Compare 6 credit repair companies, personal lenders, and financial services in North Miami Beach, Florida. All independently reviewed with BBB ratings and pricing.
Miami Boat and Auto provides vehicle title loans from $10,000-$100,000 using cars, boats, and motorcycles as collateral, with same-day approval and no credit check required.
Best for: Vehicle owners with significant equity in cars, boats, or motorcycles needing $10,000+ cash quickly, Borrowers with poor credit who cannot qualify for traditional loans and have valuable collateral
Fiduciary Mortgage Loans is a residential mortgage lender based in Pembroke Pines, Florida, offering purchase, refinance, and specialized loan programs with online application and free consultations.
Best for: Florida homebuyers seeking online mortgage application and rate quotes, Existing homeowners looking to refinance with personalized consultation
Private lending firm offering fix-and-flip, construction, bridge, and DSCR loans to real estate investors across Florida, Georgia, Texas, and nationwide with closings in as little as 5-10 days.
Best for: Real estate investors seeking fix-and-flip financing with fast turnaround and high leverage, Commercial developers needing construction financing for ground-up projects with flexible terms
Miami-based hard money lender specializing in non-owner-occupied real estate investment loans for fix-and-flip, portfolio, and commercial projects across Florida and nationwide.
Best for: Professional real estate investors seeking fix-and-flip financing for renovation projects, Real estate investment companies building rental property portfolios and requiring fast capital deployment
Consolidated Funding offers term loans, lines of credit, and hard money lending to small businesses with loan amounts ranging from $10K to $10M and online application processes.
Best for: Small business owners needing $25K–$350K for expansion, equipment purchases, or capital investments, Companies with seasonal or variable cash flow requiring flexible lines of credit ($10K–$500K)
Credit At Last offers credit repair services focused on disputing inaccurate items on credit reports. Based in North Miami Beach, Florida, they serve South Florida and claim to operate nationwide.
Best for: South Florida residents with credit report errors who prefer local, in-person consultation, Spanish-speaking consumers seeking credit repair services with bilingual support
Private lending firm offering fix-and-flip, construction, bridge, and DSCR loans to real estate investors across Florida, Georgia, Texas, and nationwide with closings in as little as 5-10 days.
Best for: Real estate investors seeking fix-and-flip financing with fast turnaround and high leverage, Commercial developers needing construction financing for ground-up projects with flexible terms
Consolidated Funding offers term loans, lines of credit, and hard money lending to small businesses with loan amounts ranging from $10K to $10M and online application processes.
Best for: Small business owners needing $25K–$350K for expansion, equipment purchases, or capital investments, Companies with seasonal or variable cash flow requiring flexible lines of credit ($10K–$500K)
Fiduciary Mortgage Loans is a residential mortgage lender based in Pembroke Pines, Florida, offering purchase, refinance, and specialized loan programs with online application and free consultations.
Best for: Florida homebuyers seeking online mortgage application and rate quotes, Existing homeowners looking to refinance with personalized consultation
Miami-based hard money lender specializing in non-owner-occupied real estate investment loans for fix-and-flip, portfolio, and commercial projects across Florida and nationwide.
Best for: Professional real estate investors seeking fix-and-flip financing for renovation projects, Real estate investment companies building rental property portfolios and requiring fast capital deployment
Credit At Last offers credit repair services focused on disputing inaccurate items on credit reports. Based in North Miami Beach, Florida, they serve South Florida and claim to operate nationwide.
Best for: South Florida residents with credit report errors who prefer local, in-person consultation, Spanish-speaking consumers seeking credit repair services with bilingual support
Miami Boat and Auto provides vehicle title loans from $10,000-$100,000 using cars, boats, and motorcycles as collateral, with same-day approval and no credit check required.
Best for: Vehicle owners with significant equity in cars, boats, or motorcycles needing $10,000+ cash quickly, Borrowers with poor credit who cannot qualify for traditional loans and have valuable collateral
Florida Consumer Protections: Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.
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