Bank of India logo

Bank of India in New York, NY

No stored Google rating available.

Bank of India USA offers retail and commercial banking services including checking, savings, and deposit accounts to customers in the United States.

Data compiled from public sources

Bank of India Review

com. The bank has established a presence in the United States to serve both Indian expatriates and mainstream customers seeking banking services. Bank of India USA provides traditional banking products and services as part of its global network of branches and financial operations.

The company is categorized as a bank offering standard deposit and transaction services to retail and commercial customers. com is not fully accessible through standard browsing—it displays a reCAPTCHA security check page that prevents direct access to detailed service information. This means specific current offerings, account types, fees, and product details cannot be verified from the website content at this time.

Without access to the actual service pages, products offered, fees, and current terms, it is difficult to provide a comprehensive assessment of what distinguishes Bank of India USA from competitors or what specific advantages they offer. The limited website accessibility is a significant caveat for consumers trying to research this institution independently before contacting them.

Services & Features

Checking accounts
Commercial banking services
Deposit accounts
International money transfers
Retail banking services
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • International banking presence with established operations across multiple countries
  • Part of a large, established Indian financial institution with decades of banking experience
  • Likely offers multilingual customer support given focus on expatriate banking
  • Traditional bank with regulatory oversight and deposit protections
  • Global money transfer and remittance capabilities typical of international banks

Cons

  • Website is inaccessible due to security blocks, making it impossible to verify current services or terms
  • Limited transparency about US-specific product offerings and fee structures
  • No clear information available about account minimums, interest rates, or service charges
  • Cannot confirm current branch locations or customer service availability in the US
  • Potential language or geographic barriers for non-expatriate US customers

State Consumer Finance Context

This is state-level context for Banks consumers in New York, NY. It does not confirm that Bank of India or this specific location is licensed.

State regulator

New York Department of Financial Services

Key state rules to check

  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

Does Bank of India respond to consumer complaints?

According to CFPB data (2023-present), Bank of India has a 100% response rate to consumer complaints, with 94.3% of those responses delivered within the CFPB's 15-day window. Response rate measures whether the company replied — not whether the consumer's issue was resolved in their favor.

What services does Bank of India offer?

Bank of India offers 6 services including Checking accounts, Savings accounts, Deposit accounts, International money transfers, Commercial banking services, and 1 more.

What profile signals are listed for Bank of India?

Bank of India has profile signals associated with Indian expatriates seeking banking relationships with a familiar institution, Customers needing international money transfers to India, Businesses with cross-border operations between US and India, Individuals seeking multilingual banking support.

What are the strengths and weaknesses of Bank of India?

Key strengths: International banking presence with established operations across multiple countries; Part of a large, established Indian financial institution with decades of banking experience; Likely offers multilingual customer support given focus on expatriate banking. Areas to consider: Website is inaccessible due to security blocks, making it impossible to verify current services or terms; Limited transparency about US-specific product offerings and fee structures.

How does Bank of India compare to similar companies?

In the Banks category, comparable providers include Cathay Bank, George Dimov CPA, ICICI Bank New York Branch. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1906
Headquarters
New York, NY
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #33648
Visit Bank of India

CreditDoc Profile Note

Research Note on Bank of India

Bank of India USA is profile signals for expatriate Indian customers and businesses with India-US operations seeking banking from an established international institution. However, the inaccessible website prevents verification of current US services, terms, and offerings, making independent research difficult—prospective customers should contact the bank directly.

CFPB Transparency Report

Public data from the Consumer Financial Protection Bureau

Response Rate*
100%
On-Time Response**
94.3%

* Percentage of consumer complaints that received a company response (does not indicate the complaint was resolved in the consumer's favor)

** Percentage of responses delivered within the CFPB's 15-day window

Source: consumerfinance.gov | Last checked 2026-03-30

Profile Signals

  • Indian expatriates seeking banking relationships with a familiar institution
  • Customers needing international money transfers to India
  • Businesses with cross-border operations between US and India
  • Individuals seeking multilingual banking support
Updated 2026-05-08

Similar Companies

Cathay Bank logo

Cathay Bank

Cathay Bank is a full-service bank offering personal checking, savings, home mortgages, credit cards, and digital banking services with multilingual support.

4.6/5

Google rating from 5 reviews

BBB: NR

Profile signals: Multilingual customers preferring banking services in Chinese, Spanish, or English, Small business owners seeking SBA loan programs and analyzed business checking accounts

George Dimov CPA logo

George Dimov CPA

NYC-based CPA firm offering tax preparation, accounting, bookkeeping, and financial advisory services for individuals and businesses across New York.

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Google rating from 505 reviews

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Profile signals: New York-based business owners and self-employed professionals needing comprehensive tax and accounting support, High-net-worth individuals seeking strategic tax planning and estate/trust services

ICICI Bank New York Branch logo

ICICI Bank New York Branch

ICICI Bank's US branch offers NRI banking services including money transfers to India, home loans, and corporate banking from offices in New York, California, and Texas.

4.9/5

Google rating from 466 reviews

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Profile signals: Non-Resident Indians (NRIs) who need to send money to family and financial accounts in India, Indian expats seeking home loans for property purchases in India while living in the US

Compare Your Needs With Bank of India

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Quick Summary

  • Bank of India is listed as a Banks provider in New York, NY on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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