Housing Foundation of America, Greensboro Branch logo

Housing Foundation of America, Greensboro Branch in Greensboro, NC

4.0/5

HUD-certified nonprofit providing free homebuyer education, credit counseling, and down payment assistance across multiple southeastern states.

Data compiled from public sources · Rating from CreditDoc methodology

Free to Use Free Consultation Visit Website

Housing Foundation of America, Greensboro Branch Review

Housing Foundation of America, Inc. is a HUD-approved 501(c)(3) nonprofit organization that has operated for over 10 years, serving as a leading provider of housing counseling and homebuyer assistance. The organization operates across multiple states including Florida, North Carolina, and serves geographic areas including Miami-Dade, Broward, Palm Beach, Guilford, Mecklenburg, Forsyth, Wake, Orange, and Lee counties.

HFoA offers comprehensive free housing counseling services including pre-purchase and post-purchase homebuyer counseling, credit and budget education, foreclosure prevention assistance, home repair guidance, and down payment assistance programs. They provide both in-person (now virtual) workshops, an 8-hour Fannie Mae Framework certificate course, landlord certification training, and online homebuyer club meetings. Their services address mortgage delinquency resolution, debt management, loss mitigation, and help consumers navigate property listings and down payment options.

The organization distinguishes itself through HUD certification, partnerships with lenders and real estate professionals, property listing resources with census tract geomaps, and documented success stories such as clients receiving substantial down payment grants ($74,000+ documented). They offer Fannie Mae-certified training and maintain a robust toolkit including homebuyer essentials, home inspection resources, and foreclosure scam prevention education.

However, the website indicates the main site "is not activated" and provides limited specific contact information beyond a phone number (954-923-5001). Geographic service areas appear concentrated in southeastern states, and the website lacks detailed information about eligibility requirements, wait times, or specific assistance amounts available by location.

Services & Features

8-hour Fannie Mae Framework certificate course
Basic savings education and budgeting workshops
Credit essentials and establishing/rebuilding credit courses
Down payment assistance programs and alerts
Foreclosure prevention and loss mitigation counseling
HUD-approved homebuyer counseling (pre-purchase and post-purchase)
Home repair and home inspection guidance tools
Landlord certification training
Mortgage delinquency and default resolution counseling
Online homebuyer club meetings (H2H virtual)
Property listing resources with census tract geomaps
Reverse mortgage counseling

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • HUD-certified nonprofit with 10+ years operating history and 501(c)(3) status
  • Free comprehensive homebuyer counseling covering pre-purchase, post-purchase, and loss mitigation
  • Documented down payment assistance programs with real client success stories ($74,000+ grants awarded)
  • Fannie Mae Framework certified 8-hour training courses for first-time homebuyers
  • Multi-state operations serving 10+ counties across Florida and North Carolina
  • Credit and budget counseling courses including establishing/rebuilding credit and saving basics
  • Foreclosure prevention services and scam avoidance education

Cons

  • Website states 'This website is not activated,' suggesting limited online functionality and information access
  • Geographic service limited to southeastern states (Florida and North Carolina primarily)
  • Limited publicly available contact information or specific eligibility criteria on website
  • No details on wait times, application process, or expected assistance amounts by program
  • Website navigation appears duplicated/poorly structured with minimal detail in service descriptions

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Housing Foundation of America, Greensboro Branch legitimate?

Yes. Housing Foundation of America, Greensboro Branch is a registered company, headquartered in Greensboro, NC.

How long does Housing Foundation of America, Greensboro Branch take to show results?

Counseling available within 1-2 weeks of contact.

Quick Facts

Headquarters
Greensboro, NC
BBB Accredited
No
Certifications
HUD-Approved
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Housing Foundation of America, Greensboro Branch

CreditDoc Diagnosis

Doctor's Verdict on Housing Foundation of America, Greensboro Branch

Housing Foundation of America is ideal for first-time homebuyers and homeowners in Florida and North Carolina seeking free HUD-certified counseling, credit education, and down payment assistance. The main caveat is that the website infrastructure appears incomplete ('not activated'), limiting online accessibility, so direct phone contact (954-923-5001) is necessary to determine eligibility and service availability in your specific location.

Best For

  • First-time homebuyers seeking free HUD-certified counseling and down payment assistance in southeastern states
  • Homeowners facing foreclosure or mortgage delinquency needing loss mitigation and prevention counseling
  • Consumers rebuilding credit who need structured budget and credit education courses
  • Landlords seeking certification training in covered service areas
Updated 2026-04-29

More Free Help

U

United Way Center for Financial Stability

0.0/5
Contact BBB:

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Housing Foundation of America, Greensboro Branch and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.