Review 13 credit repair companies, personal lenders, and financial services in Little Rock, Arkansas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Avenir Financial (formerly AEA Federal Credit Union) is a member-owned credit union serving Arkansas educators and their families with savings accounts, loans, and financial services.
Profile signals: Arkansas education employees (teachers, administrators, school staff) and their families, Educators seeking member-owned financial institutions with community focus
Arkansas Farm Bureau Federal Credit Union is a member-owned nonprofit credit union serving employees of Arkansas Farm Bureau and affiliated companies with savings accounts, loans, and financial services.
Profile signals: Full-time Arkansas Farm Bureau employees seeking affordable auto financing and savings vehicles, Members looking for cooperative financial services with member-owned governance and fair pricing
Bank of Little Rock is a community bank offering FDIC-insured checking, savings, and lending products to individuals and businesses in Arkansas.
Profile signals: Arkansas residents in Little Rock, Pulaski County, or Saline County seeking high-yield checking accounts with active debit card usage, Local small business owners and entrepreneurs needing relationship-based lending and community bank support
Bank OZK is a full-service bank offering personal and business banking, mortgages, and wealth management with 24/7 online and mobile banking access.
Profile signals: Customers seeking 24/7 digital banking access with competitive CD rates, Agricultural businesses and associations needing listed lending services
Central Bank of Arkansas is a community bank offering personal and commercial banking services with mobile banking, checking, savings, loans, and merchant services.
Profile signals: Small business owners seeking personal relationship banking with onsite support, Arkansas-based customers prioritizing local bank accessibility and community focus
Arkansas-based community bank operating since 1919 with 13 locations across five states, offering personal and business banking, mortgages, and mobile services.
Profile signals: Customers in Arkansas, Idaho, Louisiana, Tennessee, or Mississippi seeking relationship-based community banking, Business owners and entrepreneurs prioritizing local lending decisions and personalized service
Avenir Financial (formerly AEA Federal Credit Union) is a member-owned credit union serving Arkansas educators and their families with savings accounts, loans, and financial services.
Profile signals: Arkansas education employees (teachers, administrators, school staff) and their families, Educators seeking member-owned financial institutions with community focus
Arkansas Farm Bureau Federal Credit Union is a member-owned nonprofit credit union serving employees of Arkansas Farm Bureau and affiliated companies with savings accounts, loans, and financial services.
Profile signals: Full-time Arkansas Farm Bureau employees seeking affordable auto financing and savings vehicles, Members looking for cooperative financial services with member-owned governance and fair pricing
Member-owned federal credit union serving electric cooperative employees and directors with savings accounts, loans, and financial services from Little Rock, Arkansas.
Profile signals: Electric cooperative employees seeking member-owned financial institution benefits and community-focused banking, Rural electric cooperative directors needing comprehensive financial services from a credit union with industry-specific focus
LRFD Fed Credit Union is a financial institution offering banking services with a focus on fast funding and customer-centric lending solutions.
Profile signals: Individuals seeking credit union membership with potential fast lending options, Small business owners exploring business lending through a credit union
Southern Gas Federal Credit Union is a member-owned, NCUA-insured credit union serving employees of energy and utility companies in Arkansas with savings accounts, loans, and VISA cards.
Profile signals: Employees of Summit Utilities, Enable Midstream, Miller Pipeline, and other approved energy sector employers seeking member-owned financial services, Retirees from qualifying employers who want to maintain credit union membership with competitive dividend rates
Telcoe Federal Credit Union is a member-owned financial institution serving Arkansas with auto loans, checking accounts, savings products, and digital banking services.
Profile signals: Arkansas residents seeking competitive auto loan rates with local relationship banking, Credit union members interested in digital banking capabilities combined with in-person branch access
Bank of Little Rock is a community bank offering FDIC-insured checking, savings, and lending products to individuals and businesses in Arkansas.
Profile signals: Arkansas residents in Little Rock, Pulaski County, or Saline County seeking high-yield checking accounts with active debit card usage, Local small business owners and entrepreneurs needing relationship-based lending and community bank support
Bank OZK is a full-service bank offering personal and business banking, mortgages, and wealth management with 24/7 online and mobile banking access.
Profile signals: Customers seeking 24/7 digital banking access with competitive CD rates, Agricultural businesses and associations needing listed lending services
Central Bank of Arkansas is a community bank offering personal and commercial banking services with mobile banking, checking, savings, loans, and merchant services.
Profile signals: Small business owners seeking personal relationship banking with onsite support, Arkansas-based customers prioritizing local bank accessibility and community focus
Arkansas-based community bank operating since 1919 with 13 locations across five states, offering personal and business banking, mortgages, and mobile services.
Profile signals: Customers in Arkansas, Idaho, Louisiana, Tennessee, or Mississippi seeking relationship-based community banking, Business owners and entrepreneurs prioritizing local lending decisions and personalized service
Encore Bank is a private, FDIC-insured boutique bank operating across 18 markets in 7 states, offering personal and business banking with concierge-level service.
Profile signals: Business owners and commercial entities seeking relationship-focused banking in Texas, Missouri, Arkansas, the Carolinas, Florida, or Colorado, High-net-worth individuals in Encore's service areas seeking concierge-level personal banking with experienced relationship managers
NACA is a national nonprofit that provides free HUD-approved housing counseling and character-based mortgage lending to help low-to-moderate-income families achieve affordable homeownership without down payments or closing costs.
Profile signals: First-time homebuyers with low-to-moderate incomes who lack down payment savings, People with poor or non-existent credit histories who have been rejected by traditional lenders
Southern Bancorp Community Partners Little Rock, AR — Non-profit CDFI offering HUD-certified credit and housing counseling, financial coaching, and comm...
Profile signals: Low-to-moderate income individuals in Arkansas or Mississippi seeking free credit counseling, First-time homebuyers wanting down payment assistance and housing education
Arkansas Consumer Protections: Arkansas has one of the strongest usury protections in the nation, with a constitutional cap on interest rates at 17% above the federal discount rate. This effectively bans payday lending in the state. Consumers are further protected by the Deceptive Trade Practices Act and can file complaints with the Attorney General.
Interest Rate Cap: Arkansas usury cap: 17% constitutional usury cap (Amendment 89); payday lending effectively banned. Payday lending is banned in this state.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Arkansas Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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