Compare 66 credit repair companies, personal lenders, and financial services in San Diego, California. All independently reviewed with BBB ratings and pricing.
Roz Lawsuit Loans offers pre-settlement legal funding to plaintiffs in California, providing cash advances against pending lawsuit settlements.
Best for: California plaintiffs in active personal injury or civil cases who need cash while awaiting settlement, Consumers who prefer direct, one-on-one contact with a small independent funder rather than a large company
ARG Finance is a California-licensed multifamily loan broker arranging apartment financing for 5+ unit properties across San Diego and Southern California, offering fixed-rate loans from $500K to $20M+.
Best for: Commercial multifamily property investors acquiring or refinancing 5+ unit apartment buildings, Real estate investors seeking non-traditional underwriting with stated-income or foreign national programs
California Southern is a loan guarantee lender serving San Diego and Imperial Counties since 1989, helping small businesses access financing by assuming lending risk with partner banks.
Best for: Minority-owned and women-owned small businesses in San Diego or Imperial Counties seeking conventional bank financing, Small to mid-size businesses with good business plans but insufficient credit history or collateral for traditional loans
Civic Communities provides capital solutions, consulting, and project management focused on economic development in San Diego's low-income and distressed areas through the New Markets Tax Credit program.
Best for: Small businesses and nonprofits located in San Diego County low-income census tracts seeking growth capital, Community development projects focused on housing, infrastructure, or job creation in disadvantaged areas
NPC Payments is a San Diego-based merchant services provider offering credit card processing, POS terminals, and payment solutions for businesses of all sizes.
Best for: Small to mid-sized brick-and-mortar businesses (retail, restaurants, gas stations) needing in-person payment processing, E-commerce businesses requiring online payment solutions and recurring billing capabilities
Licensed debt settlement law firm offering debt negotiation, consolidation, and litigation defense across 10+ states through attorney representation.
Best for: Consumers being actively harassed or sued by debt collectors who want legal representation, Residents in CO, FL, GA, IA, IL, KS, NJ, NV, OH, SC, or VA seeking attorney-led debt negotiation
San Diego and El Centro bankruptcy law firm offering Chapter 7, 13, and 11 filings with a claimed 98.9% success rate and 20+ years of experience.
Best for: San Diego and El Centro residents facing Chapter 7 liquidation or asset protection through Chapter 13, Homeowners seeking foreclosure defense or loan modification alternatives
San Diego-based bankruptcy law firm specializing exclusively in Chapter 7 and Chapter 13 filings. Over a decade of experience helping residents eliminate debt and stop collection actions.
Best for: San Diego residents facing wage garnishment, foreclosure, or active lawsuits from creditors, Individuals with high credit card debt, medical bills, or second mortgage debt seeking Chapter 7 discharge
San Diego-based bankruptcy attorney Josh Birdsill provides Chapter 7, Chapter 13, and tax law services for individuals and small businesses seeking debt relief.
Best for: San Diego-area individuals and small business owners with significant debt seeking personalized attorney representation, Consumers with combined bankruptcy and tax law issues requiring integrated legal strategy
San Diego-based bankruptcy attorney David J. Rausa specializes in Chapter 7 and Chapter 13 filings, offering free consultations and credit card payment options.
Best for: San Diego-area residents considering Chapter 7 liquidation bankruptcy, Individuals exploring Chapter 13 repayment plan options
San Diego bankruptcy attorney Richard Komisars offers Chapter 7 and Chapter 13 bankruptcy filing services with free consultations and same-day emergency filings to stop foreclosures.
Best for: San Diego-area residents facing immediate foreclosure or wage garnishment needing urgent bankruptcy filing, California residents throughout the state seeking Chapter 7 or Chapter 13 bankruptcy representation
California-based bankruptcy and consumer protection law firm offering Chapter 7 and Chapter 13 filing services and debt relief representation for individuals facing financial hardship.
Best for: California residents with unsecured debt exceeding $10,000 facing creditor lawsuits or wage garnishment, Individuals deciding between Chapter 7 liquidation versus Chapter 13 repayment plan bankruptcy options
Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.
Best for: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services
CFSC at Otto Square offers check cashing without bank accounts, plus money transfers, bill pay, and prepaid debit cards at 3553 National Ave in San Diego.
Best for: Unbanked or underbanked consumers who need immediate check cashing without a bank account, People sending money internationally or to family (Western Union and money transfer services)
Currency Exchange International buys and sells 80+ foreign currencies with daily stock, plus gold bullion coins and bars. Serves travelers and currency traders from San Diego locations.
Best for: International travelers needing foreign currency before departure with flexible evening/weekend hours, Expats and immigrants regularly sending money or exchanging currency to home countries
David's Friendly Market Liquor & Check Cashing offers check cashing, money orders, wire transfers, and bill payment services at 543 32nd St, San Diego, with extended hours daily.
Best for: Unbanked or underbanked San Diego residents needing same-day check cashing, Customers requiring evening or weekend check cashing services in the 92102 area
Established liquor store in San Diego's Clairemont Mesa neighborhood that also offers check cashing and financial transaction services since 1976.
Best for: Neighborhood residents needing to cash checks from their regular liquor store, Customers seeking convenient bill payment while purchasing beverages
San Diego, CA's MoneyGram at 4874 Genesee Ave offers check cashing, money transfers, and bill payment services with extended Friday hours.
Best for: Unbanked and underbanked consumers needing check cashing near retail locations, Customers sending money to family members domestically or internationally
Max Cash offers online emergency loans up to $10,000+ in San Diego with 24/7 application and optional vehicle collateral to secure better offers.
Best for: Consumers with poor or limited credit history needing emergency funds quickly, Vehicle owners who can use their car as collateral to improve loan offer terms
San Diego's Easy Payday Loans at 4250 University Ave offers quick cash solutions open 24/7.
Best for: Employed individuals facing urgent unexpected expenses who need cash within 24 hours, California residents with poor credit scores unable to qualify for personal bank loans
Get Auto Title Loans provides car title loans in San Diego, CA, offering quick cash based on vehicle equity with same-day or next-day funding for borrowers with any credit history.
Best for: Borrowers with damaged credit (bankruptcy, charge-offs) who cannot qualify for traditional personal loans or bank credit, Vehicle owners facing emergency cash needs within 24 hours who own their car outright or have significant equity
San Diego Payday Loans Cash is a loan marketplace connecting borrowers to 100+ lenders offering fast payday and personal loans with next-day funding.
Best for: San Diego residents needing $100–$1,000 for unexpected emergencies with same-day or next-day timeline, Borrowers with bad credit or thin credit files who want to apply once rather than to multiple lenders
Good Rate Loans is a loan marketplace that connects borrowers to a network of lenders offering personal and short-term loans from $1,000–$5,000 with fast approval and funding.
Best for: Borrowers seeking quick access to $1,000–$5,000 without traditional bank requirements, Applicants with poor credit who need multiple lender options simultaneously
Urban Payday Loans is a free loan-matching service in San Diego that connects borrowers with third-party lenders for payday, personal, and bad-credit loans.
Best for: San Diego-area borrowers with bad or no credit needing fast cash, Consumers who want to cast a wide net across multiple lenders with one form
Express Pawn is a San Diego pawn chain with 9 locations and 40+ years of experience offering collateral loans, buying, and selling across jewelry, luxury goods, electronics, and tools.
Best for: San Diego residents needing fast cash without a credit check or credit impact, Sellers of luxury goods, high-end watches, diamonds, or designer handbags who want expert valuation
Monte De Piedad® Pawn Shop San Diego, California — Monte De Piedad is a 13-location pawn shop chain in San Diego specializing in jewelry loans and gold ...
Best for: Consumers needing immediate cash ($500-$5,000+) without credit checks or approval delays, Jewelry owners with valuable items willing to use collateral for short-term liquidity
Monte De Piedad® Pawn Shop San Diego, California — Monte de Piedad is a San Diego-area pawn shop chain with 13 locations offering collateral-based jewel...
Best for: San Diego-area residents needing fast cash using gold or jewelry as collateral, Gold jewelry owners who want to compare buyout offers and get a competitive price
CashCo Pawn Shop is a San Diego-based pawnbroker offering collateral-based loans, merchandise sales, and jewelry services with a BBB A+ rating and 20+ years in operation.
Best for: People needing immediate short-term cash ($500-$5,000) with items of value to collateralize, Customers seeking non-credit-based lending without background or credit checks
Family-owned San Diego pawn shop offering collateral-based loans, buying, and selling of merchandise. Previously operated as Music Rental Co. & Pawn Shop.
Best for: Consumers needing emergency cash within hours without credit checks, Bargain hunters and resellers seeking discounted merchandise inventory
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ARG Finance is a California-licensed multifamily loan broker arranging apartment financing for 5+ unit properties across San Diego and Southern California, offering fixed-rate loans from $500K to $20M+.
Best for: Commercial multifamily property investors acquiring or refinancing 5+ unit apartment buildings, Real estate investors seeking non-traditional underwriting with stated-income or foreign national programs
Private real estate lender specializing in first trust deed loans secured by income property in San Diego County since 1974, offering bridge, construction, and permanent financing.
Best for: Real estate investors seeking bridge or construction financing for income properties in San Diego County, Mortgage brokers and their clients needing flexible terms and quick underwriting decisions
California-based non-judicial foreclosure trustee services for lenders, hard money brokers, and investors since 1995. Specializes in trust deed foreclosures and third-party trustee services.
Best for: Hard money lenders and private mortgage investors managing non-judicial foreclosures in California, Seller-financed mortgage holders requiring trustee services and foreclosure processing
California Lending Company is a BBB A+-rated mortgage brokerage serving California with home purchase loans, refinancing, and specialized loan programs including FHA, VA, and non-traditional options.
Best for: California homebuyers with non-traditional income documentation needs (Bank Statement, Non-QM loans), VA loan borrowers seeking IRRRL refinances or purchase loans with specialized knowledge
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California Southern is a loan guarantee lender serving San Diego and Imperial Counties since 1989, helping small businesses access financing by assuming lending risk with partner banks.
Best for: Minority-owned and women-owned small businesses in San Diego or Imperial Counties seeking conventional bank financing, Small to mid-size businesses with good business plans but insufficient credit history or collateral for traditional loans
Civic Communities provides capital solutions, consulting, and project management focused on economic development in San Diego's low-income and distressed areas through the New Markets Tax Credit program.
Best for: Small businesses and nonprofits located in San Diego County low-income census tracts seeking growth capital, Community development projects focused on housing, infrastructure, or job creation in disadvantaged areas
NPC Payments is a San Diego-based merchant services provider offering credit card processing, POS terminals, and payment solutions for businesses of all sizes.
Best for: Small to mid-sized brick-and-mortar businesses (retail, restaurants, gas stations) needing in-person payment processing, E-commerce businesses requiring online payment solutions and recurring billing capabilities
Mega Auto Finance purchases retail installment contracts from California auto dealerships, specializing in non-prime and sub-prime automotive financing with real-time manual underwriting.
Best for: California residents with non-prime or subprime credit seeking auto financing through dealership partnerships, Auto dealerships in California seeking financing programs to expand their customer base in the subprime market
San Diego-based credit repair company offering dispute services to help consumers remove negative items and errors from credit reports.
Best for: San Diego-area consumers with credit report errors or inaccurate negative items, Individuals with specific 750+ credit score improvement goals
Performance-based credit repair company operating in San Diego with no upfront fees. Clients pay only after successful credit removals or fixes.
Best for: San Diego-area consumers with negative credit items who want to avoid upfront payment risk, Baby Boomers and older adults seeking to rebuild credit for major purchases (home/auto)
San Diego's Chase Bank at 101 W Broadway offers convenient banking with weekday and Saturday hours in the downtown area.
Best for: Customers seeking comprehensive banking and investment services integrated under one major institution, Business owners needing commercial banking, payment processing, and business credit card solutions
Cash App's buy-now-pay-later service powered by Afterpay, allowing users to split purchases into installments with no interest when paid on time.
Best for: Budget-conscious consumers making regular online purchases at popular retailers, Cash App users seeking to spread payment of recent purchases without interest
Roz Lawsuit Loans offers pre-settlement legal funding to plaintiffs in California, providing cash advances against pending lawsuit settlements.
Best for: California plaintiffs in active personal injury or civil cases who need cash while awaiting settlement, Consumers who prefer direct, one-on-one contact with a small independent funder rather than a large company
Licensed debt settlement law firm offering debt negotiation, consolidation, and litigation defense across 10+ states through attorney representation.
Best for: Consumers being actively harassed or sued by debt collectors who want legal representation, Residents in CO, FL, GA, IA, IL, KS, NJ, NV, OH, SC, or VA seeking attorney-led debt negotiation
San Diego, CA: CoinFlip Bitcoin ATM at CFSC Downtown offers fast, convenient Bitcoin transactions on Fifth Ave with extended hours.
Best for: Early-stage cryptocurrency investors who prefer cash transactions and physical locations, Individuals without traditional bank accounts seeking to enter the crypto market quickly
Money One Federal Credit Union is a Maryland-based, member-owned credit union serving the Largo and Upper Marlboro areas with auto loans, mortgages, personal loans, and checking accounts.
Best for: Maryland residents in qualifying zip codes seeking membership-based, not-for-profit lending alternatives, Employees of the 100+ approved employers and organizations eligible for membership
Payoff Financial connects borrowers with a network of lenders to consolidate debt through personal loans with fixed rates and flexible terms.
Best for: Consumers with multiple high-interest credit card balances seeking to consolidate into one payment, Borrowers with fair to good credit looking to lower monthly payments and interest rates
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Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in San Diego offer free guidance at consumerfinance.gov.
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