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Home Opportunities Made Easy, Inc. (Home, Inc.) in Des Moines, IA

4.1/5

Des Moines-based nonprofit housing counselor providing HUD-certified education and counseling for renters, homebuyers, homeowners, and landlords throughout Iowa.

Data compiled from public sources · Rating from CreditDoc methodology

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Home Opportunities Made Easy, Inc. (Home, Inc.) Review

HOME, Inc. (Home Opportunities Made Easy, Inc.) is Des Moines' oldest housing nonprofit, founded in 1967, dedicated to empowering residents by removing barriers to obtaining and maintaining safe, stable, affordable housing. The organization operates as a comprehensive housing resource center rather than a lending institution, positioning education as the cornerstone of its mission. HOME, Inc. employs HUD-certified housing counselors who serve clients across all stages of the housing journey—from prospective renters and first-time homebuyers to existing homeowners and landlords—with services available statewide throughout Iowa. Beyond counseling, the organization engages in neighborhood revitalization and develops affordable housing through direct property development initiatives.

The organization offers multiple free educational programs including monthly homebuyer education classes, RentWise classes covering Iowa landlord-tenant law for renters, post-purchase success programs for homeowners, and upcoming workshops for private landlords and property managers. Their Metro Home Improvement Program provides forgivable grants to qualified homeowners for main system repairs across multiple cities in the Des Moines metropolitan area. All HUD-certified housing counselors are available for one-on-one counseling and education services. The website emphasizes a philosophy of meeting clients where they are in their housing journey and equipping them with knowledge and resources to make informed decisions.

HOME, Inc. distinguishes itself through its deep community roots (57+ years of operation), HUD certification ensuring counseling meets federal standards, comprehensive Iowa-specific education (particularly on state landlord-tenant law), and integration of counseling with actual affordable housing development and home improvement grants. The organization operates as a 501(c)(3) nonprofit with no financial services or lending component, eliminating conflicts of interest common in for-profit housing services. Their forgivable grant program specifically targets homeowners needing major system repairs, a service rarely offered by for-profit entities.

For consumers seeking housing education and counseling, HOME, Inc. represents a legitimate, established nonprofit resource with appropriate credentials and demonstrated community commitment. The primary limitation is geographic focus on Iowa, and potential wait times given the organization's reliance on nonprofit funding and volunteer/grant-based operations. The free nature of services and nonprofit status indicate genuine mission-driven operation rather than profit-seeking, though availability may be constrained during high-demand periods.

Services & Features

Affordable housing property development and construction
Free monthly homebuyer education classes
HUD-certified housing counseling (one-on-one personalized sessions)
Housing counseling available throughout all of Iowa
Housing education and counseling for homeowners
Metro Home Improvement Program forgivable grants for main system repairs
Multilingual services (English and Spanish available)
Neighborhood revitalization initiatives
Post-purchase homeowner success program and classes
Private landlord and property manager workshops (coming soon)
RentWise classes on Iowa landlord-tenant law for renters

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • HUD-certified housing counselors available for personalized counseling and education services
  • Free homebuyer education classes offered monthly with no cost barrier to entry
  • Forgivable grant program (Metro Home Improvement Program) provides actual financial assistance for qualified homeowners' major system repairs
  • RentWise classes specifically cover Iowa landlord-tenant law, providing state-specific legal knowledge
  • 57-year operational history (founded 1967) demonstrates institutional stability and community trust
  • Post-purchase homeowner success program addresses the often-overlooked need for ongoing homeowner education
  • Nonprofit structure with no lending/sales component eliminates conflicts of interest

Cons

  • Services limited to Iowa only, making this resource unavailable for out-of-state consumers
  • As a nonprofit dependent on grants and donations, service capacity may be limited during high-demand periods
  • Website provides no information on typical wait times for counseling appointments or class registration availability
  • No online counseling explicitly advertised (though HUD counselors are noted as available—modality unclear)
  • No financial assistance programs mentioned beyond the Metro Home Improvement Program's specific eligibility criteria

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.9
Transparency
3.5
Ease of Use
4.2

Frequently Asked Questions

Is Home Opportunities Made Easy, Inc. (Home, Inc.) legitimate?

Yes. Home Opportunities Made Easy, Inc. (Home, Inc.) is a registered company, headquartered in Des Moines, IA.

How long does Home Opportunities Made Easy, Inc. (Home, Inc.) take to show results?

Counseling available within 1-2 weeks of contact.

Quick Facts

Headquarters
Des Moines, IA
BBB Accredited
No
Certifications
HUD-Approved
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Home Opportunities Made Easy, Inc. (Home, Inc.)

CreditDoc Diagnosis

Doctor's Verdict on Home Opportunities Made Easy, Inc. (Home, Inc.)

HOME, Inc. is best for Iowa residents seeking free, legitimate housing education and counseling from a HUD-certified, mission-driven nonprofit with no profit motive or lending component. The main caveat is that services are limited to Iowa only, making this resource unavailable for out-of-state consumers, and availability may depend on nonprofit capacity constraints.

Best For

  • First-time homebuyers in Iowa seeking free education on the homebuying process without sales pressure
  • Iowa renters needing to understand their legal rights and responsibilities under state landlord-tenant law
  • Existing Iowa homeowners seeking free post-purchase education or forgivable grants for major home repairs
  • Iowa private landlords and property managers wanting to understand their legal obligations
Updated 2026-04-29

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