Housing Foundation of America, Inc. is a HUD-approved 501(c)(3) nonprofit organization that has operated for over 10 years, serving as a leading provider of housing counseling and homebuyer assistance. The organization operates across multiple states including Florida, North Carolina, and serves geographic areas including Miami-Dade, Broward, Palm Beach, Guilford, Mecklenburg, Forsyth, Wake, Orange, and Lee counties.
HFoA offers comprehensive free housing counseling services including pre-purchase and post-purchase homebuyer counseling, credit and budget education, foreclosure prevention assistance, home repair guidance, and down payment assistance programs. They provide both in-person (now virtual) workshops, an 8-hour Fannie Mae Framework certificate course, landlord certification training, and online homebuyer club meetings. Their services address mortgage delinquency resolution, debt management, loss mitigation, and help consumers navigate property listings and down payment options.
The organization distinguishes itself through HUD certification, partnerships with lenders and real estate professionals, property listing resources with census tract geomaps, and documented success stories such as clients receiving substantial down payment grants ($74,000+ documented). They offer Fannie Mae-certified training and maintain a robust toolkit including homebuyer essentials, home inspection resources, and foreclosure scam prevention education.
However, the website indicates the main site "is not activated" and provides limited specific contact information beyond a phone number (954-923-5001). Geographic service areas appear concentrated in southeastern states, and the website lacks detailed information about eligibility requirements, wait times, or specific assistance amounts available by location.