Review 11 credit repair companies, personal lenders, and financial services in Lexington, Kentucky. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Nonprofit credit counseling agency offering debt management plans, housing counseling, and financial guidance since 1955. NFCC-certified with HUD approval.
Profile signals: Consumers with overwhelming unsecured debt seeking affordable debt management plans with accredited guidance, Homeowners facing housing/mortgage challenges and needing HUD-approved counseling
Bank of Lexington is a community bank serving Kentucky with checking, savings, CDs, and lending products. Part of First Breckenridge Bancshares' seven-bank network.
Profile signals: Kentucky-based individuals seeking personalized community banking with branch access, Local homebuyers and refinance customers wanting relationship-based mortgage lending
Review this provider profile and compare source-linked details before choosing what to do next.
Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.
Cash Advance Centers of KY offers emergency cash loans from a Lexington location. Limited service details available from current online presence.
Profile signals: Lexington-area residents needing emergency-cash timing to verify, Consumers who prefer in-person interaction and local service for loan decisions
Community bank offering checking, credit cards, mortgages, loans, and insurance products with 80 years of local market presence.
Profile signals: Kentucky residents seeking one-stop banking with mortgage and insurance needs, Community-focused customers who prefer relationship banking over digital-only options
Lexington, KY Check Into Cash payday and title loans at 1555 E New Circle Rd—short-term cash access advances when you need them most.
Profile signals: Consumers needing $100-$600 in cash within hours for genuine emergencies, Individuals with poor credit who may not meet traditional loan criteria or credit cards
Bank of Lexington is a community bank serving Kentucky with checking, savings, CDs, and lending products. Part of First Breckenridge Bancshares' seven-bank network.
Profile signals: Kentucky-based individuals seeking personalized community banking with branch access, Local homebuyers and refinance customers wanting relationship-based mortgage lending
Review this provider profile and compare source-linked details before choosing what to do next.
Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.
Community bank offering checking, credit cards, mortgages, loans, and insurance products with 80 years of local market presence.
Profile signals: Kentucky residents seeking one-stop banking with mortgage and insurance needs, Community-focused customers who prefer relationship banking over digital-only options
Forcht Bank is an FDIC-insured national bank offering personal and business checking, savings, loans, and mortgages with digital-first account opening and fraud protection features.
Profile signals: Consumers seeking FDIC-insured deposit accounts from an established national bank, Small business owners needing business checking and online banking services
Whitaker Bank is a full-service regional bank offering personal and business deposit accounts, loans, wealth management, and insurance services across Kentucky.
Profile signals: Kentucky residents seeking traditional banking with personal service and local branch access, Small to mid-size business owners needing comprehensive commercial lending and treasury services
Nonprofit credit counseling agency offering debt management plans, housing counseling, and financial guidance since 1955. NFCC-certified with HUD approval.
Profile signals: Consumers with overwhelming unsecured debt seeking affordable debt management plans with accredited guidance, Homeowners facing housing/mortgage challenges and needing HUD-approved counseling
Kentucky-based nonprofit CDFI providing comprehensive community development services including small business lending, affordable housing, and financial counseling since 1982.
Profile signals: Kentucky small business owners seeking SBA microloans and business development advising, First-time homebuyers in Kentucky seeking affordable housing education and financing
Cash Advance Centers of KY offers emergency cash loans from a Lexington location. Limited service details available from current online presence.
Profile signals: Lexington-area residents needing emergency-cash timing to verify, Consumers who prefer in-person interaction and local service for loan decisions
Lexington, KY Check Into Cash payday and title loans at 1555 E New Circle Rd—short-term cash access advances when you need them most.
Profile signals: Consumers needing $100-$600 in cash within hours for genuine emergencies, Individuals with poor credit who may not meet traditional loan criteria or credit cards
Metro Plus Credit Union is a member-owned financial cooperative in the Bluegrass region offering auto loans, mortgages, home equity products, and credit cards with rate claims to verify.
Profile signals: Vehicle buyers seeking professional negotiation assistance and competitive auto loan rates through a member-owned lender, Homeowners interested in tapping home equity for debt consolidation or major projects with fixed-rate options
UK Federal Credit Union is a member-owned, not-for-profit credit union serving Kentucky with multiple branches, competitive savings rates up to 4.00% APY, and access to nearly 30,000 ATMs with listed network fee context nationwide.
Profile signals: University of Kentucky students and employees seeking convenient on-campus banking, Kentucky residents seeking competitive savings rates and low-cost auto financing
Kentucky Consumer Protections: Kentucky allows payday lending with a $500 cap, $15 per $100 fee limit, and a statewide tracking database. Borrowers are limited to two loans at a time with a cooling-off period. Consumers can file complaints with the Department of Financial Institutions or the Attorney General.
Interest Rate Cap: Kentucky usury cap: 19% for consumer loans over $15,000; payday loans capped at $500 with $15 per $100 fee.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Kentucky Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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