Fargo, ND

Credit Repair & Financial Services in Fargo

Review 11 credit repair companies, personal lenders, and financial services in Fargo, North Dakota. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

North Dakota avg credit score: 722 Median income: $73,959 Poverty rate: 11% Payday loans: Legal North Dakota overview →

Featured Provider Profiles in Fargo

11 companies
American Federal Bank logo

American Federal Bank

FDIC-insured bank serving the Fargo-Moorhead and Red River Valley region with checking, savings, mortgages, and business banking solutions.

BBB: NR

Profile signals: Residents of Fargo, Moorhead, Red River Valley, and Minnesota seeking local banking relationship, Small business and agricultural operators needing community bank support

Aspire Bank logo

Aspire Bank

FDIC-insured bank serving North Dakota, Minnesota, and Arizona with personal and business banking, lending, insurance, and tax services.

BBB: NR

Profile signals: Small business owners in North Dakota, Minnesota, or Arizona seeking integrated banking and lending, Business customers needing quick lending decisions and personalized service

Bank Forward logo

Bank Forward

Regional bank with 13 locations across North Dakota and Minnesota, offering banking, insurance, investment, and tax services with FDIC insurance protection.

BBB: NR

Profile signals: Rural North Dakota and Minnesota residents seeking local banking with personal service and community connection, Customers valuing integrated financial services (banking + insurance + investment + tax) at a single institution

Bell Bank logo

Bell Bank

Bell Bank is a full-service bank offering checking, savings, loans, investment services, and insurance products to personal and business customers.

BBB: NR

Profile signals: Customers seeking integrated banking, lending, investment, and insurance services from a single provider, Digital-savvy users who prefer mobile and online banking with minimal branch visits

Border Bank logo

Border Bank

Community bank serving Minnesota and North Dakota with FDIC-insured checking, savings, loans, and treasury management services for individuals and businesses.

BBB: NR

Profile signals: Individuals and business owners in Minnesota and North Dakota seeking community banking relationships, Agricultural businesses needing ag-specific lending and commercial services

Cornerstone Bank logo

Cornerstone Bank

Cornerstone Bank Fargo, ND — FDIC-insured community bank offering personal and business banking with local decision-making and relationship-based servic...

BBB: NR

Profile signals: Customers in service areas who prefer face-to-face banking relationships, Agricultural businesses and commercial enterprises seeking local lending

Banks in Fargo

View all →
American Federal Bank logo

American Federal Bank

FDIC-insured bank serving the Fargo-Moorhead and Red River Valley region with checking, savings, mortgages, and business banking solutions.

BBB: NR

Profile signals: Residents of Fargo, Moorhead, Red River Valley, and Minnesota seeking local banking relationship, Small business and agricultural operators needing community bank support

Aspire Bank logo

Aspire Bank

FDIC-insured bank serving North Dakota, Minnesota, and Arizona with personal and business banking, lending, insurance, and tax services.

BBB: NR

Profile signals: Small business owners in North Dakota, Minnesota, or Arizona seeking integrated banking and lending, Business customers needing quick lending decisions and personalized service

Bank Forward logo

Bank Forward

Regional bank with 13 locations across North Dakota and Minnesota, offering banking, insurance, investment, and tax services with FDIC insurance protection.

BBB: NR

Profile signals: Rural North Dakota and Minnesota residents seeking local banking with personal service and community connection, Customers valuing integrated financial services (banking + insurance + investment + tax) at a single institution

Bell Bank logo

Bell Bank

Bell Bank is a full-service bank offering checking, savings, loans, investment services, and insurance products to personal and business customers.

BBB: NR

Profile signals: Customers seeking integrated banking, lending, investment, and insurance services from a single provider, Digital-savvy users who prefer mobile and online banking with minimal branch visits

Border Bank logo

Border Bank

Community bank serving Minnesota and North Dakota with FDIC-insured checking, savings, loans, and treasury management services for individuals and businesses.

BBB: NR

Profile signals: Individuals and business owners in Minnesota and North Dakota seeking community banking relationships, Agricultural businesses needing ag-specific lending and commercial services

Cornerstone Bank logo

Cornerstone Bank

Cornerstone Bank Fargo, ND — FDIC-insured community bank offering personal and business banking with local decision-making and relationship-based servic...

BBB: NR

Profile signals: Customers in service areas who prefer face-to-face banking relationships, Agricultural businesses and commercial enterprises seeking local lending

Credit Unions in Fargo

View all →
Fargo Public Schools logo

Fargo Public Schools

Fargo Public Schools Federal Credit Union is a member-owned, not-for-profit financial institution serving the Fargo Public Schools community since 1934 with rate claims to verify and personalized banking.

BBB: NR

Profile signals: Fargo Public Schools employees and their families seeking personalized member-owned banking, Community members wanting to support a local, not-for-profit financial cooperative

Fargo VA logo

Fargo VA

Fargo VA Federal Credit Union is a member-owned, not-for-profit credit union serving the Fargo community with loans, credit cards, and deposit accounts.

BBB: NR

Profile signals: Fargo, North Dakota area residents seeking member-focused banking with local decision-making, Borrowers qualified for home equity or share-secured loans wanting rate claims to verify

Postal Family logo

Postal Family

Postal Family FCU is a credit union serving postal employees and their families in North Dakota with membership-based banking, lending, and vehicle financing services.

BBB: NR

Profile signals: Postal employees and retirees in North Dakota seeking membership-based banking with rate claims to verify, Auto buyers in the Fargo and Grand Forks area looking to finance vehicle purchases through the credit union

Free Help in Fargo

View all →
Southeastern North Dakota Community Action Ag logo

Southeastern North Dakota Community Action Ag

Community Action of Southeastern North Dakota provides free programs and services to low-income families, including weatherization, home repairs, Head Start education, and financial planning assistance.

BBB: NR

Profile signals: Low-income families in southeastern North Dakota seeking weatherization or home repair assistance, Parents interested in Head Start early childhood education programs

Your Rights in North Dakota

North Dakota Consumer Protections: North Dakota allows payday lending with a $500 cap and $20 per $100 fee limit. The state requires lenders to offer payment plans for borrowers who cannot repay. Complaints can be filed with the Department of Financial Institutions or the Attorney General.

Interest Rate Cap: North Dakota usury cap: 6% default rate; payday loans legal with $20 per $100 fee cap ($500 max loan).

Key Regulations:
  • Payday loans capped at $500 with maximum fee of $20 per $100 borrowed.
  • Maximum loan term is 60 days.
  • Rollovers are allowed but lender must offer a payment plan after extended use.
  • Licensed money brokers regulated under the North Dakota Deferred Deposit Service Act.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with North Dakota Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.