Compare 8 credit repair companies, personal lenders, and financial services in Fargo, North Dakota. All independently reviewed with BBB ratings and pricing.
FDIC-insured bank serving the Fargo-Moorhead and Red River Valley region with checking, savings, mortgages, and business banking solutions.
Best for: Residents of Fargo, Moorhead, Red River Valley, and Minnesota seeking local banking relationship, Small business and agricultural operators needing community bank support
FDIC-insured bank serving North Dakota, Minnesota, and Arizona with personal and business banking, lending, insurance, and tax services.
Best for: Small business owners in North Dakota, Minnesota, or Arizona seeking integrated banking and lending, Business customers needing quick lending decisions and personalized service
Regional bank with 13 locations across North Dakota and Minnesota, offering banking, insurance, investment, and tax services with FDIC insurance protection.
Best for: Rural North Dakota and Minnesota residents seeking local banking with personal service and community connection, Customers valuing integrated financial services (banking + insurance + investment + tax) at a single institution
Bell Bank is a full-service bank offering checking, savings, loans, investment services, and insurance products to personal and business customers.
Best for: Customers seeking integrated banking, lending, investment, and insurance services from a single provider, Digital-savvy users who prefer mobile and online banking with minimal branch visits
Community bank serving Minnesota and North Dakota with FDIC-insured checking, savings, loans, and treasury management services for individuals and businesses.
Best for: Individuals and business owners in Minnesota and North Dakota seeking community banking relationships, Agricultural businesses needing ag-specific lending and commercial services
Cornerstone Bank Fargo, ND — FDIC-insured community bank offering personal and business banking with local decision-making and relationship-based servic...
Best for: Customers in service areas who prefer face-to-face banking relationships, Agricultural businesses and commercial enterprises seeking local lending
FDIC-insured bank serving the Fargo-Moorhead and Red River Valley region with checking, savings, mortgages, and business banking solutions.
Best for: Residents of Fargo, Moorhead, Red River Valley, and Minnesota seeking local banking relationship, Small business and agricultural operators needing community bank support
FDIC-insured bank serving North Dakota, Minnesota, and Arizona with personal and business banking, lending, insurance, and tax services.
Best for: Small business owners in North Dakota, Minnesota, or Arizona seeking integrated banking and lending, Business customers needing quick lending decisions and personalized service
Regional bank with 13 locations across North Dakota and Minnesota, offering banking, insurance, investment, and tax services with FDIC insurance protection.
Best for: Rural North Dakota and Minnesota residents seeking local banking with personal service and community connection, Customers valuing integrated financial services (banking + insurance + investment + tax) at a single institution
Bell Bank is a full-service bank offering checking, savings, loans, investment services, and insurance products to personal and business customers.
Best for: Customers seeking integrated banking, lending, investment, and insurance services from a single provider, Digital-savvy users who prefer mobile and online banking with minimal branch visits
Community bank serving Minnesota and North Dakota with FDIC-insured checking, savings, loans, and treasury management services for individuals and businesses.
Best for: Individuals and business owners in Minnesota and North Dakota seeking community banking relationships, Agricultural businesses needing ag-specific lending and commercial services
Cornerstone Bank Fargo, ND — FDIC-insured community bank offering personal and business banking with local decision-making and relationship-based servic...
Best for: Customers in service areas who prefer face-to-face banking relationships, Agricultural businesses and commercial enterprises seeking local lending
Community Action of Southeastern North Dakota provides free programs and services to low-income families, including weatherization, home repairs, Head Start education, and financial planning assistance.
Best for: Low-income families in southeastern North Dakota seeking weatherization or home repair assistance, Parents interested in Head Start early childhood education programs
North Dakota Consumer Protections: North Dakota allows payday lending with a $500 cap and $20 per $100 fee limit. The state requires lenders to offer payment plans for borrowers who cannot repay. Complaints can be filed with the Department of Financial Institutions or the Attorney General.
Interest Rate Cap: North Dakota usury cap: 6% default rate; payday loans legal with $20 per $100 fee cap ($500 max loan).
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with North Dakota Attorney General Consumer Protection Division.
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