NGH Credit Union logo

NGH Credit Union in Nashville, TN

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NGH Credit Union is a member-owned financial cooperative based in Nashville, TN, providing banking and financial services to its members since its founding.

Data compiled from public sources

NGH Credit Union Review

NGH Credit Union is a federally chartered credit union located in Nashville, Tennessee, operating under 501(c)(14) tax-exempt status as a mutual financial organization. The credit union was established to serve the financial needs of its membership base in the Nashville area, with headquarters at 1818 Albion Street. As a credit union, NGH operates on a cooperative model where members are owners rather than customers of a for-profit institution.

Based on publicly available information, NGH Credit Union provides standard financial services to its membership, consistent with typical credit union offerings. com for member access and information. As a credit union, the institution would typically offer deposit accounts, lending products, and other financial services designed to meet member needs.

NGH Credit Union's distinguishing characteristic as a member-owned cooperative is that profits are returned to members through better rates and lower fees rather than distributed to shareholders. The credit union's tax-exempt status as a mutual financial organization reflects its mission-driven approach to serving its membership base. 3 million and annual revenue of approximately $496,000, NGH operates as a smaller community-focused financial institution.

Prospective members should note that detailed information about specific products, rates, fees, and membership eligibility requirements is not available in the public data reviewed. com to learn about current offerings, membership criteria, and whether the credit union serves their geographic area or occupational category.

Services & Features

Branch banking services
Cooperative financial services
Member deposit accounts
Member financial services
Online banking platform
Savings products

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Member-owned cooperative structure ensures profits benefit members rather than external shareholders
  • Tax-exempt 501(c)(14) status as mutual financial organization
  • Physical branch location in Nashville, TN for in-person banking services
  • Established financial institution with $6.3 million in total assets
  • Online banking platform available at nghcu.com for member convenience

Cons

  • Limited publicly available information about specific products, rates, and fees
  • Smaller institution ($6.3M assets) may have fewer services than larger credit unions or banks
  • Membership eligibility requirements not disclosed in available data
  • No details available about lending products, loan terms, or qualification criteria
  • Geographic or occupational membership restrictions may apply

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Nashville, TN. It does not confirm that NGH Credit Union or this specific location is licensed.

State regulator

Tennessee Department of Financial Institutions

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does NGH Credit Union offer?

NGH Credit Union offers 6 services including Member deposit accounts, Savings products, Online banking platform, Branch banking services, Member financial services, and 1 more.

What profile signals are listed for NGH Credit Union?

NGH Credit Union has profile signals associated with Nashville-area residents seeking local banking with community focus, Members of specific occupational groups or associations served by the credit union, Individuals preferring member-owned institutions over for-profit banks.

What are the strengths and weaknesses of NGH Credit Union?

Key strengths: Member-owned cooperative structure ensures profits benefit members rather than external shareholders; Tax-exempt 501(c)(14) status as mutual financial organization; Physical branch location in Nashville, TN for in-person banking services. Areas to consider: Limited publicly available information about specific products, rates, and fees; Smaller institution ($6.3M assets) may have fewer services than larger credit unions or banks.

How does NGH Credit Union compare to similar companies?

In the Credit Unions category, comparable providers include CN/IC EMPLOYEES CREDIT UNION, Dixie Line Credit Union, FAA Federal Credit Union Center (not open to public). Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1818 Albion St, Nashville, TN 37208
BBB Accredited
No
Visit NGH Credit Union

CreditDoc Profile Note

Research Note on NGH Credit Union

NGH Credit Union is profile signals for Nashville-area residents and eligible members seeking community-focused banking from a member-owned cooperative. The primary caveat is that specific product details, rates, fees, and membership requirements must be verified directly with the credit union, as comprehensive information is not publicly available.

Profile Signals

  • Nashville-area residents seeking local banking with community focus
  • Members of specific occupational groups or associations served by the credit union
  • Individuals preferring member-owned institutions over for-profit banks
Updated 2026-05-08

Similar Companies

CN/IC EMPLOYEES CREDIT UNION logo

CN/IC EMPLOYEES CREDIT UNION

Memphis-based credit union serving employees of CN Railroad, Illinois Central Railroad, and Amtrak since 1932. Offers savings, loans, mobile banking, and retirement accounts.

BBB: NR

Profile signals: Employees of CN Railroad, Illinois Central Railroad, or Amtrak seeking stable, member-owned banking, Railroad industry workers interested in IRAs and retirement planning with personalized service

Dixie Line Credit Union logo

Dixie Line Credit Union

Dixie Line Credit Union is a Nashville, TN not-for-profit credit union founded in 1932, serving 1,200+ members with savings, checking, and loan products.

BBB: NR

Profile signals: Nashville-area residents eligible for membership seeking low-cost community banking, Members wanting vehicle, boat, RV, or ATV financing with a nonprofit lender

FAA Federal Credit Union Center (not open to public) logo

FAA Federal Credit Union Center (not open to public)

FAA Federal Credit Union is a member-owned financial cooperative offering checking, savings, loans, and credit cards with digital banking services and vehicle financing tools.

BBB: NR

Profile signals: Eligible credit union members seeking comprehensive banking services with digital-first access, Members interested in vehicle financing with integrated shopping tools for autos, boats, motorcycles, and RVs

Compare Your Needs With NGH Credit Union

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Quick Summary

  • NGH Credit Union is listed as a Credit Unions provider in Nashville, TN on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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