Compare 60 credit repair companies, personal lenders, and financial services in Fort Worth, Texas. All independently reviewed with BBB ratings and pricing.
Essential Lending offers short-term loans designed as alternatives to payday lending, emphasizing transparency, flexible repayment, and credit-building opportunities.
Best for: Consumers seeking short-term credit who want to build or improve their credit score simultaneously, Borrowers looking for a structured savings mechanism alongside loan repayment
American First Finance offers flexible payment plans up to 24 months for purchases at 20,000+ retail locations, designed for consumers with imperfect credit.
Best for: Consumers with poor or limited credit history needing to finance retail purchases, Buyers seeking extended payment plans for furniture, appliances, or electronics
Fort Worth Financial LLC is a Texas-based mortgage lender offering purchase, refinance, FHA, VA, conventional, jumbo, and reverse mortgage loans with competitive rates.
Best for: Texas homebuyers and refinancers in Fort Worth, Denton, Dallas, Weatherford, or Burleson seeking personalized service, Veterans and active military considering VA loan options with a local lender
Fort Worth Financial LLC is a Texas-based mortgage lender offering purchase, refinance, and reverse mortgage loans with competitive rates across the Dallas-Fort Worth region.
Best for: Texas homebuyers and refinancers in the Fort Worth, Dallas, and surrounding metropolitan areas, Borrowers seeking reverse mortgages or cash-out refinancing options
Justice Finance is a privately owned DFW-area consumer lender offering signature installment loans up to $1,800 across 18 brick-and-mortar locations. No checking account required.
Best for: DFW residents with bad or thin credit who need a small installment loan, Unbanked or underbanked borrowers who do not have a checking account
Texas People Federal Credit Union is a member-owned credit union offering checking, savings, loans, and credit products with fixed-rate student loan refinancing and auto loan discounts.
Best for: Borrowers seeking student loan refinancing with fixed rates and auto-pay discounts, Vehicle buyers in the Fort Worth area looking for auto loans with rate discounts and incentive cards
NTL Auto Car Financing provides title-based loans in Fort Worth, TX using vehicles as collateral. Offers same-day funding on auto, car, mobile home, and RV title loans.
Best for: Vehicle owners with immediate emergency cash needs ($500-$3,000) and no other borrowing options, RV and mobile home owners needing quick collateral-based loans
Fort Worth, TX ACE Cash Express at 4201 E Berry St offers fast payday and title loans with same-day funding.
Best for: Unbanked or underbanked consumers needing immediate cash before their next payday with no bank account required, Individuals who need to cash a payroll, government, or tax refund check without a bank relationship
Atlas Bad Credit Loans is a loan marketplace connecting borrowers with third-party lenders offering up to $5,000 in quick funding. The company does not lend directly but matches applicants to lenders accepting poor credit profiles.
Best for: Consumers with damaged credit who have been declined by traditional lenders and need quick loan matching, Borrowers seeking auto, motorcycle, or boat financing with poor credit history
At Forest Hill Drive in Fort Worth, TX, Check `n Go offers quick payday and title loans with same-day approval.
Best for: Underbanked consumers who cannot qualify for traditional bank loans or credit cards, Borrowers needing same-day cash access at a physical store location
Online loan marketplace connecting borrowers with third-party lenders for bad credit loans, personal loans, and unsecured loans with fast approval and next-business-day funding.
Best for: Consumers with poor credit seeking emergency cash quickly, Individuals needing unsecured personal loans without collateral
Fort Worth, TX's ACE Cash Express at McCart Ave offers quick payday and title loans with same-day funding.
Best for: Consumers in service areas needing immediate cash ($100-$1K range) with flexible collateral options, Individuals who prefer in-person transactions and want to speak with staff before borrowing
Barri offers non-banking financial services including check cashing, money orders, and wire transfers at La Gran Plaza mall in Fort Worth, with bilingual Spanish/English service.
Best for: Unbanked or underbanked Hispanic consumers in Fort Worth seeking check cashing, Spanish-speaking customers who prefer bilingual financial service interactions
Fort Worth's DolEx Dollar Express offers check cashing, money transfers, and financial services at 3209 S Main Street.
Best for: Unbanked and underbanked individuals needing quick check cashing, Workers with non-traditional schedules requiring evening/weekend service access
Fort Worth, TX's DolEx Dollar Express at Camp Bowie W Blvd offers fast check cashing and money services.
Best for: Unbanked individuals needing immediate check-cashing without a bank account, Customers requiring wire transfer services for fast money delivery
Fort Worth, TX MoneyGram at 717 W Berry St provides check cashing and money transfer services open 7am-9pm every day.
Best for: Customers sending money to family members domestically or internationally without bank accounts, Individuals needing quick cash access through money receipt at convenient retail locations
MoneyGram in Fort Worth at 3614 Camp Bowie Blvd provides check cashing, money transfers, and bill payments with convenient 8AM-11PM hours.
Best for: Consumers needing immediate domestic money transfers without a bank account, Fort Worth residents seeking convenient in-person transfer locations near home or work
Fort Worth, TX — PLS Check Cashers at 4263 Hemphill St provides 24-hour check cashing services.
Best for: Unbanked or underbanked consumers who need to cash payroll or government checks without a bank account, Chicago-area residents who need vehicle registration, title transfers, or city stickers outside government office hours
183 Pawn Shop is a pawn broker located in Fort Worth, TX offering collateral-based loans and pawn services at 6024 E Belknap St.
Best for: Consumers needing immediate cash ($100-$5,000) without credit checks, People with poor or no credit history unable to access traditional loans
Local swap shop specializing in collectibles, jewelry, timepieces, and giftware with focus on Rolex parts and vintage items like Hot Wheels and lighters.
Best for: Watch and timepiece collectors seeking Rolex parts or rare watches, Vintage collectibles enthusiasts interested in Hot Wheels, lighters, and giftware
Fort Worth's Cash America Pawn at 1024 Oak Grove Rd provides same-day pawn loans and quick cash solutions for Fort Worth residents.
Best for: Consumers needing immediate cash (same-day/next-day) with no credit check or application process, People with items of value (jewelry, electronics, tools, instruments) they're willing to temporarily pledge as collateral
Fort Worth, TX residents can visit Cash America Pawn at 4014 E Lancaster Ave for fast cash loans and pawn services.
Best for: Consumers needing emergency cash ($100-$5,000+) within hours who lack credit or traditional loan access, People with valuable personal property (jewelry, electronics, instruments) willing to pledge collateral for short-term liquidity
At 4201 Hemphill St in Fort Worth, TX, EZPAWN delivers pawn loans, gold and jewelry buying, and quick cash advances.
Best for: Las Vegas residents who need same-day cash and have electronics, jewelry, or firearms to use as collateral, Bargain shoppers looking for discounted brand-name electronics, jewelry, or tools at 25-70% off retail
Shannon's Jewelry & Loan is a pawn shop in Fort Worth, Texas offering collateral-based loans in exchange for jewelry, valuables, and personal items.
Best for: Consumers needing immediate cash against jewelry or valuable collateral, Fort Worth residents seeking quick collateral-based loans without credit checks
American First Finance offers flexible payment plans up to 24 months for purchases at 20,000+ retail locations, designed for consumers with imperfect credit.
Best for: Consumers with poor or limited credit history needing to finance retail purchases, Buyers seeking extended payment plans for furniture, appliances, or electronics
Justice Finance is a privately owned DFW-area consumer lender offering signature installment loans up to $1,800 across 18 brick-and-mortar locations. No checking account required.
Best for: DFW residents with bad or thin credit who need a small installment loan, Unbanked or underbanked borrowers who do not have a checking account
Cash Store offers in-store installment loans up to same-day funding with flexible underwriting that considers applicants with bad or no credit.
Best for: Employed consumers with bad or no credit who need funds within 24 hours and have an active checking account, Working individuals during business hours who prefer in-person loan explanation and staff guidance
Fort Worth's Cash Store at 3206 Sycamore School Rd offers personal loans and quick cash solutions.
Best for: Consumers who prefer in-person lending relationships and immediate funding verification, Borrowers with active checking accounts but limited credit history or poor credit scores
RISE offers online personal installment loans from $500 to $5,000 with next-business-day funding, flexible payment scheduling, and a 5-day risk-free guarantee.
Best for: Borrowers who need $500–$5,000 quickly and want funds by the next business day, Consumers who want to test a loan offer risk-free before fully committing
GanasYa is a vehicle loan servicing platform that processes payments for auto loans originally sold through Tricolor Auto Sales, now managed by Vervent following Tricolor's bankruptcy.
Best for: Existing Tricolor/Ganas/GanasYa/Apoyo auto loan customers needing payment management and account access, Borrowers seeking clarity on their loan status and obligations following Tricolor's bankruptcy
Leinart Law Firm is a bankruptcy law practice in Dallas-Fort Worth offering legal representation for Chapter 7 and Chapter 13 bankruptcy filings, plus post-bankruptcy credit repair guidance.
Best for: Texas residents (Dallas-Fort Worth area) with overwhelming unsecured debt considering Chapter 7 or Chapter 13 bankruptcy, Individuals facing debt collector harassment who need legal intervention and post-filing credit repair strategy
Texas-based law firm offering Chapter 7 and Chapter 13 bankruptcy filing, debt negotiation, and IRS resolution with 20+ years of experience.
Best for: Texas residents facing wage garnishment, repossession, or foreclosure who need immediate court intervention, Individuals with concurrent financial and personal injury crises seeking one-firm representation
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Fort Worth bankruptcy law firm offering low-cost Chapter 7 and Chapter 13 filing with flexible payment plans based on ability to pay, led by attorney Mark Rubin.
Best for: Individuals and families struggling with unsecured debt seeking affordable Chapter 7 or Chapter 13 bankruptcy in Texas with limited ability to pay attorney fees upfront, Fort Worth-area homeowners facing foreclosure who want to stop creditor harassment and keep their homes through reorganization
Credit repair and real estate financing company founded by Lily Garza offering credit disputes, owner-financed property sales, and financial coaching for clients with damaged credit histories.
Best for: First-time homebuyers with credit challenges who have been rejected by traditional mortgage lenders, Self-employed individuals or those without traditional employment documentation seeking owner-financed property purchases
Attorney-managed credit repair company serving Keller, TX and nationwide. Uses customized 4-round dispute process with personalized credit audits to remove negative items and improve credit scores.
Best for: Affluent suburban homeowners with good incomes but credit damage from unexpected expenses or job changes, Mortgage applicants seeking professional support to improve credit before home purchase
Tax preparation and credit repair firm offering personalized tax filing, strategic planning, and credit repair services for individuals and small businesses in Fort Worth, Texas.
Best for: Small business owners seeking integrated tax preparation and bookkeeping services, Individual taxpayers who believe they may be missing tax credits and want professional optimization
Fort Worth Financial LLC is a Texas-based mortgage lender offering purchase, refinance, FHA, VA, conventional, jumbo, and reverse mortgage loans with competitive rates.
Best for: Texas homebuyers and refinancers in Fort Worth, Denton, Dallas, Weatherford, or Burleson seeking personalized service, Veterans and active military considering VA loan options with a local lender
Fort Worth Financial LLC is a Texas-based mortgage lender offering purchase, refinance, and reverse mortgage loans with competitive rates across the Dallas-Fort Worth region.
Best for: Texas homebuyers and refinancers in the Fort Worth, Dallas, and surrounding metropolitan areas, Borrowers seeking reverse mortgages or cash-out refinancing options
Essential Lending offers short-term loans designed as alternatives to payday lending, emphasizing transparency, flexible repayment, and credit-building opportunities.
Best for: Consumers seeking short-term credit who want to build or improve their credit score simultaneously, Borrowers looking for a structured savings mechanism alongside loan repayment
Bank-backed invoice factoring and working capital solutions for businesses needing same-day funding. Division of T Bank, N.A. with transparent pricing and no hidden fees.
Best for: Freight and transportation companies (especially owner-operators and carriers) needing fuel cards and non-recourse factoring options, Staffing agencies with weekly payroll obligations and 30-day client billing cycles requiring bridge funding
Fort Worth-based credit repair and receivables management firm offering credit control, debt collection, and credit education services for businesses.
Best for: Small business owners struggling with late customer payments and poor cash flow, Businesses seeking to improve accounts receivable management without adding in-house staff
Texas People Federal Credit Union is a member-owned credit union offering checking, savings, loans, and credit products with fixed-rate student loan refinancing and auto loan discounts.
Best for: Borrowers seeking student loan refinancing with fixed rates and auto-pay discounts, Vehicle buyers in the Fort Worth area looking for auto loans with rate discounts and incentive cards
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Fort Worth offer free guidance at consumerfinance.gov.
Our editors reviewed hundreds of companies to find the best options nationwide.
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