Compare 9 credit repair companies, personal lenders, and financial services in Cincinnati, Ohio. All independently reviewed with BBB ratings and pricing.
Fifth Third Bank is a national banking institution offering checking, savings, credit cards, mortgages, business loans, and personal lending through branches and digital channels.
Best for: Consumers seeking traditional full-service banking with physical branch access, Business owners needing commercial lending and deposit account solutions
Unable to verify. Website currently inaccessible (Access Denied error). Cannot confirm First Financial Bank's services, products, or legitimacy.
Best for: Local banking with personal service, FDIC-insured deposits
New Foundation Savings Bank is a community bank offering checking, savings, IRAs, mortgages, and business banking services with a focus on affordable lending.
Best for: Cincinnati-area residents seeking personalized community banking with local decision-making, Homebuyers interested in affordable mortgage options from a relationship-focused lender
Community bank in Cincinnati area offering checking, savings, mortgages, CDs, and consumer loans with branches in Cheviot, Harrison, and Northgate.
Best for: Cincinnati-area residents and small business owners seeking personalized community banking with local branch access, Homebuyers in Ohio looking for mortgage financing from a locally-invested lender
Unable to verify current services — website returns 403 Forbidden error, blocking access to company information and offerings.
Best for: Local banking with personal service, FDIC-insured deposits
Union Savings Bank is a Midwest community bank offering low-cost, low-rate mortgage loans across Ohio, Indiana, Kentucky, and Pennsylvania, plus full-service banking.
Best for: First-time homebuyers in the four-state Midwest region seeking pre-approval and local guidance, VA and active military borrowers seeking VA-specific mortgage products
Fifth Third Bank is a national banking institution offering checking, savings, credit cards, mortgages, business loans, and personal lending through branches and digital channels.
Best for: Consumers seeking traditional full-service banking with physical branch access, Business owners needing commercial lending and deposit account solutions
Unable to verify. Website currently inaccessible (Access Denied error). Cannot confirm First Financial Bank's services, products, or legitimacy.
Best for: Local banking with personal service, FDIC-insured deposits
New Foundation Savings Bank is a community bank offering checking, savings, IRAs, mortgages, and business banking services with a focus on affordable lending.
Best for: Cincinnati-area residents seeking personalized community banking with local decision-making, Homebuyers interested in affordable mortgage options from a relationship-focused lender
Community bank in Cincinnati area offering checking, savings, mortgages, CDs, and consumer loans with branches in Cheviot, Harrison, and Northgate.
Best for: Cincinnati-area residents and small business owners seeking personalized community banking with local branch access, Homebuyers in Ohio looking for mortgage financing from a locally-invested lender
Unable to verify current services — website returns 403 Forbidden error, blocking access to company information and offerings.
Best for: Local banking with personal service, FDIC-insured deposits
U.S. Bank National Association is a major national bank offering checking, savings, credit cards, mortgages, home equity products, and investment services through branches and digital banking.
Best for: Consumers seeking a full-service bank with comprehensive checking, savings, credit cards, mortgages, and investment services under one institution, Homeowners interested in mortgages, refinancing, home equity loans, and integrated home lending with banking services
Unable to verify company details—website currently inaccessible (403 error). Categorized as non-profit housing/credit counseling based on name and existing profile.
Best for: Cincinnati-area residents seeking local non-profit housing counseling (if organization is operational), First-time homebuyers researching pre-purchase education programs (pending website restoration)
Union Savings Bank is a Midwest community bank offering low-cost, low-rate mortgage loans across Ohio, Indiana, Kentucky, and Pennsylvania, plus full-service banking.
Best for: First-time homebuyers in the four-state Midwest region seeking pre-approval and local guidance, VA and active military borrowers seeking VA-specific mortgage products
Ohio Consumer Protections: Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Interest Rate Cap: Ohio usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury. Payday lending is restricted (max $1000).
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Ohio Attorney General Consumer Protection Section.
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