person (now virtual) workshops, an 8-hour Fannie Mae Framework certificate course, landlord certification training, and online homebuyer club meetings. Their services address mortgage delinquency resolution, debt management, loss mitigation, and help consumers navigate property listings and down payment options.

The organization distinguishes itself through HUD certification, partnerships with lenders and real estate professionals, property listing resources with census tract geomaps, and documented success stories such as clients receiving substantial down payment grants ($74,000+ documented). They offer Fannie Mae-certified training and maintain a robust toolkit including homebuyer essentials, home inspection resources, and foreclosure scam prevention education.

However, the website indicates the main site "is not activated" and provides limited specific contact information beyond a phone number (954-923-5001). Geographic service areas appear concentrated in southeastern states, and the website lacks detailed information about eligibility requirements, wait times, or specific assistance amounts available by location.

Services & Features

8-hour Fannie Mae Framework certificate course
Basic savings education and budgeting workshops
Credit essentials and establishing/rebuilding credit courses
Down payment assistance programs and alerts
Foreclosure prevention and loss mitigation counseling
HUD-approved homebuyer counseling (pre-purchase and post-purchase)
Home repair and home inspection guidance tools
Landlord certification training
Mortgage delinquency and default resolution counseling
Online homebuyer club meetings (H2H virtual)
Property listing resources with census tract geomaps
Reverse mortgage counseling

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • HUD-certified nonprofit with 10+ years operating history and 501(c)(3) status
  • Free comprehensive homebuyer counseling covering pre-purchase, post-purchase, and loss mitigation
  • Documented down payment assistance programs with real client success stories ($74,000+ grants awarded)
  • Fannie Mae Framework certified 8-hour training courses for first-time homebuyers
  • Multi-state operations serving 10+ counties across Florida and North Carolina
  • Credit and budget counseling courses including establishing/rebuilding credit and saving basics
  • Foreclosure prevention services and scam avoidance education

Cons

  • Website states 'This website is not activated,' suggesting limited online functionality and information access
  • Geographic service limited to southeastern states (Florida and North Carolina primarily)
  • Limited publicly available contact information or specific eligibility criteria on website
  • No details on wait times, application process, or expected assistance amounts by program
  • Website navigation appears duplicated/poorly structured with minimal detail in service descriptions

State Consumer Finance Context

This is state-level context for Free Help consumers in Greensboro, NC. It does not confirm that Housing Foundation of America, Greensboro Branch or this specific location is licensed.

State regulator

North Carolina Commissioner of Banks

Key state rules to check

  • Payday lending banned since 2001 when the Check Cashers Act authorization expired.
  • Consumer finance companies limited to 30% APR on loans under $10,000.
  • The North Carolina Consumer Finance Act regulates all licensed consumer lending.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Housing Foundation of America, Greensboro Branch offer?

Housing Foundation of America, Greensboro Branch offers 12 services including HUD-approved homebuyer counseling (pre-purchase and post-purchase), 8-hour Fannie Mae Framework certificate course, Online homebuyer club meetings (H2H virtual), Credit essentials and establishing/rebuilding credit courses, Basic savings education and budgeting workshops, and 7 more.

What profile signals are listed for Housing Foundation of America, Greensboro Branch?

Housing Foundation of America, Greensboro Branch has profile signals associated with First-time homebuyers seeking free HUD-certified counseling and down payment assistance in southeastern states, Homeowners facing foreclosure or mortgage delinquency needing loss mitigation and prevention counseling, Consumers rebuilding credit who need structured budget and credit education courses, Landlords seeking certification training in covered service areas.

What are the strengths and weaknesses of Housing Foundation of America, Greensboro Branch?

Key strengths: HUD-certified nonprofit with 10+ years operating history and 501(c)(3) status; Free comprehensive homebuyer counseling covering pre-purchase, post-purchase, and loss mitigation; Documented down payment assistance programs with real client success stories ($74,000+ grants awarded). Areas to consider: Website states 'This website is not activated,' suggesting limited online functionality and information access; Geographic service limited to southeastern states (Florida and North Carolina primarily).

How does Housing Foundation of America, Greensboro Branch compare to similar companies?

In the Free Help category, comparable providers include Brick Capital Community Development Corporation, Cccs, a Division of Triangle Family Services, Inc., Cccs of Greater Greensboro. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Greensboro, NC
BBB Accredited
No
Certifications
HUD-Approved
Visit Housing Foundation of America, Greensboro Branch

CreditDoc Profile Note

Research Note on Housing Foundation of America, Greensboro Branch

Housing Foundation of America is profiled for first-time homebuyers and homeowners in Florida and North Carolina seeking free HUD-certified counseling, credit education, and down payment assistance. The main caveat is that the website infrastructure appears incomplete ('not activated'), limiting online accessibility, so direct phone contact (954-923-5001) is necessary to determine eligibility and service availability in your specific location.

Profile Signals

  • First-time homebuyers seeking free HUD-certified counseling and down payment assistance in southeastern states
  • Homeowners facing foreclosure or mortgage delinquency needing loss mitigation and prevention counseling
  • Consumers rebuilding credit who need structured budget and credit education courses
  • Landlords seeking certification training in covered service areas
Updated 2026-05-08

Similar Companies

Brick Capital Community Development Corporation logo

Brick Capital Community Development Corporation

Non-profit CDC providing HUD-approved housing counseling, affordable home development, and supportive housing in Lee County, NC since 1990.

BBB: NR

Profile signals: Low-income families in Lee County, NC seeking affordable homeownership with counseling and education support, People with disabilities or survivors of domestic violence/sexual assault needing supportive housing in Lee County area

Cccs, a Division of Triangle Family Services, Inc. logo

Cccs, a Division of Triangle Family Services, Inc.

HUD-approved nonprofit housing counselor serving Triangle area families with emergency rental assistance, eviction prevention, and financial counseling since 1937.

BBB: NR

Profile signals: Families facing eviction or housing crisis in Wake County, North Carolina, Individuals experiencing homelessness with diagnosed disabilities seeking permanent supportive housing

Cccs of Greater Greensboro logo

Cccs of Greater Greensboro

Family Service of the Piedmont is a private non-profit providing free and low-cost financial counseling, credit advice, and housing assistance alongside domestic violence, mental health, and family support services.

BBB: NR

Profile signals: Greensboro/Piedmont area residents experiencing job loss or financial instability, Domestic violence survivors seeking both shelter and financial independence planning

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Quick Summary

  • Housing Foundation of America, Greensboro Branch is listed as a Free Help provider in Greensboro, NC on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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