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Cash America Pawn in Fort Worth, TX

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Fort Worth's Cash America Pawn at 1024 Oak Grove Rd provides same-day pawn loans and quick cash solutions for Fort Worth residents.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn is located at 1024 Oak Grove Rd in Fort Worth, TX, operating as a standalone pawn shop serving the local community. The store is open Monday through Friday from 9 AM to 7 PM, Saturday from 9 AM to 6 PM, and closed on Sundays. This convenient location makes it accessible for Fort Worth residents looking for quick financial solutions.

At this Fort Worth location, the team offers pawn loans, title loans, and the option to buy or sell jewelry, electronics, tools, and other valuables. Whether you are researching short-term cash access or want to explore buying used items, call +1 817-926-2552 to discuss your options. The staff can walk you through the process and answer questions about loan terms and conditions.

When visiting Cash America Pawn in Fort Worth, bring a valid ID and any items you'd like to pawn or sell. Most transactions can be completed quickly, making it a practical option when you are researching short-term cash access. Cash America Pawn has been serving the area for years, known for fair pricing and straightforward lending practices.

Services & Features

Consumer finance through retail partner network for goods and services
Gold, silver, and precious metal buying—customers can sell directly for immediate cash
Layaway purchasing plans with 10% down payment option
Lease-to-own and retail finance payment solutions through AFF subsidiary (15,000+ merchant partners)
Merchandise evaluation and on-the-spot cash payment for items brought to stores
Non-recourse pawn loans secured by personal property (jewelry, electronics, tools, instruments, etc.)
Online inventory browsing (referenced on website)
Retail sales of new and used merchandise acquired through pawn transactions
Store locator tool to find nearest FirstCash location across 29 U.S. states and international markets
Wide merchandise selection including jewelry, electronics, tools, appliances, sporting goods, and musical instruments

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Largest international pawn operator with 3,300+ locations, ensuring availability and brand stability
  • Non-recourse pawn loans require eligibility claim to verify and offer listed funding timing
  • Publicly traded company (included in S&P MidCap 400 and Russell 2000) with regulatory oversight and financial transparency
  • Buys and sells diverse merchandise (jewelry, electronics, tools, instruments, appliances) providing inventory variety
  • Offers layaway services with only 10% down payment for customers seeking alternative purchasing options
  • Established gold and precious metal buying service providing short-term cash access for jewelry/bullion
  • Online store locator and inventory tools modernize the pawn experience for consumer convenience

Cons

  • Pawn loans carry very high effective interest rates due to the non-recourse, short-term loan structure—losing pledged property is permanent
  • Service only available at physical retail locations; no online pawn lending platform
  • Pawn loans are flagged for caution for long-term borrowing and can create cycles of repeated borrowing and property loss
  • Limited transparency on website regarding specific interest rates, fees, or loan terms—must visit individual stores
  • Serves primarily cash-constrained consumers, indicating loans are more expensive than alternatives like personal loans or credit lines

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Fort Worth, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Non-recourse pawn loans secured by personal property (jewelry, electronics, tools, instruments, etc.), Retail sales of new and used merchandise acquired through pawn transactions, Gold, silver, and precious metal buying—customers can sell directly for immediate cash, Layaway purchasing plans with 10% down payment option, Store locator tool to find nearest FirstCash location across 29 U.S. states and international markets, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers researching short-term cash access (same-day/next-day) with eligibility claim to verify or application process, People with items of value (jewelry, electronics, tools, instruments) they're willing to temporarily pledge as collateral, Shoppers seeking to purchase used merchandise at discounted prices in pawn store retail inventory, Individuals with poor credit who cannot access traditional personal loans or lines of credit.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Largest international pawn operator with 3,300+ locations, ensuring availability and brand stability; Non-recourse pawn loans require eligibility claim to verify and offer listed funding timing; Publicly traded company (included in S&P MidCap 400 and Russell 2000) with regulatory oversight and financial transparency. Areas to consider: Pawn loans carry very high effective interest rates due to the non-recourse, short-term loan structure—losing pledged property is permanent; Service only available at physical retail locations; no online pawn lending platform.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1024 Oak Grove Rd, Fort Worth, TX 76115
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for consumers facing short-term cash needs who have valuable personal property they can pledge as collateral and lack access to traditional credit. The critical caveat is that pawn loans carry very high effective interest rates and result in permanent loss of property if not redeemed; this is not a solution for ongoing financial needs but rather a short-term emergency cash source.

Profile Signals

  • Consumers researching short-term cash access (same-day/next-day) with eligibility claim to verify or application process
  • People with items of value (jewelry, electronics, tools, instruments) they're willing to temporarily pledge as collateral
  • Shoppers seeking to purchase used merchandise at discounted prices in pawn store retail inventory
  • Individuals with poor credit who cannot access traditional personal loans or lines of credit
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Fort Worth, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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