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Bank of Baroda USA provides NRI banking services, correspondent banking, and deposit accounts for customers with ties to India. Offers business checking, CDs, and remittance services.
Data compiled from public sources
Bank of Baroda USA is the United States operations arm of Bank of Baroda, a major Indian financial institution founded in 1908. The parent bank operates over 90 international offices across 15 countries and maintains significant global banking infrastructure. The US subsidiary focuses on serving Non-Resident Indians (NRIs) and businesses requiring correspondent banking services, bridging banking needs between the United States and India.
The institution offers several core deposit and lending products tailored to their customer base. Services include business checking accounts with unlimited transactions, certificate of deposit (CD) accounts denominated in US dollars with fixed interest rates, bank advances for individuals and enterprises in industry and trading activities, and international remittance services. They provide internet banking capabilities and maintain security centers for customer protection. The company also offers document attestation, verification, and certification services, though these carry associated service charges.
Bank of Baroda USA distinguishes itself primarily through its focus on NRI banking services and correspondent banking relationships. As an extension of a century-old Indian bank with established international operations, they provide listed knowledge of banking relationships between US and Indian financial systems. They leverage brand recognition through their Global Brand Ambassador, Sachin Ramesh Tendulkar, and emphasize corporate governance and financial prudence in their messaging.
However, the company appears to operate as a niche player with limited geographic presence in the US market. The website content is minimal, with several placeholder sections marked "*******************" for rates and charges that lack specific details. Their product offerings are narrower compared to major US banks, focusing primarily on listed services for a specific demographic rather than comprehensive consumer banking. The lack of detailed fee structures and limited transparency on their digital platform may hinder accessibility for broader market segments.
This is state-level context for Banks consumers in New York, NY. It does not confirm that Bank of Baroda or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
According to CFPB data (2023-present), Bank of Baroda has a 100% response rate to consumer complaints, with 100% of those responses delivered within the CFPB's 15-day window. Response rate measures whether the company replied — not whether the consumer's issue was resolved in their favor.
Bank of Baroda offers 11 services including NRI bank accounts, Business checking accounts, Certificate of Deposit (CD) accounts, Bank advances for individuals and enterprises, Correspondent banking services, and 6 more.
Bank of Baroda has profile signals associated with Non-Resident Indians (NRIs) needing US banking services with India connections, International businesses requiring correspondent banking between US and Indian financial systems, Individuals and enterprises seeking to maintain banking relationships with an established Indian institution.
Key strengths: listed NRI banking services tailored specifically for Non-Resident Indians with ties to India; Correspondent banking relationships providing international banking connectivity between US and India; Business checking accounts with unlimited transaction capacity and no interest restrictions. Areas to consider: Limited geographic presence in the US with unclear branch locations and availability; Website lacks detailed fee schedules, interest rates, and charge information (shown as placeholders).
In the Banks category, comparable providers include Cathay Bank, George Dimov CPA, ICICI Bank New York Branch. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Bank of Baroda USA is profile signals for Non-Resident Indians and businesses requiring listed banking services between the US and India, particularly those with established relationships to India or the parent bank. The main caveat is that this appears to be a highly listed niche player with limited US presence, incomplete website information, and product offerings that may not serve mainstream banking needs.
Public data from the Consumer Financial Protection Bureau
* Percentage of consumer complaints that received a company response (does not indicate the complaint was resolved in the consumer's favor)
** Percentage of responses delivered within the CFPB's 15-day window
Source: consumerfinance.gov | Last checked 2026-03-30
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Google rating from 5 reviews
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Google rating from 466 reviews
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