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Commerce Bank
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BBB:
Bank of India in New York, NY
Bank of India USA offers retail and commercial banking services including checking, savings, and deposit accounts to customers in the United States.
Data compiled from public sources · Rating from CreditDoc methodology
Bank of India Review
com. The bank has established a presence in the United States to serve both Indian expatriates and mainstream customers seeking banking services. Bank of India USA provides traditional banking products and services as part of its global network of branches and financial operations.
The company is categorized as a bank offering standard deposit and transaction services to retail and commercial customers. com is not fully accessible through standard browsing—it displays a reCAPTCHA security check page that prevents direct access to detailed service information. This means specific current offerings, account types, fees, and product details cannot be verified from the website content at this time.
Without access to the actual service pages, products offered, fees, and current terms, it is difficult to provide a comprehensive assessment of what distinguishes Bank of India USA from competitors or what specific advantages they offer. The limited website accessibility is a significant caveat for consumers trying to research this institution independently before contacting them.
Services & Features
Checking accounts
Commercial banking services
Deposit accounts
International money transfers
Retail banking services
Savings accounts
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- International banking presence with established operations across multiple countries
- Part of a large, established Indian financial institution with decades of banking experience
- Likely offers multilingual customer support given focus on expatriate banking
- Traditional bank with regulatory oversight and deposit protections
- Global money transfer and remittance capabilities typical of international banks
Cons
- Website is inaccessible due to security blocks, making it impossible to verify current services or terms
- Limited transparency about US-specific product offerings and fee structures
- No clear information available about account minimums, interest rates, or service charges
- Cannot confirm current branch locations or customer service availability in the US
- Potential language or geographic barriers for non-expatriate US customers
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.8
Transparency 4.5
Ease of Use 4.5
Frequently Asked Questions
Is Bank of India legitimate?
Yes. Bank of India is a registered company, headquartered in New York, NY, founded in 1906.
How long does Bank of India take to show results?
Account opening typically takes 1-3 business days. Loan decisions vary by product.
Quick Facts
- Founded
- 1906
- Headquarters
- New York, NY
- BBB Accredited
- No
- Certifications
- FDIC Insured FDIC Cert #33648
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Bank of India
Bank of India USA is best for expatriate Indian customers and businesses with India-US operations seeking banking from an established international institution. However, the inaccessible website prevents verification of current US services, terms, and offerings, making independent research difficult—prospective customers should contact the bank directly.
CFPB Transparency Report
Public data from the Consumer Financial Protection Bureau
- Issues Resolved
- 100%
- Timely Responses
- 94.3%
Source: consumerfinance.gov | Last checked 2026-03-30
Best For
- Indian expatriates seeking banking relationships with a familiar institution
- Customers needing international money transfers to India
- Businesses with cross-border operations between US and India
- Individuals seeking multilingual banking support
Updated 2026-04-29
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