Compare 6 credit repair companies, personal lenders, and financial services in Des Moines, Iowa. All independently reviewed with BBB ratings and pricing.
Bankers Trust is a 108-year-old community bank offering personal banking, business lending, and wealth management with FDIC insurance and local decision-making across Iowa, Nebraska, and Arizona.
Best for: Business owners and commercial real estate investors seeking local decision-making with national banking resources, High-net-worth individuals and business owners needing comprehensive wealth management and preservation strategies
Iowa State Bank is a local community bank serving the Des Moines area with 85 years of history, offering personal banking, business banking, and trust & wealth management services.
Best for: Des Moines area residents seeking relationship-based community banking with personalized service, Local small business owners needing integrated business banking with hands-on support
Principal Bank is an FDIC-insured online bank specializing in retirement accounts (IRAs) with savings products, money market accounts, and CDs.
Best for: Existing Principal Financial customers consolidating retirement accounts and seeking FDIC-insured IRA savings, Employees rolling over 401(k)s from former employers who want automatic rollover IRA management with FDIC protection
Greater Des Moines Habitat for Humanity builds affordable housing and provides community support services to low-income families in central Iowa.
Best for: Low-income families seeking long-term affordable homeownership in the Des Moines area, Community members wanting to volunteer and contribute to housing solutions
Des Moines-based nonprofit housing counselor providing HUD-certified education and counseling for renters, homebuyers, homeowners, and landlords throughout Iowa.
Best for: First-time homebuyers in Iowa seeking free education on the homebuying process without sales pressure, Iowa renters needing to understand their legal rights and responsibilities under state landlord-tenant law
Des Moines Municipal Housing Agency is a government department that oversees housing-related services and governance for Iowa's capital city.
Best for: Des Moines residents seeking housing policy information or appeals, Community members wanting to attend public housing governance meetings
Bankers Trust is a 108-year-old community bank offering personal banking, business lending, and wealth management with FDIC insurance and local decision-making across Iowa, Nebraska, and Arizona.
Best for: Business owners and commercial real estate investors seeking local decision-making with national banking resources, High-net-worth individuals and business owners needing comprehensive wealth management and preservation strategies
Iowa State Bank is a local community bank serving the Des Moines area with 85 years of history, offering personal banking, business banking, and trust & wealth management services.
Best for: Des Moines area residents seeking relationship-based community banking with personalized service, Local small business owners needing integrated business banking with hands-on support
Principal Bank is an FDIC-insured online bank specializing in retirement accounts (IRAs) with savings products, money market accounts, and CDs.
Best for: Existing Principal Financial customers consolidating retirement accounts and seeking FDIC-insured IRA savings, Employees rolling over 401(k)s from former employers who want automatic rollover IRA management with FDIC protection
Greater Des Moines Habitat for Humanity builds affordable housing and provides community support services to low-income families in central Iowa.
Best for: Low-income families seeking long-term affordable homeownership in the Des Moines area, Community members wanting to volunteer and contribute to housing solutions
Des Moines-based nonprofit housing counselor providing HUD-certified education and counseling for renters, homebuyers, homeowners, and landlords throughout Iowa.
Best for: First-time homebuyers in Iowa seeking free education on the homebuying process without sales pressure, Iowa renters needing to understand their legal rights and responsibilities under state landlord-tenant law
Des Moines Municipal Housing Agency is a government department that oversees housing-related services and governance for Iowa's capital city.
Best for: Des Moines residents seeking housing policy information or appeals, Community members wanting to attend public housing governance meetings
Iowa Consumer Protections: Iowa permits payday lending with a $500 cap, fee limits, and no rollovers. The Iowa Consumer Credit Code provides comprehensive protections for all consumer credit transactions. Consumers can file complaints with the Iowa Division of Banking or the Attorney General.
Interest Rate Cap: Iowa usury cap: 21% for consumer loans over $30,000; tiered rates for smaller loans; payday loans regulated.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Iowa Attorney General Consumer Protection Division.
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