Compare 9 credit repair companies, personal lenders, and financial services in Plano, Texas. All independently reviewed with BBB ratings and pricing.
Plano, TX bankruptcy law firm handling Chapter 7, 13, and 11 cases plus debt settlement. Chapter 7 can start with $100 down; free initial consultation.
Best for: Collin and Dallas county residents overwhelmed by credit card debt or medical bills considering Chapter 7 discharge, Homeowners behind on mortgage payments who want to use Chapter 13 to stop foreclosure and catch up
Plano's TitleMax Title Loans location on Coit Rd offers quick title loans to local residents.
Best for: Vehicle owners with bad credit or no credit history who need same-day cash and cannot qualify for a bank loan or credit card, Borrowers who do not have a bank account but own a car or motorcycle with a clear title
501(c)(3) nonprofit debt settlement company that negotiates lump-sum settlements with creditors, typically completing cases in 3-4 weeks rather than years.
Best for: Consumers with substantial unsecured debt who can make a lump-sum payment to creditors, Individuals seeking debt relief from a nonprofit with transparent, mission-driven operations rather than commercial firms
Family-owned pawn shop in Plano, TX since 1980, offering collateral-based loans, jewelry sales, and gun transfers with 45 years of local service.
Best for: Customers with items of value (jewelry, guns, electronics) needing immediate short-term cash without credit checks, Those with poor credit or no credit history unable to qualify for traditional personal loans
Locally owned Austin pawn shop offering collateral-based loans on jewelry, electronics, firearms, and musical instruments across 7 locations, open 7 days a week.
Best for: Customers with valuable items (jewelry, electronics, instruments) needing immediate short-term cash without credit checks, Austin-area residents seeking local, community-based pawn services with multiple convenient locations
NetDebt is a debt settlement company that negotiates with creditors to reduce principal balances, charging fees only after successful settlements are reached and approved.
Best for: Consumers with $5,000+ in unsecured debt seeking faster resolution than traditional debt management, People willing to accept credit score impact in exchange for principal reduction and faster payoff
Plano residents can visit ACE Cash Express at 1500 N Central Expy for fast payday and title loans with same-day approval.
Best for: Consumers needing immediate emergency cash ($100-$1K) with same-day funding, Car owners with existing vehicle equity seeking title loans
Cash Store at 2100 Dallas Parkway in Plano, TX offers quick payday and title loans.
Best for: Consumers needing emergency cash within 24 hours and unable to qualify for traditional bank loans, Individuals with poor credit history or limited credit profile seeking rapid, in-person lending
Titan Payday Loans offers short-term emergency loans up to $5,000-$10,000 with online applications, no hidden fees, and acceptance of various credit types across multiple U.S. locations.
Best for: Borrowers with poor or fair credit seeking quick emergency cash between paychecks, Consumers needing auto or vehicle financing who have been declined by traditional lenders
Plano, TX bankruptcy law firm handling Chapter 7, 13, and 11 cases plus debt settlement. Chapter 7 can start with $100 down; free initial consultation.
Best for: Collin and Dallas county residents overwhelmed by credit card debt or medical bills considering Chapter 7 discharge, Homeowners behind on mortgage payments who want to use Chapter 13 to stop foreclosure and catch up
501(c)(3) nonprofit debt settlement company that negotiates lump-sum settlements with creditors, typically completing cases in 3-4 weeks rather than years.
Best for: Consumers with substantial unsecured debt who can make a lump-sum payment to creditors, Individuals seeking debt relief from a nonprofit with transparent, mission-driven operations rather than commercial firms
NetDebt is a debt settlement company that negotiates with creditors to reduce principal balances, charging fees only after successful settlements are reached and approved.
Best for: Consumers with $5,000+ in unsecured debt seeking faster resolution than traditional debt management, People willing to accept credit score impact in exchange for principal reduction and faster payoff
Family-owned pawn shop in Plano, TX since 1980, offering collateral-based loans, jewelry sales, and gun transfers with 45 years of local service.
Best for: Customers with items of value (jewelry, guns, electronics) needing immediate short-term cash without credit checks, Those with poor credit or no credit history unable to qualify for traditional personal loans
Locally owned Austin pawn shop offering collateral-based loans on jewelry, electronics, firearms, and musical instruments across 7 locations, open 7 days a week.
Best for: Customers with valuable items (jewelry, electronics, instruments) needing immediate short-term cash without credit checks, Austin-area residents seeking local, community-based pawn services with multiple convenient locations
Plano's TitleMax Title Loans location on Coit Rd offers quick title loans to local residents.
Best for: Vehicle owners with bad credit or no credit history who need same-day cash and cannot qualify for a bank loan or credit card, Borrowers who do not have a bank account but own a car or motorcycle with a clear title
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Plano offer free guidance at consumerfinance.gov.
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