Review 10 credit repair companies, personal lenders, and financial services in North Miami Beach, Florida. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Credit At Last offers credit repair services focused on disputing inaccurate items on credit reports. Based in North Miami Beach, Florida, they serve South Florida and claim to operate nationwide.
Google rating from 23 reviews
Profile signals: South Florida residents with credit report errors who prefer local, in-person consultation, Spanish-speaking consumers seeking credit repair services with bilingual support
Fiduciary Mortgage Loans is a residential mortgage lender based in Pembroke Pines, Florida, offering purchase, refinance, and listed loan programs with online application and free consultations.
Google rating from 2 reviews
Profile signals: Florida homebuyers seeking online mortgage application and rate quotes, Existing homeowners looking to refinance with personalized consultation
Private lending firm offering fix-and-flip, construction, bridge, and DSCR loans to real estate investors across Florida, Georgia, Texas, and nationwide with closings in as little as 5-10 days.
Google rating from 24 reviews
Profile signals: Real estate investors seeking fix-and-flip financing with fast turnaround and high leverage, Commercial developers needing construction financing for ground-up projects with flexible terms
Miami Boat and Auto provides vehicle title loans from $10,000-$100,000 using cars, boats, and motorcycles as collateral, with provider-stated same-day approval timing and eligibility claim to verify.
Google rating from 925 reviews
Profile signals: Vehicle owners with significant equity in cars, boats, or motorcycles needing $10,000+ cash quickly, Borrowers with poor credit who may not meet traditional loan criteria and have valuable collateral
Miami-based hard money lender specializing in non-owner-occupied real estate investment loans for fix-and-flip, portfolio, and commercial projects across Florida and nationwide.
Google rating from 21 reviews
Profile signals: Professional real estate investors seeking fix-and-flip financing for renovation projects, Real estate investment companies building rental property portfolios and requiring fast capital deployment
Consolidated Funding offers term loans, lines of credit, and hard money lending to small businesses with loan amounts ranging from $10K to $10M and online application processes.
Google rating from 14 reviews
Profile signals: Small business owners needing $25K–$350K for expansion, equipment purchases, or capital investments, Companies with seasonal or variable cash flow requiring flexible lines of credit ($10K–$500K)
Miami Boat and Auto provides vehicle title loans from $10,000-$100,000 using cars, boats, and motorcycles as collateral, with provider-stated same-day approval timing and eligibility claim to verify.
Google rating from 925 reviews
Profile signals: Vehicle owners with significant equity in cars, boats, or motorcycles needing $10,000+ cash quickly, Borrowers with poor credit who may not meet traditional loan criteria and have valuable collateral
LK We Buy Gold & Jewelry Loans provides collateral-based lending against gold, jewelry, and valuables, plus cash for items sold outright.
Profile signals: Consumers with gold or jewelry they no longer need who want short-term cash access without selling retail, Individuals with poor credit or no credit history who need fast collateral-based lending
Loan-Ly Pawn is a pawn shop in North Miami Beach, FL offering collateral-based loans and the ability to buy and sell used merchandise for short-term cash access.
Profile signals: Customers researching short-term cash access against collateral in the North Miami Beach area, People seeking to buy or sell used merchandise locally
North Miami Beach, FL — ACE Cash Express at 1300 NE 163rd St offers payday-loan profile details and title loans with provider-stated same-day approval timing.
Profile signals: Consumers in states where ACE has physical locations who are researching emergency-cash timing, Vehicle owners seeking title-based loans as collateral for quick funding
North Miami Beach's Advance America storefront offers short-term cash access solutions at 755 NE 167th St, FL.
Profile signals: Consumers facing genuine short-term cash emergencies (medical, car repair, utility bills) who can repay within weeks, Vehicle owners needing larger emergency amounts ($2,000–$25,000) who are comfortable using their car as collateral
Private lending firm offering fix-and-flip, construction, bridge, and DSCR loans to real estate investors across Florida, Georgia, Texas, and nationwide with closings in as little as 5-10 days.
Google rating from 24 reviews
Profile signals: Real estate investors seeking fix-and-flip financing with fast turnaround and high leverage, Commercial developers needing construction financing for ground-up projects with flexible terms
Consolidated Funding offers term loans, lines of credit, and hard money lending to small businesses with loan amounts ranging from $10K to $10M and online application processes.
Google rating from 14 reviews
Profile signals: Small business owners needing $25K–$350K for expansion, equipment purchases, or capital investments, Companies with seasonal or variable cash flow requiring flexible lines of credit ($10K–$500K)
Fiduciary Mortgage Loans is a residential mortgage lender based in Pembroke Pines, Florida, offering purchase, refinance, and listed loan programs with online application and free consultations.
Google rating from 2 reviews
Profile signals: Florida homebuyers seeking online mortgage application and rate quotes, Existing homeowners looking to refinance with personalized consultation
Miami-based hard money lender specializing in non-owner-occupied real estate investment loans for fix-and-flip, portfolio, and commercial projects across Florida and nationwide.
Google rating from 21 reviews
Profile signals: Professional real estate investors seeking fix-and-flip financing for renovation projects, Real estate investment companies building rental property portfolios and requiring fast capital deployment
Credit At Last offers credit repair services focused on disputing inaccurate items on credit reports. Based in North Miami Beach, Florida, they serve South Florida and claim to operate nationwide.
Google rating from 23 reviews
Profile signals: South Florida residents with credit report errors who prefer local, in-person consultation, Spanish-speaking consumers seeking credit repair services with bilingual support
Florida Consumer Protections: Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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