Las Vegas, Nevada

Credit Repair & Financial Services in Las Vegas

Compare 75 credit repair companies, personal lenders, and financial services in Las Vegas, Nevada. All independently reviewed with BBB ratings and pricing.

Top Rated in Las Vegas

75 companies
TheCarWiz Auto Broker logo

TheCarWiz Auto Broker

Online car-buying concierge that handles negotiations, financing, and paperwork for buyers — free to consumers, with home delivery and remote signing available nationwide.

4.1/5
Contact BBB: NR

Best for: Car buyers who want to avoid negotiating at a dealership entirely, Consumers seeking vehicle delivery to their home without an in-person dealer visit

5 Star Funding Group logo

5 Star Funding Group

5 Star Funding Group offers a broad range of commercial financing solutions including SBA loans, equipment financing, merchant cash advances, and commercial real estate loans for businesses of all sizes.

4.0/5
Contact BBB: NR

Best for: Business owners needing specialized financing (equipment, real estate, franchise, or church loans), Entrepreneurs with non-traditional income or credit who need customized lending solutions

ACCESS CDFI logo

ACCESS CDFI

Community Development Financial Institution (CDFI) headquartered in Las Vegas offering affordable small business loans, micro loans, and contract financing to Nevada entrepreneurs underserved by traditional banks.

4.0/5
Contact BBB: NR

Best for: Nevada-based small business owners and startups rejected by traditional banks due to limited credit history or collateral, Entrepreneurs currently paying high-interest or predatory loans looking to refinance with affordable alternatives

BG Capital Funding Group logo

BG Capital Funding Group

BG Capital Funding Group offers commercial financing solutions including business loans, equipment leasing, and merchant cash advances for small to medium-sized companies.

4.0/5
Contact BBB: NR

Best for: Small to medium-sized business owners seeking alternatives to traditional bank lending, Companies needing specialized financing like equipment leasing, franchise financing, or accounts receivable financing

Dorothy Bunce logo

Dorothy Bunce

Las Vegas bankruptcy attorney with 35+ years of experience handling Chapter 7, Chapter 13, and debt resolution cases. Founded A Fresh Start law firm to help Nevada clients rebuild credit post-bankruptcy.

4.0/5
Contact BBB: NR

Best for: Nevada residents facing overwhelming unsecured debt (credit cards, medical bills, personal loans) seeking Chapter 7 liquidation, Individuals with regular income seeking structured Chapter 13 repayment plan representation

GreenPath Financial Wellness, Las Vegas, NV logo

GreenPath Financial Wellness, Las Vegas, NV

GreenPath Financial Wellness is a nonprofit credit counseling organization providing free and low-cost financial guidance to consumers seeking debt management and financial stability.

4.0/5
Contact BBB: NR

Best for: Consumers seeking free nonprofit credit counseling without cost barriers, Spanish-speaking individuals needing financial guidance in their primary language

Emergency Cash in Las Vegas

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Easy Payday Loans logo

Easy Payday Loans

Easy Payday Loans offers fast cash advances in Las Vegas and across Nevada with online application and same-day funding to borrower bank accounts.

2.4/5
Contact BBB: NR

Best for: Nevada residents in Las Vegas area facing unexpected urgent expenses, Employed individuals who need same-day or next-day cash access

Advance America - Southeast logo

Advance America - Southeast

Advance America offers same-day installment loans from $200–$5,000 at its Las Vegas, NV location, marketed as a higher-limit alternative to payday and title loans.

2.3/5
Contact BBB: NR

Best for: Las Vegas residents who need $200–$5,000 same-day and cannot qualify for a bank personal loan, Borrowers who prefer in-person service with Spanish-language support

Advance Payday logo

Advance Payday

One Nevada Credit Union's Advance Pay offers short-term loans up to $1,500 with rates significantly lower than traditional payday lenders, starting at 325.89% APR with direct deposit.

2.3/5
Contact BBB: NR

Best for: Active military members and dependents who can access the 36% APR pricing, Nevada residents with direct deposit who have true short-term cash emergencies (2-week gaps)

Cash Oasis logo

Cash Oasis

Cash Oasis (Money in Minutes NV) is a Nevada-based payday lender offering fast cash advances and installment loans with 30 years of operating experience across Las Vegas and Reno locations.

2.3/5
Contact BBB: NR

Best for: Employed individuals with steady paychecks facing immediate cash shortages before payday, SSI recipients and people with recent bankruptcy who lack access to traditional bank credit

Check City logo

Check City

Check City is a direct lender offering payday loans, installment loans, title loans, and tax refund advances with online and in-store availability across Nevada and multiple other states.

2.3/5
Contact BBB: NR

Best for: Nevada residents with immediate cash needs and access to physical stores for in-person service and document verification, Borrowers seeking title loans who own vehicles with equity and need larger emergency amounts than payday loans provide

Check City logo

Check City

Check City is a licensed direct lender offering payday loans, installment loans, title loans, and tax refund advances in Nevada and online across 15+ states, plus in-store check cashing and financial services.

2.3/5
Contact BBB: NR

Best for: Nevada residents needing same-day cash with physical store access (Las Vegas, Henderson, Reno area), Consumers requiring ancillary financial services (check cashing, tax prep, money transfers) alongside emergency loans

Pawn Shops in Las Vegas

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A1 CASH NOW logo

A1 CASH NOW

Las Vegas pawn shop offering collateral loans on luxury items, gold/jewelry buying, check cashing starting at 2%, and MoneyGram wire transfers.

3.9/5
Contact BBB: NR

Best for: Owners of luxury watches, gold jewelry, or diamonds needing fast no-credit-check cash, Individuals who need to sell gift cards for immediate liquidity

Big Shawn's Buy & Sell logo

Big Shawn's Buy & Sell

Las Vegas-based precious metals buyer specializing in gold, silver, diamonds, and luxury watches. Buys only; does not offer pawn loans.

3.9/5
Contact BBB: NR

Best for: People with gold, silver, or diamond jewelry they want to sell quickly for cash, Luxury watch owners seeking to liquidate Rolex or similar timepieces

EZPAWN logo

EZPAWN

EZPAWN in Las Vegas offers pawn loans, gold buying, firearms transactions, and pre-owned merchandise at 25–70% off retail, with an online rewards program.

3.9/5
Contact BBB: NR

Best for: People who own electronics, jewelry, tools, or firearms and need cash within hours, Bargain hunters seeking brand-name pre-owned goods at deep discounts

EZPAWN logo

EZPAWN

EZPAWN is a pawn shop offering collateral-based loans, retail merchandise sales, gold buying, and firearms services at their Las Vegas location on East Charleston Boulevard.

3.9/5
Contact BBB: NR

Best for: Individuals needing immediate cash who own valuable items (electronics, jewelry, firearms, tools) and have no access to traditional credit, Gold and diamond sellers seeking expert appraisals and competitive buyout prices for precious metals

Las Vegas Coin Company logo

Las Vegas Coin Company

Las Vegas Coin Company buys and sells coins, bullion, collectibles, jewelry, and art. They operate a single location and emphasize fair pricing and customer education in a no-pressure environment.

3.9/5
Contact BBB: NR

Best for: Estate executors and heirs looking to liquidate collections for fair market value, Bullion and precious metals investors seeking to buy or sell gold, silver, platinum, or palladium

Max Pawn Luxury logo

Max Pawn Luxury

Max Pawn Luxury specializes in pawning, buying, and selling authenticated pre-owned designer handbags, luxury watches, fine jewelry, and valuables near the Las Vegas Strip.

3.9/5
Contact BBB: NR

Best for: Individuals needing immediate cash who own authenticated luxury watches, handbags, or fine jewelry, Budget-conscious luxury consumers seeking pre-owned designer goods at discounted prices

Check Cashing & Money Services in Las Vegas

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Eastern Check Cashing logo

Eastern Check Cashing

Eastern Check Cashing offers check cashing and money transfer services at their Las Vegas location on N Eastern Ave, with extended daily hours and Western Union partnership.

2.3/5
Contact BBB: NR

Best for: Las Vegas residents needing immediate check cashing outside standard banking hours, Customers requiring weekend check cashing access in the N Eastern Ave area

Giro Azteca #3 logo

Giro Azteca #3

Giro Azteca #3 is a check-cashing and financial services location in Las Vegas, NV offering money transfers, bill payments, and cash services.

2.3/5
Contact BBB: NR

Best for: Unbanked and underbanked consumers needing immediate check conversion to cash, Spanish-speaking Las Vegas residents requiring accessible financial services

MoneyGram logo

MoneyGram

MoneyGram operates over 13,000 locations across the U.S. offering money transfer, check cashing, money orders, and bill payment services both online and in person.

2.3/5
Contact BBB: NR

Best for: Consumers without traditional bank accounts needing check cashing or money transfer services, Individuals sending money to recipients across the United States quickly

MoneyGram logo

MoneyGram

MoneyGram operates 13,000+ locations nationwide offering money transfers, check cashing, money orders, and bill payment services for consumers needing quick cash access and fund transfers.

2.3/5
Contact BBB: NR

Best for: Unbanked and underbanked consumers without access to traditional banking, Individuals needing urgent same-day money transfers to family or friends

Moneytree logo

Moneytree

Moneytree offers check cashing, payday and installment loans, prepaid cards, and wire transfers across five western states. Operates both online and physical branch locations.

2.3/5
Contact BBB: NR

Best for: Customers in CA, CO, ID, NV, or WA needing immediate check cashing without bank account delays, Workers in gig economy or irregular income situations seeking short-term emergency loans

Walmart Money Center logo

Walmart Money Center

Walmart Money Center offers check cashing, money orders, wire transfers, and bill payment services at Walmart store locations nationwide, providing convenient financial transactions for unbanked and underbanked consumers.

2.3/5
Contact BBB: NR

Best for: Unbanked or underbanked consumers without traditional bank accounts, Individuals needing immediate cash access without waiting for bank processing

Business Loans in Las Vegas

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5 Star Funding Group logo

5 Star Funding Group

5 Star Funding Group offers a broad range of commercial financing solutions including SBA loans, equipment financing, merchant cash advances, and commercial real estate loans for businesses of all sizes.

4.0/5
Contact BBB: NR

Best for: Business owners needing specialized financing (equipment, real estate, franchise, or church loans), Entrepreneurs with non-traditional income or credit who need customized lending solutions

ACCESS CDFI logo

ACCESS CDFI

Community Development Financial Institution (CDFI) headquartered in Las Vegas offering affordable small business loans, micro loans, and contract financing to Nevada entrepreneurs underserved by traditional banks.

4.0/5
Contact BBB: NR

Best for: Nevada-based small business owners and startups rejected by traditional banks due to limited credit history or collateral, Entrepreneurs currently paying high-interest or predatory loans looking to refinance with affordable alternatives

BG Capital Funding Group logo

BG Capital Funding Group

BG Capital Funding Group offers commercial financing solutions including business loans, equipment leasing, and merchant cash advances for small to medium-sized companies.

4.0/5
Contact BBB: NR

Best for: Small to medium-sized business owners seeking alternatives to traditional bank lending, Companies needing specialized financing like equipment leasing, franchise financing, or accounts receivable financing

Nevada State Development Corporation logo

Nevada State Development Corporation

Nevada State Development Corporation is a CDC specializing in SBA 504 loans for small business real estate and equipment financing with 10% down payments and fixed rates up to 25 years.

4.0/5
Contact BBB: NR

Best for: Small business owners in Nevada purchasing commercial real estate or equipment with limited down payment capital, First-time commercial property buyers seeking longer repayment terms and fixed rates

Prestamos CDFI - Las Vegas logo

Prestamos CDFI - Las Vegas

CDFI lender providing small business loans and no-cost business coaching to entrepreneurs in Las Vegas and Arizona, with a focus on underserved communities.

4.0/5
Contact BBB: NR

Best for: Hispanic and minority business owners seeking culturally aligned financing, Early-stage entrepreneurs needing both capital and business advisory support

Community Financial Corporation logo

Community Financial Corporation

Community Financial Corporation provides construction and land financing for builders in Oregon and Southwest Washington, offering speculative construction loans, lot/land acquisition, and development lending with local decision-making.

3.9/5
Contact BBB: NR

Best for: Home builders and residential construction companies in Oregon and Southwest Washington, Commercial real estate developers seeking land acquisition and development financing

I Need a Loan in Las Vegas

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TheCarWiz Auto Broker logo

TheCarWiz Auto Broker

Online car-buying concierge that handles negotiations, financing, and paperwork for buyers — free to consumers, with home delivery and remote signing available nationwide.

4.1/5
Contact BBB: NR

Best for: Car buyers who want to avoid negotiating at a dealership entirely, Consumers seeking vehicle delivery to their home without an in-person dealer visit

Advance America - Southwest logo

Advance America - Southwest

Advance America offers installment loans up to $5,000 with same-day funding and flexible repayment terms as an alternative to payday and title loans.

3.9/5
Contact BBB: NR

Best for: Borrowers needing $2,000-$5,000 quickly with the ability to repay in installments rather than lump sum, Individuals with checking accounts and verifiable income seeking an alternative to payday loans

Cash N Advance logo

Cash N Advance

Advance America offers installment loans up to $5,000 in-store and $3,000 online as alternatives to payday and title loans, with same-day funding available at their Las Vegas location.

3.9/5
Contact BBB: NR

Best for: Consumers needing $2,000-$5,000 in emergency funds who qualify for installment repayment, Borrowers seeking alternatives to payday loans with longer repayment periods

DANA AUTO SALES LLC logo

DANA AUTO SALES LLC

Used car dealer in Las Vegas offering in-house auto financing with flexible approval for various credit profiles. Direct lender with fast application and same-day vehicle pickup.

3.9/5
Contact BBB: NR

Best for: Used car buyers in the Las Vegas area seeking same-day or rapid vehicle purchase, Consumers with poor or challenged credit seeking alternative financing to traditional banks

G-Force Auto Sales logo

G-Force Auto Sales

Used car dealership in Las Vegas offering pre-owned vehicles with in-house financing options and low down payments starting at $1,000.

3.9/5
Contact BBB: NR

Best for: Budget-conscious buyers seeking used vehicles with minimal down payment (under $2,000), Individuals with limited credit history or poor credit seeking dealer-financed vehicle purchases

OneMain Financial logo

OneMain Financial

OneMain Financial offers fixed-rate personal loans from $1,500–$30,000 with terms of 24–60 months at 11.99%–35.99% APR, available online or at local branches.

3.9/5
Contact BBB: NR

Best for: Borrowers seeking debt consolidation with fixed monthly payments and no prepayment penalties, Consumers with fair-to-good credit who need $1,500–$30,000 for planned expenses (home repairs, auto purchase, medical bills)

Bankruptcy Services in Las Vegas

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Dorothy Bunce logo

Dorothy Bunce

Las Vegas bankruptcy attorney with 35+ years of experience handling Chapter 7, Chapter 13, and debt resolution cases. Founded A Fresh Start law firm to help Nevada clients rebuild credit post-bankruptcy.

4.0/5
Contact BBB: NR

Best for: Nevada residents facing overwhelming unsecured debt (credit cards, medical bills, personal loans) seeking Chapter 7 liquidation, Individuals with regular income seeking structured Chapter 13 repayment plan representation

Frank Sorrentino logo

Frank Sorrentino

Las Vegas bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with three experienced attorneys offering free consultations and bilingual services.

3.9/5
Contact BBB: NR

Best for: Las Vegas residents with significant unsecured debt seeking formal bankruptcy discharge, Spanish-speaking consumers needing bilingual legal representation for bankruptcy

My Vegas Bankruptcy Attorney - Law Office of Brian D. Shapiro logo

My Vegas Bankruptcy Attorney - Law Office of Brian D. Shapiro

Law Office of Brian D. Shapiro provides bankruptcy representation and legal services in Nevada and California, led by an experienced attorney with 19+ years of practice.

3.9/5
Contact BBB: NR

Best for: Nevada and California residents seeking bankruptcy representation from an attorney with trustee credentials, Individuals wanting representation from an attorney with strong community standing and pro bono involvement

Randolph Law Firm, P.C. logo

Randolph Law Firm, P.C.

Nevada-based law firm specializing in bankruptcy, IRS tax debt resolution, and foreclosure prevention with 50+ years combined experience and $500M+ in discharged client debt.

3.9/5
Contact BBB: NR

Best for: Individuals facing IRS enforcement actions (liens, levies, wage garnishment), Nevada residents considering Chapter 7 or Chapter 13 bankruptcy filings

Free Help in Las Vegas

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GreenPath Financial Wellness, Las Vegas, NV logo

GreenPath Financial Wellness, Las Vegas, NV

GreenPath Financial Wellness is a nonprofit credit counseling organization providing free and low-cost financial guidance to consumers seeking debt management and financial stability.

4.0/5
Contact BBB: NR

Best for: Consumers seeking free nonprofit credit counseling without cost barriers, Spanish-speaking individuals needing financial guidance in their primary language

CPLC Nevada logo

CPLC Nevada

HUD-approved non-profit offering free housing counseling, homebuyer education, and financial guidance across Nevada with specialized workforce and small business programs.

3.9/5
Contact BBB: NR

Best for: First-time homebuyers in Clark County seeking HUD-certified counseling and down payment assistance screening, Young adults ages 16-24 without high school diploma seeking GED, construction skills training, and employment pathways

Fix My Credit in Las Vegas

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Prime Credit Time LLC logo

Prime Credit Time LLC

Prime Credit Time LLC is a credit repair service that disputes negative items on credit reports and provides credit education. They charge $0 upfront, $149 setup, then $99/month with no contracts.

3.9/5
Contact BBB: NR

Best for: Consumers with documented errors on credit reports who lack time or confidence to dispute items themselves, Individuals working toward specific credit-dependent goals (home purchase, loan approval) on a timeline who want professional guidance

The Credit Chef logo

The Credit Chef

Unable to verify company profile. Website returns 403 Forbidden error, preventing access to business information, services, and claims.

3.8/5
Contact BBB: NR

Mortgages & Home Loans in Las Vegas

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First American Title Insurance Company logo

First American Title Insurance Company

First American Title is a major national title insurance and escrow settlement company serving real estate transactions. They provide title insurance protection, closing services, and real estate transaction tools.

3.9/5
Contact BBB: NR

Best for: Real estate agents and brokers seeking closing support, market insights, and marketing tools for transactions, Homebuyers and sellers needing title protection and professional settlement coordination during closings

Banks & Credit Unions in Las Vegas

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Foreign Money Exchange logo

Foreign Money Exchange

Nevada State Bank is a full-service bank offering personal and business banking products including checking, savings, loans, mortgages, and foreign currency exchange services.

3.9/5
Contact BBB: NR

Best for: Nevada-based consumers seeking comprehensive banking with checking, savings, and lending in one institution, Military members and seniors who qualify for specialized account offerings

Payday Alternatives in Las Vegas

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Loans Pay Day logo

Loans Pay Day

One Nevada Credit Union's Advance Pay offers short-term loans up to $1,500 with lower APRs than typical payday loans, ranging from 325.89% to 391.07% depending on direct deposit enrollment.

3.9/5
Contact BBB: NR

Best for: Active military service members and their dependents seeking emergency short-term credit with federal rate protections, One Nevada Credit Union members with direct deposit who need $100-$1,500 within 14 days

Get Out of Debt in Las Vegas

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Your Debt Under Construction, LLC logo

Your Debt Under Construction, LLC

Las Vegas-based debt relief firm offering settlement, consolidation, and bankruptcy assistance to help clients manage student loans, credit cards, and medical debt.

3.9/5
Contact BBB: NR

Best for: Las Vegas residents with multiple high-interest debts (credit cards, medical bills) seeking consolidation or settlement, Individuals considering bankruptcy who want professional guidance on Chapter 7 vs. Chapter 13 options before filing

Your Rights in Nevada

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Las Vegas offer free guidance at consumerfinance.gov.

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