Pittsburgh, PA

Credit Repair & Financial Services in Pittsburgh

Compare 8 credit repair companies, personal lenders, and financial services in Pittsburgh, Pennsylvania. All independently reviewed with BBB ratings and pricing.

Pennsylvania avg credit score: 713 Median income: $73,170 Poverty rate: 11.1% Payday loans: Banned Pennsylvania overview →

Top Rated in Pittsburgh

8 companies
Advantage Credit Counseling Service logo

Advantage Credit Counseling Service

Non-profit credit counseling agency offering free debt management, bankruptcy, and housing counseling services. NFCC member with 50+ years serving 400,000+ clients.

4.5/5
Free BBB: NR

Best for: Individuals with multiple credit card and unsecured debts seeking structured repayment guidance, First-time homebuyers or homeowners seeking foreclosure prevention counseling

Bny Mellon, National Association logo

Bny Mellon, National Association

BNY Mellon is a global financial services bank serving institutions, businesses, and wealthy individuals with custody, asset management, and payments solutions across $59.3T in assets.

4.2/5
Contact BBB:

Best for: Institutions, asset managers, and custodians requiring global asset custody and administration, Ultra-high-net-worth individuals and family offices seeking comprehensive wealth management

Dollar Bank, Federal Savings Bank logo

Dollar Bank, Federal Savings Bank

Federal savings bank serving PA, OH, VA, and MD since 1855, offering checking, savings, mortgages, home equity loans, and credit cards with competitive rates.

4.2/5
Contact BBB:

Best for: Customers in Pennsylvania, Ohio, Virginia, or Maryland seeking traditional full-service banking with branch access, Savers looking for competitive high-yield savings accounts with established bank security

Ssb Bank logo

Ssb Bank

Community bank serving Pittsburgh, PA with three branch locations offering checking, savings, mortgages, and deposit products with competitive rates.

4.2/5
Contact BBB:

Best for: Pittsburgh-area residents seeking personalized community banking with local branch relationships, Homebuyers in the Pittsburgh market looking for mortgage services from a local lender

Tristate Capital Bank logo

Tristate Capital Bank

TriState Capital Bank is a commercial and private banking institution offering lending, liquidity solutions, and deposit services to businesses, financial advisors, and high-net-worth clients.

4.2/5
Contact BBB:

Best for: High-net-worth individuals and families seeking family office services and private banking, Financial advisors needing securities-based lending platforms for clients

West View Savings Bank logo

West View Savings Bank

West View Savings Bank is a community bank operating multiple Pittsburgh-area branches offering checking, savings, mortgages, home equity loans, and debit card services with mobile banking access.

4.2/5
Contact BBB:

Best for: Pittsburgh area residents seeking community bank relationships with local branch access, Homebuyers in Western Pennsylvania looking for competitive mortgage rates

Banks in Pittsburgh

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Bny Mellon, National Association logo

Bny Mellon, National Association

BNY Mellon is a global financial services bank serving institutions, businesses, and wealthy individuals with custody, asset management, and payments solutions across $59.3T in assets.

4.2/5
Contact BBB:

Best for: Institutions, asset managers, and custodians requiring global asset custody and administration, Ultra-high-net-worth individuals and family offices seeking comprehensive wealth management

Dollar Bank, Federal Savings Bank logo

Dollar Bank, Federal Savings Bank

Federal savings bank serving PA, OH, VA, and MD since 1855, offering checking, savings, mortgages, home equity loans, and credit cards with competitive rates.

4.2/5
Contact BBB:

Best for: Customers in Pennsylvania, Ohio, Virginia, or Maryland seeking traditional full-service banking with branch access, Savers looking for competitive high-yield savings accounts with established bank security

Ssb Bank logo

Ssb Bank

Community bank serving Pittsburgh, PA with three branch locations offering checking, savings, mortgages, and deposit products with competitive rates.

4.2/5
Contact BBB:

Best for: Pittsburgh-area residents seeking personalized community banking with local branch relationships, Homebuyers in the Pittsburgh market looking for mortgage services from a local lender

Tristate Capital Bank logo

Tristate Capital Bank

TriState Capital Bank is a commercial and private banking institution offering lending, liquidity solutions, and deposit services to businesses, financial advisors, and high-net-worth clients.

4.2/5
Contact BBB:

Best for: High-net-worth individuals and families seeking family office services and private banking, Financial advisors needing securities-based lending platforms for clients

West View Savings Bank logo

West View Savings Bank

West View Savings Bank is a community bank operating multiple Pittsburgh-area branches offering checking, savings, mortgages, home equity loans, and debit card services with mobile banking access.

4.2/5
Contact BBB:

Best for: Pittsburgh area residents seeking community bank relationships with local branch access, Homebuyers in Western Pennsylvania looking for competitive mortgage rates

Free Help in Pittsburgh

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Advantage Credit Counseling Service logo

Advantage Credit Counseling Service

Non-profit credit counseling agency offering free debt management, bankruptcy, and housing counseling services. NFCC member with 50+ years serving 400,000+ clients.

4.5/5
Free BBB: NR

Best for: Individuals with multiple credit card and unsecured debts seeking structured repayment guidance, First-time homebuyers or homeowners seeking foreclosure prevention counseling

Credit.Org - Pittsburgh, PA Branch logo

Credit.Org - Pittsburgh, PA Branch

Nonprofit credit counseling and HUD-approved housing counselor network offering free debt relief, credit building, and homeownership guidance since 1974.

4.0/5
Contact BBB: NR

Best for: Homeowners considering or needing reverse mortgage counseling (federal requirement), Individuals struggling with debt who need free, unbiased guidance without sales pressure

Credit Unions in Pittsburgh

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A T & T Employees Pittsburgh logo

A T & T Employees Pittsburgh

AT&T Employees Federal Credit Union in Pittsburgh offers member-owned banking with competitive auto loan rates, checking/savings accounts, and online banking services.

4.0/5
Contact BBB:

Best for: AT&T employees and their family members seeking member-owned banking with competitive auto loan rates, Vehicle buyers looking for rate-matched auto financing without dealer markup fees

Your Rights in Pennsylvania

Pennsylvania Consumer Protections: Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Interest Rate Cap: Pennsylvania usury cap: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned. Payday lending is banned in this state.

Key Regulations:
  • Payday lending is banned; the state's usury cap of 6% (24% for licensed lenders) prevents it.
  • Licensed consumer discount companies regulated under the Consumer Discount Company Act.
  • The Pennsylvania Unfair Trade Practices and Consumer Protection Law prohibits deceptive lending.
  • Title lending is also restricted under state law.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Pennsylvania Attorney General Bureau of Consumer Protection.

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