Minneapolis, MN

Credit Repair & Financial Services in Minneapolis

Review 33 credit repair companies, personal lenders, and financial services in Minneapolis, Minnesota. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Minnesota avg credit score: 727 Median income: $84,313 Poverty rate: 8.3% Payday loans: Legal Minnesota overview →

Featured Provider Profiles in Minneapolis

33 companies
Amaana Money Transfer Co logo

Amaana Money Transfer Co

Amaana Money Transfer offers fund transfer services in Minneapolis with extended hours and convenient Lake Street location. Provides money transfer and related financial services.

BBB: NR

Profile signals: Local Minneapolis residents needing in-person check cashing or money transfers, Customers preferring extended weekday and weekend service hours

Ameriprise Bank, FSB logo

Ameriprise Bank, FSB

Ameriprise Bank, FSB is a diversified financial services firm offering financial planning, investment advisory, and banking services through a network of dedicated advisors.

BBB: NR

Profile signals: Individuals seeking comprehensive financial planning with dedicated advisor relationships, Investors looking for integrated wealth management and investment advisory services

Arise Community logo

Arise Community

Minnesota's first Black-led chartered credit union serving Twin Cities residents in Hennepin and Ramsey counties with fair, fee-free banking and financial empowerment services.

BBB: NR

Profile signals: Twin Cities residents seeking community-focused banking with listed, fair practices, Individuals from underserved communities looking for credit union membership aligned with equity values

Build Wealth Minnesota, Inc logo

Build Wealth Minnesota, Inc

Minneapolis-based nonprofit providing financial education, homeownership assistance, and wealth-building programs to families and communities.

BBB: NR

Profile signals: Minneapolis-area first-time homebuyers seeking down payment assistance and homeownership education, Families wanting comprehensive financial literacy and wealth-building support in a nonprofit, non-high-cost setting

Cali Bad Credit Loans logo

Cali Bad Credit Loans

Cali Loans is a lending marketplace that connects borrowers in Minneapolis with third-party lenders offering loans up to $5,000. The platform accepts applicants with bad credit and promises no fees to verify.

BBB: NR

Profile signals: Borrowers with fair or poor credit scores who have been denied by traditional banks, Consumers seeking emergency cash ($500–$5,000) with fast funding timelines

Capi USA logo

Capi USA

CAPI provides free comprehensive support services for immigrants and refugees in the Twin Cities, including community advocacy, workforce training, and financial education.

BBB: NR

Profile signals: Immigrants and refugees in the Twin Cities seeking culturally competent financial and community support, Non-English speakers needing multilingual assistance with financial stability and employment

Check Cashing & Money Services in Minneapolis

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Amaana Money Transfer Co logo

Amaana Money Transfer Co

Amaana Money Transfer offers fund transfer services in Minneapolis with extended hours and convenient Lake Street location. Provides money transfer and related financial services.

BBB: NR

Profile signals: Local Minneapolis residents needing in-person check cashing or money transfers, Customers preferring extended weekday and weekend service hours

Global Envios Express logo

Global Envios Express

Global Envios Express offers international money transfers, package shipping, and notarization services to Latin America with same-day pricing and door-to-door delivery.

BBB: NR

Profile signals: Unbanked or underbanked Latino immigrants sending money to family in Central/South America, Individuals needing to ship packages combined with remittance services to the same destination

MoneyGram logo

MoneyGram

MoneyGram is a money transfer and payment services provider operating at physical locations nationwide, offering check cashing, money orders, wire transfers, and bill payment services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing check cashing and payment services in their neighborhood, Individuals requiring domestic or international money transfers without a traditional bank account

MoneyGram logo

MoneyGram

Minneapolis MoneyGram at 1855 E Lake St provides check-cashing and money transfer services with extended hours.

BBB: NR

Profile signals: Customers needing to send or receive international money transfers to Latin America, People seeking convenient in-person money transfer services in their neighborhood

UnBank Check Cashing- Franklin Ave Minneapolis logo

UnBank Check Cashing- Franklin Ave Minneapolis

Locally owned Twin Cities check-cashing provider offering check cashing, money transfers, bill pay, and gift card conversion since 1984 with extended hours and listed pricing.

BBB: NR

Profile signals: Unbanked or underbanked consumers without access to traditional bank accounts, People needing to cash checks or pay bills outside standard banking hours

UnBank Check Cashing- North Minneapolis at Merwins logo

UnBank Check Cashing- North Minneapolis at Merwins

Locally owned Twin Cities check-cashing service offering check cashing, money transfers, bill payment, and gift card conversion since 1984.

BBB: NR

Profile signals: Unbanked individuals who need immediate check cashing with eligibility claims to verify, Customers requiring urgent bill payment to prevent utility shutoffs or late fees

Free Help in Minneapolis

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Build Wealth Minnesota, Inc logo

Build Wealth Minnesota, Inc

Minneapolis-based nonprofit providing financial education, homeownership assistance, and wealth-building programs to families and communities.

BBB: NR

Profile signals: Minneapolis-area first-time homebuyers seeking down payment assistance and homeownership education, Families wanting comprehensive financial literacy and wealth-building support in a nonprofit, non-high-cost setting

Capi USA logo

Capi USA

CAPI provides free comprehensive support services for immigrants and refugees in the Twin Cities, including community advocacy, workforce training, and financial education.

BBB: NR

Profile signals: Immigrants and refugees in the Twin Cities seeking culturally competent financial and community support, Non-English speakers needing multilingual assistance with financial stability and employment

Isuroon logo

Isuroon

Somali women-led nonprofit providing culturally-specific support including housing counseling, food assistance, and mental health services to East African immigrant and refugee communities in Minneapolis.

BBB: NR

Profile signals: Somali and East African immigrant and refugee women seeking culturally competent support, Families experiencing housing instability or homelessness in Minneapolis area

Lutheran Social Service of Minnesota logo

Lutheran Social Service of Minnesota

Lutheran Social Service Of Minnesota Minneapolis, MN — NFCC-certified nonprofit financial counseling service offering free and confidential budget, debt...

BBB: NR

Profile signals: Consumers with multiple debts seeking structured debt management and consolidation plans, Homeowners facing foreclosure or seeking pre-purchase homeownership counseling

Prg, Inc. logo

Prg, Inc.

Minneapolis-based nonprofit providing free HUD-approved housing counseling, first-time homebuyer education, and foreclosure prevention to eliminate racial disparities in homeownership.

BBB: NR

Profile signals: First-time BIPOC homebuyers in Minneapolis seeking free education and personalized mortgage preparation, Minneapolis homeowners facing foreclosure seeking free HUD-approved counseling and options review

Project for Pride in Living logo

Project for Pride in Living

Minneapolis-based nonprofit providing affordable housing, career training, and financial stability support to low-income families across the Twin Cities.

BBB: NR

Profile signals: Low-income individuals and families seeking stable, affordable housing with integrated support services in the Twin Cities, Unemployed or underemployed adults willing to commit to career training and job readiness programs

Banks in Minneapolis

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Ameriprise Bank, FSB logo

Ameriprise Bank, FSB

Ameriprise Bank, FSB is a diversified financial services firm offering financial planning, investment advisory, and banking services through a network of dedicated advisors.

BBB: NR

Profile signals: Individuals seeking comprehensive financial planning with dedicated advisor relationships, Investors looking for integrated wealth management and investment advisory services

Luminate Bank logo

Luminate Bank

Luminate Bank is a Minnesota-based bank offering checking, savings, mortgages, business accounts, and credit cards with nationwide lending and digital banking capabilities.

BBB: NR

Profile signals: Minnesota-based customers seeking local relationship banking with digital convenience, Mortgage borrowers with VA benefits, jumbo loan needs, or reverse mortgage requirements

Midcountry Bank logo

Midcountry Bank

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Northeast Bank logo

Northeast Bank

Northeast Bank is an independent Minnesota community bank founded in 1947, offering personal and business banking services with FDIC insurance and a focus on local relationship banking.

BBB: NR

Profile signals: Minnesota-based small business owners and entrepreneurs seeking relationship-based lending and SBA financing options, Personal customers in the Northeast Minneapolis area or Minnesota communities served by Northeast Bank seeking community bank relationships

Union Bank and Trust Company logo

Union Bank and Trust Company

Union Bank & Trust is a union-owned bank specializing in custody and trust services for Taft-Hartley pension plans, institutional clients, and individuals, managing over $12 billion in assets.

BBB: NR

Profile signals: Taft-Hartley pension plans and union-affiliated employee benefit programs seeking listed custody services, Union organizations and labor groups looking for banking that reinvests profits into the union movement

Emergency Cash in Minneapolis

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CFSC New Money Express logo

CFSC New Money Express

CFSC New Money Express offers payday loans, check cashing, and tax filing services with locations in Minneapolis and New Richmond, Minnesota. Mixed customer reviews reflect inconsistent service quality.

BBB: NR

Profile signals: Customers in Minneapolis or New Richmond researching short-term cash access and able to visit in-person, Individuals who prefer face-to-face interactions with named service representatives

Ez Cash logo

Ez Cash

Ez Cash is a Minneapolis-based emergency lending storefront offering fast small-dollar loans. Their primary business model appears focused on same-day or rapid cash access for immediate financial needs.

BBB: NR

Profile signals: Minneapolis-area residents who prefer in-person lending and same-day cash access, Borrowers without online banking access or digital payment methods

MVP Payday Loans logo

MVP Payday Loans

MVP Payday Loans is a free online marketplace that connects consumers with third-party lenders offering payday loans, personal loans, and bad credit loans with published application timing and next-business-day funding.

BBB: NR

Profile signals: Consumers with bad credit seeking short-term cash access from multiple lender options simultaneously, People needing short-term funds quickly and willing to accept payday loan terms

US Cash Advance logo

US Cash Advance

Minneapolis, MN's US Cash Advance at Nicollet Ave offers payday and title-loan profile details with extended hours daily.

BBB: NR

Profile signals: Consumers with bad credit researching emergency-cash options ($100–$1,000) for immediate expenses, Borrowers seeking provider-stated funding timing without collateral or extensive documentation

Personal Loans in Minneapolis

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Cali Bad Credit Loans logo

Cali Bad Credit Loans

Cali Loans is a lending marketplace that connects borrowers in Minneapolis with third-party lenders offering loans up to $5,000. The platform accepts applicants with bad credit and promises no fees to verify.

BBB: NR

Profile signals: Borrowers with fair or poor credit scores who have been denied by traditional banks, Consumers seeking emergency cash ($500–$5,000) with fast funding timelines

Green Bridge Finance logo

Green Bridge Finance

Green Bridge Finance is a personal loan lender operating from Minneapolis, MN. Limited website information available; contact required for loan terms and eligibility details.

BBB: NR

Profile signals: Local Minneapolis-area borrowers preferring face-to-face or phone-based lending relationships, Consumers willing to contact lenders directly without pre-screening loan terms

Pawn Shops in Minneapolis

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maX it PAWN logo

maX it PAWN

maX it PAWN is a Minneapolis pawn shop offering collateral-based loans, gold/jewelry buying, and discounted pre-owned retail merchandise with flexible payment options.

BBB: NR

Profile signals: Consumers researching short-term cash access who own valuable items they can temporarily pledge, Bargain hunters seeking 25-70% discounts on brand-name electronics, jewelry, and tools

Twin Cities Pawn & Jewelry logo

Twin Cities Pawn & Jewelry

Twin Cities Pawn operates 4 locations across Minnesota, offering collateral-based cash loans and buying gold, jewelry, electronics, tools, and firearms with provider-stated funding timing.

BBB: NR

Profile signals: People researching short-term cash access who lack access to traditional credit or bank loans, Individuals with collateral (jewelry, electronics, tools, firearms) they want to temporarily liquidate

Credit Unions in Minneapolis

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Arise Community logo

Arise Community

Minnesota's first Black-led chartered credit union serving Twin Cities residents in Hennepin and Ramsey counties with fair, fee-free banking and financial empowerment services.

BBB: NR

Profile signals: Twin Cities residents seeking community-focused banking with listed, fair practices, Individuals from underserved communities looking for credit union membership aligned with equity values

Business Loans in Minneapolis

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Cashability - Minnesota Hard Money Lender logo

Cashability - Minnesota Hard Money Lender

Minnesota-based hard money lender specializing in fix-and-flip loans and bridge financing for real estate investors with loan terms from 6-12 months and APRs ranging from 10-12%.

BBB: NR

Profile signals: Real estate investors and house flippers researching short-term cash access for property acquisition and renovation, Competitive real estate markets where buyers need to make rapid cash offers to have more listed context deals

Credit Building in Minneapolis

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Sezzle logo

Sezzle

Pay in 4 with credit-building. Sezzle Up program reports payments to all 3 bureaus. Popular with younger shoppers.

BBB: NR

Profile signals: Building credit through BNPL payments (3-bureau reporting), Review this provider profile and compare source-linked details before choosing what to do next.

Your Rights in Minnesota

Minnesota Consumer Protections: Minnesota allows payday lending with a $350 cap, tiered fee structure, and a minimum 30-day term requirement. The Department of Commerce regulates all consumer lenders. Consumers benefit from the Minnesota Consumer Fraud Act and can file complaints with the Department of Commerce or Attorney General.

Interest Rate Cap: Minnesota usury cap: 8% default; payday loans capped at $350 with tiered fees.

Key Regulations:
  • Payday loans capped at $350 with tiered fees ($5.50 per $100 up to $50, $10 per $100 on $50-$100, etc.).
  • Minimum loan term of 30 days required for payday loans.
  • Licensed consumer small loan lenders subject to tiered rate caps.
  • The Minnesota Consumer Fraud Act provides protections against high-cost lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Minnesota Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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