Best Banks in New York, NY

Compare 41 banks companies serving New York, New York. Average rating: 4.2/5.

41 Companies 41 Rated Payday: Banned

New York Lending Regulations

New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Usury cap: 16% civil usury; 25% criminal usury; payday lending banned Agency: New York Attorney General Consumer Frauds Bureau

Top-Rated Banks

George Dimov CPA logo

George Dimov CPA

NYC-based CPA firm offering tax preparation, accounting, bookkeeping, and financial advisory services for individuals and businesses across New York.

4.5/5
Free BBB: NR

Best for: New York-based business owners and self-employed professionals needing comprehensive tax and accounting support, High-net-worth individuals seeking strategic tax planning and estate/trust services

ICICI Bank New York Branch logo

ICICI Bank New York Branch

ICICI Bank's US branch offers NRI banking services including money transfers to India, home loans, and corporate banking from offices in New York, California, and Texas.

4.5/5
Free BBB: NR

Best for: Non-Resident Indians (NRIs) who need to send money to family and financial accounts in India, Indian expats seeking home loans for property purchases in India while living in the US

Cathay Bank logo

Cathay Bank

Cathay Bank is a full-service bank offering personal checking, savings, home mortgages, credit cards, and digital banking services with multilingual support.

4.4/5
Contact BBB: NR

Best for: Multilingual customers preferring banking services in Chinese, Spanish, or English, Small business owners seeking SBA loan programs and analyzed business checking accounts

Local 802 - American Federation of Musicians logo

Local 802 - American Federation of Musicians

Local 802 AFM is a professional musicians' union offering member benefits including health care, pension, and a credit union for musicians in the entertainment industry.

4.4/5
Contact BBB: NR

Best for: Professional recording musicians seeking specialized financial services and health benefits through union membership, Freelance orchestral and performing artists needing emergency financial assistance and income support

NorthEast Community Bank logo

NorthEast Community Bank

NorthEast Community Bank is a regional bank with 11 branches across New York and Massachusetts offering personal and business checking, savings, CDs, and digital banking services.

4.4/5
Contact BBB: NR

Best for: Customers in Manhattan, Bronx, or Massachusetts suburbs seeking in-person community banking, Small business owners needing local business banking with accessible branch locations

Abacus Federal Savings Bank 国宝银行 曼哈顿 | 商业 房屋 贷款 利率 | 储蓄 支票 账户 存款 利息 logo

Abacus Federal Savings Bank 国宝银行 曼哈顿 | 商业 房屋 贷款 利率 | 储蓄 支票 账户 存款 利息

Abacus Federal Savings Bank is a full-service community bank founded in 1984, serving Chinese immigrants and residents across New York, New Jersey, and Pennsylvania with deposit accounts, mortgages, and business banking services.

4.3/5
Contact BBB: NR

Best for: Chinese immigrants and Chinese-speaking communities in NY, NJ, and PA seeking culturally responsive banking, Senior citizens looking for elder fraud protection and AARP BankSafe-certified banking

All Banks in New York (41)

George Dimov CPA logo

George Dimov CPA

NYC-based CPA firm offering tax preparation, accounting, bookkeeping, and financial advisory services for individuals and businesses across New York.

4.5/5
Free BBB: NR

Best for: New York-based business owners and self-employed professionals needing comprehensive tax and accounting support, High-net-worth individuals seeking strategic tax planning and estate/trust services

ICICI Bank New York Branch logo

ICICI Bank New York Branch

ICICI Bank's US branch offers NRI banking services including money transfers to India, home loans, and corporate banking from offices in New York, California, and Texas.

4.5/5
Free BBB: NR

Best for: Non-Resident Indians (NRIs) who need to send money to family and financial accounts in India, Indian expats seeking home loans for property purchases in India while living in the US

Cathay Bank logo

Cathay Bank

Cathay Bank is a full-service bank offering personal checking, savings, home mortgages, credit cards, and digital banking services with multilingual support.

4.4/5
Contact BBB: NR

Best for: Multilingual customers preferring banking services in Chinese, Spanish, or English, Small business owners seeking SBA loan programs and analyzed business checking accounts

Local 802 - American Federation of Musicians logo

Local 802 - American Federation of Musicians

Local 802 AFM is a professional musicians' union offering member benefits including health care, pension, and a credit union for musicians in the entertainment industry.

4.4/5
Contact BBB: NR

Best for: Professional recording musicians seeking specialized financial services and health benefits through union membership, Freelance orchestral and performing artists needing emergency financial assistance and income support

NorthEast Community Bank logo

NorthEast Community Bank

NorthEast Community Bank is a regional bank with 11 branches across New York and Massachusetts offering personal and business checking, savings, CDs, and digital banking services.

4.4/5
Contact BBB: NR

Best for: Customers in Manhattan, Bronx, or Massachusetts suburbs seeking in-person community banking, Small business owners needing local business banking with accessible branch locations

Abacus Federal Savings Bank 国宝银行 曼哈顿 | 商业 房屋 贷款 利率 | 储蓄 支票 账户 存款 利息 logo

Abacus Federal Savings Bank 国宝银行 曼哈顿 | 商业 房屋 贷款 利率 | 储蓄 支票 账户 存款 利息

Abacus Federal Savings Bank is a full-service community bank founded in 1984, serving Chinese immigrants and residents across New York, New Jersey, and Pennsylvania with deposit accounts, mortgages, and business banking services.

4.3/5
Contact BBB: NR

Best for: Chinese immigrants and Chinese-speaking communities in NY, NJ, and PA seeking culturally responsive banking, Senior citizens looking for elder fraud protection and AARP BankSafe-certified banking

Apple Bank logo

Apple Bank

Regional bank operating 75+ branches across New York City, Long Island, Westchester, Rockland, and New Jersey since 1863. Offers checking, savings, CDs, personal loans, and retirement planning.

4.3/5
Contact BBB:

Best for: New York City and surrounding area residents seeking local branch banking with community roots, Young savers (under 25) wanting to build savings with competitive APY rates

Bank of Baroda logo

Bank of Baroda

Bank of Baroda USA provides NRI banking services, correspondent banking, and deposit accounts for customers with ties to India. Offers business checking, CDs, and remittance services.

4.3/5
Contact BBB:

Best for: Non-Resident Indians (NRIs) needing US banking services with India connections, International businesses requiring correspondent banking between US and Indian financial systems

Intesa Sanpaolo S.p.A., New York Branch logo

Intesa Sanpaolo S.p.A., New York Branch

Intesa Sanpaolo is one of Europe's leading banking groups headquartered in Italy, offering diversified financial services to 13.9 million customers across 2,600+ branches.

4.3/5
Contact BBB: NR

Best for: International corporations and institutions requiring correspondent banking and trade finance services, High-net-worth individuals seeking wealth management through major global banking institution

Abacus Federal Savings Bank logo

Abacus Federal Savings Bank

Abacus Federal Savings Bank is a full-service bank founded in 1984 serving immigrant and local communities across New York, New Jersey, and Pennsylvania with deposit accounts, loans, and insurance services.

4.2/5
Contact BBB:

Best for: Chinese immigrant and multilingual communities in the New York, New Jersey, and Pennsylvania region, Seniors and elderly customers concerned about fraud protection and personal service

Alpine Capital Bank logo

Alpine Capital Bank

Alpine Capital Bank is a private banking institution offering executive-managed personal and business banking services with emphasis on personalized client attention and traditional banking products.

4.2/5
Contact BBB:

Best for: High-net-worth individuals seeking personalized executive-level banking relationships, Clients prioritizing direct access to senior management over digital-first banking

Amalgamated Bank logo

Amalgamated Bank

FDIC-insured bank offering checking, savings, CDs, and business accounts with a focus on socially responsible and impact-driven lending to renewable energy and nonprofit sectors.

4.2/5
Contact BBB:

Best for: Values-aligned consumers and businesses willing to accept below-market interest rates in exchange for socially responsible lending practices, Nonprofit organizations and social enterprises seeking a banking partner committed to impact funding

Bank Hapoalim B.M. logo

Bank Hapoalim B.M.

Bank Hapoalim B.M. is an FDIC-insured U.S. branch of an Israeli-chartered bank headquartered in New York, offering commercial lending and deposit services to institutional and business clients.

4.2/5
Contact BBB:

Best for: Corporate and institutional clients requiring commercial lending facilities and wholesale banking services, Businesses seeking fiduciary services, corporate trust accounts, and international banking capabilities

Bank of China logo

Bank of China

Bank of China U.S.A. is the 4th largest bank globally and oldest Chinese bank in the U.S., offering corporate, personal, and institutional banking services with specialized RMB clearing capabilities.

4.2/5
Contact BBB:

Best for: U.S. businesses conducting trade or operations with China requiring specialized bilateral expertise, Multinational corporations needing comprehensive international banking and trade finance services

Bank of India logo

Bank of India

Bank of India USA offers retail and commercial banking services including checking, savings, and deposit accounts to customers in the United States.

4.2/5
Contact BBB:

Best for: Indian expatriates seeking banking relationships with a familiar institution, Customers needing international money transfers to India

Bessemer Trust Company, National Association logo

Bessemer Trust Company, National Association

Bessemer Trust is a national bank offering private wealth management and investment advisory services for high-net-worth individuals and families seeking comprehensive financial planning.

4.2/5
Contact BBB:

Best for: High-net-worth individuals seeking integrated wealth management and investment advisory services, Families interested in multi-generational wealth planning and philanthropic strategy

Carver Federal Savings Bank logo

Carver Federal Savings Bank

FDIC-insured federal savings bank offering high-yield savings accounts, CDs, and business lending solutions with competitive APY rates up to 4.25%.

4.2/5
Contact BBB:

Best for: Consumers seeking high-yield savings accounts with competitive rates and FDIC protection, Small business owners needing no-fee checking accounts and community-focused lending

Deutsche Bank Trust Company Americas logo

Deutsche Bank Trust Company Americas

Deutsche Bank is a global financial institution offering corporate and institutional banking services, not consumer finance products.

4.2/5
Contact BBB:

Best for: Large multinational corporations seeking global banking and treasury services, Institutional investors interested in sustainable finance and ESG investments

Eastbank, National Association logo

Eastbank, National Association

Full-service community bank established in 1983 serving Manhattan's Chinatown with commercial lending and retail banking products tailored to Asian American businesses and residents.

4.2/5
Contact BBB:

Best for: Asian American business owners and entrepreneurs seeking personalized commercial lending in NYC, Small to mid-size businesses needing commercial real estate or construction financing with responsive decision-making

Global Bank logo

Global Bank

Unable to verify. Global Bank's website (globalbankny.com) is currently returning a 503 Service Unavailable error, preventing access to company information, services, or credentials.

4.2/5
Contact BBB:

Best for: Local banking with personal service, FDIC-insured deposits

Habib American Bank logo

Habib American Bank

Habib American Bank is a full-service bank offering personal and business banking products including checking, savings, CDs, debit cards, commercial mortgages, and wire transfer services.

4.2/5
Contact BBB:

Best for: Small business owners and commercial real estate investors needing fixed-rate mortgages and business banking services, Consumers who value immediate debit card access and prefer in-person banking relationships at branch locations

Industrial and Commercial Bank of China USA, National Association logo

Industrial and Commercial Bank of China USA, National Association

ICBC (USA) N.A. is a national bank offering personal and commercial banking services, including deposits, lending, credit cards, and trade finance.

4.2/5
Contact BBB:

Best for: Chinese-speaking customers seeking banking services with multilingual support, Businesses requiring international trade finance and cross-border banking services

Interaudi Bank logo

Interaudi Bank

Relationship-focused private bank offering personalized banking, lending, and wealth management services with dedicated relationship managers and no call centers.

4.2/5
Contact BBB:

Best for: High-net-worth individuals seeking personalized banking with dedicated relationship managers, International business owners requiring multi-currency accounts and foreign exchange services

Israel Discount Bank of New York logo

Israel Discount Bank of New York

Israel Discount Bank of New York is the largest Israeli-owned bank operating in the U.S., offering commercial banking, private banking, and wealth management services to businesses and high-net-worth individuals.

4.2/5
Contact BBB:

Best for: Small to mid-sized business owners in healthcare, commercial real estate, technology, or specialized industries, High-net-worth individuals seeking private banking, wealth management, and international financial services

Metropolitan Commercial Bank logo

Metropolitan Commercial Bank

Metropolitan Commercial Bank is a NYC-based commercial and business bank offering real estate financing, commercial lending, and specialized deposit products with enhanced FDIC insurance coverage.

4.2/5
Contact BBB:

Best for: Commercial real estate investors and developers seeking customized financing in competitive markets, Business owners needing commercial lending, cash management, and relationship-based banking support

Mizuho Bank (USA) logo

Mizuho Bank (USA)

Mizuho Bank (USA) is a Japanese multinational bank offering corporate and investment banking, financing, and treasury services across multiple US locations and the Americas.

4.2/5
Contact BBB:

Best for: Large multinational corporations with cross-border transaction and financing needs, Japanese and Asian corporations seeking Americas market access and financing

Modern Bank, National Association logo

Modern Bank, National Association

Modern Bank, National Association (MBG) is a digital-first commercial and consumer bank serving entrepreneurs and middle-market businesses with cash flow lending and deposit products.

4.2/5
Contact BBB:

Best for: Business owners and entrepreneurs seeking cash flow lending and commercial banking services, Middle-market companies ($5M-$50M+ revenue) needing sophisticated C&I lending

Popular Bank logo

Popular Bank

Popular Bank is a full-service regional bank offering checking, savings, credit cards, personal loans, and investment services across the U.S., Puerto Rico, and Virgin Islands.

4.2/5
Contact BBB:

Best for: Customers in New York, New Jersey, South Florida, Puerto Rico, or Virgin Islands seeking comprehensive banking, Multi-generational families wanting long-term banking relationships with one institution

Safra National Bank of New York logo

Safra National Bank of New York

Safra National Bank is a private bank established in 1987 specializing in wealth management and customized banking solutions for ultra-high-net-worth clients.

4.2/5
Contact BBB:

Best for: Ultra-high-net-worth individuals ($50M+ in assets) requiring sophisticated multi-jurisdictional wealth management, Family offices and external asset managers needing private banking infrastructure and liquidity solutions

Shinhan Bank America logo

Shinhan Bank America

Shinhan Bank America is a full-service bank offering personal and business banking products including checking, savings, CDs, mortgages, and SBA loans.

4.2/5
Contact BBB:

Best for: Small business owners seeking SBA loans and commercial banking relationships, Customers interested in specialized home mortgage products

The Bank of New York Mellon logo

The Bank of New York Mellon

The Bank of New York Mellon is a global financial services institution providing custody, asset management, and capital markets solutions to institutional clients worldwide.

4.2/5
Contact BBB:

Best for: Institutional asset managers and investment funds requiring custody and administration services, Large corporations needing global payments, trade, and liquidity management solutions

The Berkshire Bank logo

The Berkshire Bank

The Berkshire Bank is an FDIC-insured community bank serving New York with personal and business checking, savings, mortgages, and online banking services.

4.2/5
Contact BBB:

Best for: New York residents seeking traditional community banking with local branch relationships, Business owners needing commercial checking, savings, and lending in New York

Woori America Bank logo

Woori America Bank

FDIC-insured bank offering checking, savings, CDs, mortgages, and business loans with specialized Korean Won remittance and currency exchange services.

4.2/5
Contact BBB:

Best for: Korean-American customers seeking bilingual banking and Korean Won remittance services, Small business owners requiring SBA loans, commercial mortgages, and international trade finance

Grasshopper Bank, N.A. logo

Grasshopper Bank, N.A.

Grasshopper Bank, N.A. is an FDIC-insured digital bank offering business checking, savings, and lending solutions for startups, small businesses, and venture capital firms.

4.1/5
Contact BBB:

Best for: Startups and early-stage companies seeking digital-first business banking with growth-oriented tools, Small business owners requiring SBA lending, payroll management, and accounting integration

HSBC Bank logo

HSBC Bank

HSBC Bank USA offers premier banking, wealth management, and international financial services for high-net-worth individuals and those with cross-border banking needs.

4.1/5
Contact BBB: NR

Best for: High-net-worth individuals seeking integrated wealth management with personalized financial planning, Expatriates and internationally-mobile professionals requiring cross-border banking and money transfer services

MoneyLion logo

MoneyLion

MoneyLion is a fintech platform offering banking, lending, investing, and credit management tools through a single app. Serves 18M+ users with personal loans, checking accounts, credit cards, and automated investing.

4.1/5
Free BBB: F

Best for: Tech-savvy consumers wanting to consolidate 5+ financial services into one app, Users with fair/building credit seeking integrated credit improvement with banking options

Piermont Bank logo

Piermont Bank

Piermont Bank is an FDIC-insured hybrid bank serving small-to-medium businesses with tech-forward solutions, lending, and embedded banking APIs.

4.1/5
Contact BBB:

Best for: Fast-growing small-to-medium businesses seeking personalized banking and quick lending decisions, Entrepreneurs and fund managers needing embedded banking APIs or custom financial solutions

Popular Bank logo

Popular Bank

Full-service bank offering checking, savings, loans, credit cards, and investment services across the U.S., Puerto Rico, and Virgin Islands since 1961.

4.1/5
Contact BBB: NR

Best for: Established consumers seeking a full-service bank with comprehensive financial products and multi-generational wealth planning, Customers in the U.S., Puerto Rico, or Virgin Islands wanting regional banking presence with national ATM access

Scotiabank logo

Scotiabank

Global bank offering personal, business, and commercial banking, wealth management, and capital markets services across 25+ countries with 90,000 employees.

4.1/5
Contact BBB: NR

Best for: International business owners and expatriates needing multi-country banking relationships, Healthcare professionals and specialized professionals qualifying for dedicated banking programs

Standard Chartered USA logo

Standard Chartered USA

International corporate and institutional bank established in the US since 1902, offering cross-border banking solutions for large corporations, governments, and financial institutions.

4.1/5
Contact BBB: NR

Best for: Large multinational corporations requiring cross-border trade and investment facilitation, Government entities and development organizations needing international banking solutions

State Bank of India logo

State Bank of India

Unable to verify. Website access blocked by Zhihu (Chinese Q&A platform). Cannot retrieve State Bank of India profile data.

4.1/5
Contact BBB:

Best for: Local banking with personal service, FDIC-insured deposits