Best Banks in Fargo, ND

Compare 7 banks companies serving Fargo, North Dakota. Average rating: 4.2/5.

7 Companies 7 Rated Payday: Legal

North Dakota Lending Regulations

North Dakota allows payday lending with a $500 cap and $20 per $100 fee limit. The state requires lenders to offer payment plans for borrowers who cannot repay. Complaints can be filed with the Department of Financial Institutions or the Attorney General.

Usury cap: 6% default rate; payday loans legal with $20 per $100 fee cap ($500 max loan) Agency: North Dakota Attorney General Consumer Protection Division

Top-Rated Banks

American Federal Bank logo

American Federal Bank

FDIC-insured bank serving the Fargo-Moorhead and Red River Valley region with checking, savings, mortgages, and business banking solutions.

4.3/5
Contact BBB:

Best for: Residents of Fargo, Moorhead, Red River Valley, and Minnesota seeking local banking relationship, Small business and agricultural operators needing community bank support

Aspire Bank logo

Aspire Bank

FDIC-insured bank serving North Dakota, Minnesota, and Arizona with personal and business banking, lending, insurance, and tax services.

4.2/5
Contact BBB:

Best for: Small business owners in North Dakota, Minnesota, or Arizona seeking integrated banking and lending, Business customers needing quick lending decisions and personalized service

Bank Forward logo

Bank Forward

Regional bank with 13 locations across North Dakota and Minnesota, offering banking, insurance, investment, and tax services with FDIC insurance protection.

4.2/5
Contact BBB:

Best for: Rural North Dakota and Minnesota residents seeking local banking with personal service and community connection, Customers valuing integrated financial services (banking + insurance + investment + tax) at a single institution

Bell Bank logo

Bell Bank

Bell Bank is a full-service bank offering checking, savings, loans, investment services, and insurance products to personal and business customers.

4.2/5
Contact BBB:

Best for: Customers seeking integrated banking, lending, investment, and insurance services from a single provider, Digital-savvy users who prefer mobile and online banking with minimal branch visits

Border Bank logo

Border Bank

Community bank serving Minnesota and North Dakota with FDIC-insured checking, savings, loans, and treasury management services for individuals and businesses.

4.2/5
Contact BBB:

Best for: Individuals and business owners in Minnesota and North Dakota seeking community banking relationships, Agricultural businesses needing ag-specific lending and commercial services

Cornerstone Bank logo

Cornerstone Bank

Cornerstone Bank Fargo, ND — FDIC-insured community bank offering personal and business banking with local decision-making and relationship-based servic...

4.2/5
Contact BBB:

Best for: Customers in service areas who prefer face-to-face banking relationships, Agricultural businesses and commercial enterprises seeking local lending

All Banks in Fargo (7)

American Federal Bank logo

American Federal Bank

FDIC-insured bank serving the Fargo-Moorhead and Red River Valley region with checking, savings, mortgages, and business banking solutions.

4.3/5
Contact BBB:

Best for: Residents of Fargo, Moorhead, Red River Valley, and Minnesota seeking local banking relationship, Small business and agricultural operators needing community bank support

Aspire Bank logo

Aspire Bank

FDIC-insured bank serving North Dakota, Minnesota, and Arizona with personal and business banking, lending, insurance, and tax services.

4.2/5
Contact BBB:

Best for: Small business owners in North Dakota, Minnesota, or Arizona seeking integrated banking and lending, Business customers needing quick lending decisions and personalized service

Bank Forward logo

Bank Forward

Regional bank with 13 locations across North Dakota and Minnesota, offering banking, insurance, investment, and tax services with FDIC insurance protection.

4.2/5
Contact BBB:

Best for: Rural North Dakota and Minnesota residents seeking local banking with personal service and community connection, Customers valuing integrated financial services (banking + insurance + investment + tax) at a single institution

Bell Bank logo

Bell Bank

Bell Bank is a full-service bank offering checking, savings, loans, investment services, and insurance products to personal and business customers.

4.2/5
Contact BBB:

Best for: Customers seeking integrated banking, lending, investment, and insurance services from a single provider, Digital-savvy users who prefer mobile and online banking with minimal branch visits

Border Bank logo

Border Bank

Community bank serving Minnesota and North Dakota with FDIC-insured checking, savings, loans, and treasury management services for individuals and businesses.

4.2/5
Contact BBB:

Best for: Individuals and business owners in Minnesota and North Dakota seeking community banking relationships, Agricultural businesses needing ag-specific lending and commercial services

Cornerstone Bank logo

Cornerstone Bank

Cornerstone Bank Fargo, ND — FDIC-insured community bank offering personal and business banking with local decision-making and relationship-based servic...

4.2/5
Contact BBB:

Best for: Customers in service areas who prefer face-to-face banking relationships, Agricultural businesses and commercial enterprises seeking local lending

Gate City Bank logo

Gate City Bank

Gate City Bank is a regional bank offering checking accounts, home loans, auto loans, and business banking services with a focus on local, personalized service.

4.2/5
Contact BBB:

Best for: North Dakota residents seeking a full-service regional bank with local mortgage lending expertise and personalized service, Customers interested in financing multiple assets (home, auto, RV/boat) through a single trusted local institution