No stored Google rating available.
Regional bank operating 75+ branches across New York City, Long Island, Westchester, Rockland, and New Jersey since 1863. Offers checking, savings, CDs, personal loans, and retirement planning.
Data compiled from public sources
Apple Bank is a community-focused regional bank founded in 1863 with deep roots in the New York metropolitan area. The institution operates more than 75 physical branches across the five boroughs of New York City, Long Island, Westchester County, Rockland County, and expanding markets in New Jersey. As a longstanding financial institution, Apple Bank emphasizes its role as a neighborhood bank where employees are local residents and community members.
The bank offers a comprehensive suite of consumer and business banking services. Personal products include Simple Checking (advertised with no fees and no fine print), savings accounts, certificates of deposit, personal loans, and retirement planning services. 00% APY for customers up to age 25 on balances up to $10,000.
00% APY terms ranging from 6 to 12 months with a $25,000 minimum deposit for in-branch openings only. Apple Bank also provides business banking through Business Connect and mortgage services through Apple Mortgages. What distinguishes Apple Bank is its emphasis on local community presence and personalized banking relationships.
The bank markets itself as deeply rooted in its neighborhoods with bankers who live and work in the same communities they serve. This contrasts with larger national banks and purely digital neobanks. The institution maintains FDIC deposit insurance protection and offers modern digital banking conveniences including mobile check deposit, Zelle money transfers, online bill pay, budget tracking tools, and the ability to move money between accounts.
Apple Bank is a traditional regional bank suitable for customers who value local branch access and community-oriented banking, though it operates in a limited geographic footprint primarily serving the New York metropolitan area. The bank's rates are competitive with the broader market, and it provides standard banking services without the listed focus of niche lenders. Customers seeking nationwide accessibility or listed financial products may find better alternatives elsewhere.
This is state-level context for Banks consumers in New York, NY. It does not confirm that Apple Bank or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Apple Bank offers 13 services including Simple Checking accounts with no fees, Savings accounts with competitive APY rates, Certificate of Deposit (CD) products with variable terms, Apple Choice Banking program with tiered APY, SmartStart Savings for customers under 25, and 8 more.
Apple Bank has profile signals associated with New York City and surrounding area residents seeking local branch banking with community roots, Young savers (under 25) wanting to build savings with competitive APY rates, Customers who value in-person banker relationships and personalized financial guidance, Business owners in the New York metropolitan area needing commercial banking services.
Key strengths: Simple Checking account with no fees and no fine print, simplifying account management; SmartStart Savings offering 5.00% APY for young savers (under 25) on balances up to $10,000; Apple Choice Banking program providing 3.55% APY on qualifying balances of $2,500+. Areas to consider: Geographic limitation: branches concentrated in New York metropolitan area only, not accessible nationally; CD special offer requires $25,000 minimum deposit and in-branch account opening only, limiting accessibility.
In the Banks category, comparable providers include Cathay Bank, George Dimov CPA, ICICI Bank New York Branch. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Apple Bank is profile signals for customers in the New York metropolitan area who prioritize local branch access, community-focused banking relationships, and competitive deposit rates. The main caveat is that this is a geographically limited regional bank with no nationwide presence, making it unsuitable for customers outside its service territory or those requiring national ATM networks and digital-only banking.
Cathay Bank is a full-service bank offering personal checking, savings, home mortgages, credit cards, and digital banking services with multilingual support.
Google rating from 5 reviews
Profile signals: Multilingual customers preferring banking services in Chinese, Spanish, or English, Small business owners seeking SBA loan programs and analyzed business checking accounts
NYC-based CPA firm offering tax preparation, accounting, bookkeeping, and financial advisory services for individuals and businesses across New York.
Google rating from 505 reviews
Profile signals: New York-based business owners and self-employed professionals needing comprehensive tax and accounting support, High-net-worth individuals seeking strategic tax planning and estate/trust services
ICICI Bank's US branch offers NRI banking services including money transfers to India, home loans, and corporate banking from offices in New York, California, and Texas.
Google rating from 466 reviews
Profile signals: Non-Resident Indians (NRIs) who need to send money to family and financial accounts in India, Indian expats seeking home loans for property purchases in India while living in the US
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