Raleigh, North Carolina

Credit Repair & Financial Services in Raleigh

Compare 43 credit repair companies, personal lenders, and financial services in Raleigh, North Carolina. All independently reviewed with BBB ratings and pricing.

Top Rated in Raleigh

43 companies
American Consumer Credit Counseling, Inc logo

American Consumer Credit Counseling, Inc

ACCC is a non-profit credit counseling agency offering free consultations, debt management programs, bankruptcy counseling, and housing services nationwide.

4.0/5
Contact BBB: NR

Best for: Consumers with $5K–$50K+ in credit card debt who want a structured repayment plan, People considering bankruptcy who want to explore alternatives first

Loan For Any Purpose logo

Loan For Any Purpose

Loan For Any Purpose Raleigh, North Carolina — Loan For Any Purpose offers personal, installment, title, payday, and cash advance loans ranging from $25...

4.0/5
Free BBB: NR

Best for: Bad-credit borrowers in Detroit or Atlanta needing fast access to small amounts under $1,000, Vehicle owners with equity who want a title loan up to $50,000 without a credit check barrier

Mariner Finance logo

Mariner Finance

Mariner Finance Raleigh, North Carolina — Mariner Finance is a coast-to-coast personal loan lender with physical branch locations offering unsecured per...

4.0/5
Free BBB: NR

Best for: Consumers in the Indianapolis area or other Mariner Finance branch locations who prefer in-person lending relationships, Borrowers seeking specialized loan products for specific purposes (home improvement, weddings, vacations) rather than generic personal loans

OneMain Financial logo

OneMain Financial

OneMain Financial Raleigh, North Carolina — OneMain Financial offers secured and unsecured personal loans from $1,500–$30,000 at fixed rates of 11.99%–3...

4.0/5
Free BBB: NR

Best for: Borrowers with fair or poor credit who need a structured installment loan and are turned down by banks, Consumers who prefer in-person guidance from a local loan specialist rather than a fully online process

Time Financing Service logo

Time Financing Service

Time Financing Service offers personal loans from $1,000-$10,000 with same-day cash availability and online application, serving borrowers across multiple service areas.

4.0/5
Free BBB: NR

Best for: Borrowers seeking $1,000-$10,000 for bill consolidation or immediate cash needs, Consumers who prefer in-person loan discussions at local branch offices

American Gold Exchange & Pawn logo

American Gold Exchange & Pawn

Family-owned pawn shop in Raleigh, NC since 1994 offering quick cash loans, precious metal buying, and retail sales with no middlemen and A+ BBB rating.

3.9/5
Contact BBB: NR

Best for: Customers needing immediate cash who own valuable items and prefer to avoid credit checks, Local Raleigh residents seeking to buy used merchandise at discounted prices with warranty protection

Check Cashing & Money Services in Raleigh

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Check Cashing Cely's Casa de Cambio logo

Check Cashing Cely's Casa de Cambio

Check Cashing Cely's Casa de Cambio offers check cashing, money orders, wire transfers, and bill payment services in Durham, NC with extended hours and bilingual service.

2.3/5
Contact BBB: NR

Best for: Unbanked or underbanked consumers who need immediate check access without account fees, Spanish-speaking community members who prefer bilingual financial service providers

Check Cashing of Raleigh logo

Check Cashing of Raleigh

Check Cashing of Raleigh provides check cashing, money orders, bill payments, and money transfers to residents across the Triangle area. Serves payroll, government, and tax checks with no holds.

2.3/5
Contact BBB: NR

Best for: Unbanked and underbanked workers in the Raleigh Triangle area needing immediate access to payroll, People without traditional bank accounts requiring bill payment and money transfer services

Check Cashing S. Saunders logo

Check Cashing S. Saunders

Check cashing service in Raleigh, NC offering quick access to funds without bank delays. Known for professional staff and straightforward transactions.

2.3/5
Contact BBB: NR

Best for: Individuals needing same-day or next-day access to funds from checks without bank account delays, Customers seeking check cashing without lengthy banking verification processes

Dalia Check Cashing logo

Dalia Check Cashing

Dalia Check Cashing offers check cashing, money orders, bill payment, and money transfer services with competitive rates and convenient hours.

2.3/5
Contact BBB: NR

Best for: Unbanked or underbanked consumers needing immediate check cashing without a bank account, Customers seeking free money order services without per-transaction fees

Envios Rapidos Inc logo

Envios Rapidos Inc

Envios Rapidos Inc is a money transfer service located in Raleigh, NC offering international and domestic fund transfers and related financial services.

2.3/5
Contact BBB: NR

Best for: Local Raleigh residents needing in-person money transfer or check-cashing services, Spanish-speaking customers seeking money transfer services to Latin America

MoneyGram logo

MoneyGram

Raleigh, NC's MoneyGram at 4309 New Bern Ave offers check cashing, money transfers, and bill payments.

2.3/5
Contact BBB: NR

Best for: Unbanked or underbanked consumers who need check cashing without a bank account, International immigrants sending money to family abroad through established corridors

I Need a Loan in Raleigh

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Loan For Any Purpose logo

Loan For Any Purpose

Loan For Any Purpose Raleigh, North Carolina — Loan For Any Purpose offers personal, installment, title, payday, and cash advance loans ranging from $25...

4.0/5
Free BBB: NR

Best for: Bad-credit borrowers in Detroit or Atlanta needing fast access to small amounts under $1,000, Vehicle owners with equity who want a title loan up to $50,000 without a credit check barrier

Mariner Finance logo

Mariner Finance

Mariner Finance Raleigh, North Carolina — Mariner Finance is a coast-to-coast personal loan lender with physical branch locations offering unsecured per...

4.0/5
Free BBB: NR

Best for: Consumers in the Indianapolis area or other Mariner Finance branch locations who prefer in-person lending relationships, Borrowers seeking specialized loan products for specific purposes (home improvement, weddings, vacations) rather than generic personal loans

OneMain Financial logo

OneMain Financial

OneMain Financial Raleigh, North Carolina — OneMain Financial offers secured and unsecured personal loans from $1,500–$30,000 at fixed rates of 11.99%–3...

4.0/5
Free BBB: NR

Best for: Borrowers with fair or poor credit who need a structured installment loan and are turned down by banks, Consumers who prefer in-person guidance from a local loan specialist rather than a fully online process

Time Financing Service logo

Time Financing Service

Time Financing Service offers personal loans from $1,000-$10,000 with same-day cash availability and online application, serving borrowers across multiple service areas.

4.0/5
Free BBB: NR

Best for: Borrowers seeking $1,000-$10,000 for bill consolidation or immediate cash needs, Consumers who prefer in-person loan discussions at local branch offices

Lendmark Financial Services LLC logo

Lendmark Financial Services LLC

Lendmark Financial Services LLC Raleigh, North Carolina — Lendmark Financial Services is a consumer finance company offering personal loans, auto loans,...

3.9/5
Contact BBB: NR

Best for: Borrowers in North Carolina or other states with Lendmark branches seeking in-person loan service, Consumers with multiple high-interest debts wanting to consolidate into a single fixed-rate payment

Loan for Any Purpose logo

Loan for Any Purpose

Raleigh personal loan services at Loan for Any Purpose on New Bern Ave, NC, offering quick loans for any purpose to local residents.

3.9/5
Contact BBB: NR

Best for: Workers needing $250–$1,000 for urgent expenses with same-day access, Borrowers with poor or no credit history seeking immediate cash without traditional bank approval

Pawn Shops in Raleigh

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American Gold Exchange & Pawn logo

American Gold Exchange & Pawn

Family-owned pawn shop in Raleigh, NC since 1994 offering quick cash loans, precious metal buying, and retail sales with no middlemen and A+ BBB rating.

3.9/5
Contact BBB: NR

Best for: Customers needing immediate cash who own valuable items and prefer to avoid credit checks, Local Raleigh residents seeking to buy used merchandise at discounted prices with warranty protection

National Pawn logo

National Pawn

National Pawn Raleigh, North Carolina — FirstCash is the leading international pawn store operator with 3,300+ locations in 29 U.S. states, the U.K., an...

3.9/5
Contact BBB: NR

Best for: Cash-constrained consumers who need immediate funds and own items of value but cannot qualify for traditional loans, Bargain shoppers looking for secondhand electronics, jewelry, tools, or musical instruments at below-retail prices

National Pawn logo

National Pawn

National Pawn Raleigh, North Carolina — FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the ...

3.9/5
Contact BBB: NR

Best for: Consumers facing temporary cash shortages who own valuable items (jewelry, electronics, instruments) and need same-day funding, Individuals without access to traditional credit or bank loans who need small emergency funds under $1,000

Picasso Pawn logo

Picasso Pawn

Picasso Pawn is a North Carolina pawn shop offering collateral-based loans, buy/sell/trade services, and firearms sales with no credit check required.

3.9/5
Contact BBB: NR

Best for: Consumers needing immediate cash who own valuable items (jewelry, firearms, electronics) and lack traditional bank credit, Individuals seeking quick, short-term loans without credit reporting or employment verification requirements

Picasso Pawn logo

Picasso Pawn

Picasso Pawn is a North Carolina pawn shop offering collateral-based loans, buy/sell/trade services, and jewelry repair with no credit check required.

3.9/5
Contact BBB: NR

Best for: Consumers needing immediate cash ($100-$5K range) and possessing valuable collateral, Individuals without traditional credit or those denied by banks/payday lenders

Picasso Pawn logo

Picasso Pawn

Picasso Pawn is a North Carolina pawn shop operating for 35+ years, offering instant cash loans without credit checks in exchange for personal items, jewelry, firearms, and valuables.

3.9/5
Contact BBB: NR

Best for: Consumers with poor or no credit history needing immediate small cash loans without credit inquiry, People with valuable items (jewelry, firearms, electronics) who prefer collateral-based lending over unsecured debt

Emergency Cash in Raleigh

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Amer Payday Loans logo

Amer Payday Loans

Advance America offers payday loans, cash advances, installment loans, and title loans with same-day funding and online approval in minutes. No good credit required.

2.4/5
Contact BBB: NR

Best for: Consumers facing genuine one-time emergencies (medical bills, car repairs, eviction notices) who need funds within hours, Borrowers without access to traditional bank credit who need a vehicle title loan with quick funding

Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

Raleigh, NC's Montana Capital Car Title Loans at 517 W South St offers car title loans when you need quick cash.

2.3/5
Contact BBB: NR

Best for: Consumers with poor credit who need immediate cash and cannot qualify for traditional loans, Vehicle owners facing short-term financial emergencies who can reliably repay within weeks or months

Payday Loans Cash logo

Payday Loans Cash

Raleigh, NC's Payday Loans Cash location at 727 W Johnson St offers quick cash advances and title loans during extended 24-hour daily service.

2.3/5
Contact BBB: NR

Best for: Phoenix-area residents with unexpected expenses needing $100–$1,000 in 1–2 business days, Borrowers with limited credit history or low credit scores seeking multiple lender options

Superb Cash Advance logo

Superb Cash Advance

Raleigh, NC's Superb Cash Advance at 403 E Tryon Rd offers same-day payday and title loans.

2.3/5
Contact BBB: NR

Best for: Atlanta residents with bad or no credit who need up to $1,000 same day, Borrowers who prefer in-person service over an online application

US Cash Advance logo

US Cash Advance

Raleigh, NC's US Cash Advance storefront at 112 Seaboard Ave offers fast payday loans and title loans.

2.3/5
Contact BBB: NR

Best for: Individuals in Detroit needing same-day cash with poor or no credit history, Consumers who prefer in-person lending interactions and face-to-face guidance

US Cash Advance logo

US Cash Advance

Raleigh, NC US Cash Advance at 4209 Six Forks Rd offers quick payday and title loans to Six Forks corridor residents.

2.3/5
Contact BBB: NR

Best for: Consumers with bad credit or no credit history facing urgent cash needs, Individuals needing $250-$1,000 same-day or next-day funding for emergencies

Business Loans in Raleigh

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Premier Business Capital logo

Premier Business Capital

Premier Business Capital offers merchant cash advances and small business funding solutions based in Raleigh, NC. They focus on providing accessible capital for small business growth and operations.

3.9/5
Contact BBB: NR

Best for: Small retail or service businesses with consistent credit card sales volume, Business owners in the Raleigh, NC area seeking local lending relationships

Start Up Business Loans Raleigh logo

Start Up Business Loans Raleigh

First Bank offers SBA loans, business credit cards, lines of credit, and commercial mortgages to small businesses in Raleigh, NC with local expertise and competitive rates.

3.9/5
Contact BBB: NR

Best for: Established small business owners in the Raleigh area seeking SBA-backed financing with local banking relationships, Entrepreneurs planning acquisitions or commercial real estate projects who need customized loan strategies

Free Help in Raleigh

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American Consumer Credit Counseling, Inc logo

American Consumer Credit Counseling, Inc

ACCC is a non-profit credit counseling agency offering free consultations, debt management programs, bankruptcy counseling, and housing services nationwide.

4.0/5
Contact BBB: NR

Best for: Consumers with $5K–$50K+ in credit card debt who want a structured repayment plan, People considering bankruptcy who want to explore alternatives first

Your Rights in North Carolina

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Raleigh offer free guidance at consumerfinance.gov.

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