Compare 13 credit repair companies, personal lenders, and financial services in Minneapolis, Minnesota. All independently reviewed with BBB ratings and pricing.
Ameriprise Bank, FSB is a diversified financial services firm offering financial planning, investment advisory, and banking services through a network of dedicated advisors.
Best for: Individuals seeking comprehensive financial planning with dedicated advisor relationships, Investors looking for integrated wealth management and investment advisory services
Luminate Bank is a Minnesota-based bank offering checking, savings, mortgages, business accounts, and credit cards with nationwide lending and digital banking capabilities.
Best for: Minnesota-based customers seeking local relationship banking with digital convenience, Mortgage borrowers with VA benefits, jumbo loan needs, or reverse mortgage requirements
Unable to verify profile. Website returns 403 Forbidden error, preventing access to company information, services, and details needed for accurate categorization.
Best for: Local banking with personal service, FDIC-insured deposits
Northeast Bank is an independent Minnesota community bank founded in 1947, offering personal and business banking services with FDIC insurance and a focus on local relationship banking.
Best for: Minnesota-based small business owners and entrepreneurs seeking relationship-based lending and SBA financing options, Personal customers in the Northeast Minneapolis area or Minnesota communities served by Northeast Bank seeking community bank relationships
Union Bank & Trust is a union-owned bank specializing in custody and trust services for Taft-Hartley pension plans, institutional clients, and individuals, managing over $12 billion in assets.
Best for: Taft-Hartley pension plans and union-affiliated employee benefit programs seeking specialized custody services, Union organizations and labor groups looking for banking that reinvests profits into the union movement
CAPI provides free comprehensive support services for immigrants and refugees in the Twin Cities, including community advocacy, workforce training, and financial education.
Best for: Immigrants and refugees in the Twin Cities seeking culturally competent financial and community support, Non-English speakers needing multilingual assistance with financial stability and employment
CAPI provides free comprehensive support services for immigrants and refugees in the Twin Cities, including community advocacy, workforce training, and financial education.
Best for: Immigrants and refugees in the Twin Cities seeking culturally competent financial and community support, Non-English speakers needing multilingual assistance with financial stability and employment
Minneapolis-based nonprofit providing free HUD-approved housing counseling, first-time homebuyer education, and foreclosure prevention to eliminate racial disparities in homeownership.
Best for: First-time BIPOC homebuyers in Minneapolis seeking free education and personalized mortgage preparation, Minneapolis homeowners facing foreclosure seeking free HUD-approved counseling and options review
Minneapolis-based nonprofit providing affordable housing, career training, and financial stability support to low-income families across the Twin Cities.
Best for: Low-income individuals and families seeking stable, affordable housing with integrated support services in the Twin Cities, Unemployed or underemployed adults willing to commit to career training and job readiness programs
Minneapolis-based nonprofit providing financial education, homeownership assistance, and wealth-building programs to families and communities.
Best for: Minneapolis-area first-time homebuyers seeking down payment assistance and homeownership education, Families wanting comprehensive financial literacy and wealth-building support in a nonprofit, non-predatory setting
Somali women-led nonprofit providing culturally-specific support including housing counseling, food assistance, and mental health services to East African immigrant and refugee communities in Minneapolis.
Best for: Somali and East African immigrant and refugee women seeking culturally competent support, Families experiencing housing instability or homelessness in Minneapolis area
Lutheran Social Service Of Minnesota Minneapolis, MN — NFCC-certified nonprofit financial counseling service offering free and confidential budget, debt...
Best for: Consumers with multiple debts seeking structured debt management and consolidation plans, Homeowners facing foreclosure or seeking pre-purchase homeownership counseling
Ameriprise Bank, FSB is a diversified financial services firm offering financial planning, investment advisory, and banking services through a network of dedicated advisors.
Best for: Individuals seeking comprehensive financial planning with dedicated advisor relationships, Investors looking for integrated wealth management and investment advisory services
Luminate Bank is a Minnesota-based bank offering checking, savings, mortgages, business accounts, and credit cards with nationwide lending and digital banking capabilities.
Best for: Minnesota-based customers seeking local relationship banking with digital convenience, Mortgage borrowers with VA benefits, jumbo loan needs, or reverse mortgage requirements
Unable to verify profile. Website returns 403 Forbidden error, preventing access to company information, services, and details needed for accurate categorization.
Best for: Local banking with personal service, FDIC-insured deposits
Northeast Bank is an independent Minnesota community bank founded in 1947, offering personal and business banking services with FDIC insurance and a focus on local relationship banking.
Best for: Minnesota-based small business owners and entrepreneurs seeking relationship-based lending and SBA financing options, Personal customers in the Northeast Minneapolis area or Minnesota communities served by Northeast Bank seeking community bank relationships
Union Bank & Trust is a union-owned bank specializing in custody and trust services for Taft-Hartley pension plans, institutional clients, and individuals, managing over $12 billion in assets.
Best for: Taft-Hartley pension plans and union-affiliated employee benefit programs seeking specialized custody services, Union organizations and labor groups looking for banking that reinvests profits into the union movement
Pay in 4 with credit-building. Sezzle Up program reports payments to all 3 bureaus. Popular with younger shoppers.
Best for: Building credit through BNPL payments (3-bureau reporting), Young shoppers new to credit
Minnesota Consumer Protections: Minnesota allows payday lending with a $350 cap, tiered fee structure, and a minimum 30-day term requirement. The Department of Commerce regulates all consumer lenders. Consumers benefit from the Minnesota Consumer Fraud Act and can file complaints with the Department of Commerce or Attorney General.
Interest Rate Cap: Minnesota usury cap: 8% default; payday loans capped at $350 with tiered fees.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Minnesota Attorney General Consumer Protection Division.
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