La Crosse, WI

Credit Repair & Financial Services in La Crosse

Review 7 credit repair companies, personal lenders, and financial services in La Crosse, Wisconsin. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Wisconsin avg credit score: 720 Median income: $72,458 Poverty rate: 10.6% Payday loans: Legal Wisconsin overview →

Featured Provider Profiles in La Crosse

7 companies
Catholic Charities - LA Crosse, Inc. logo

Catholic Charities - LA Crosse, Inc.

Catholic Charities of the Diocese of La Crosse provides non-profit assistance to individuals and families facing poverty, housing instability, and other hardships.

BBB: NR

Profile signals: Families facing housing instability or homelessness seeking comprehensive support, Individuals in the La Crosse Diocese area needing poverty relief and community assistance

Cccs of Sheboygan logo

Cccs of Sheboygan

NFCC-approved nonprofit credit counseling organization serving Wisconsin and Minnesota with free financial assessments, debt management, and homeowner education.

BBB: NR

Profile signals: Wisconsin and Minnesota residents with debt, poor credit, or financial confusion seeking free professional guidance, First-time credit counseling clients who value non-judgmental education and empowerment over aggressive debt tactics

Citizens State Bank of LA Crosse logo

Citizens State Bank of LA Crosse

FDIC-insured community bank with locations in Clayton, La Crosse, Onalaska, Eau Claire, and Altoona, Wisconsin, offering checking, savings, mortgages, and business accounts.

BBB: NR

Profile signals: Wisconsin residents seeking personalized community banking with high-touch customer service, Small business owners and farmers in central Wisconsin looking for relationship-based lending

Coulee Bank logo

Coulee Bank

FDIC-insured community bank in La Crosse, WI offering personal and business banking, mortgages, SBA loans, and savings products with local commitment.

BBB: NR

Profile signals: Small business owners seeking SBA-backed financing with personalized service from a Preferred Lender, Wisconsin and Upper Midwest residents who prefer local community banking relationships over large national chains

Dairyland Power logo

Dairyland Power

Member-owned credit union in La Crosse, Wisconsin serving employees of Dairyland Power Coop and their families with loans, digital banking, and financial services.

BBB: NR

Profile signals: Dairyland Power Coop employees and their immediate family members seeking personalized service, Members of DPC Class A & B Cooperatives, WECA, and RESCO organizations

Gundersen logo

Gundersen

Member-owned credit union in La Crosse, WI offering checking, savings, auto loans, mortgages, and digital banking services to local members.

BBB: NR

Profile signals: La Crosse, Wisconsin residents and eligible community members seeking local credit union relationship, Consumers prioritizing digital banking experience with modern mobile app and online platforms

Banks in La Crosse

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Citizens State Bank of LA Crosse logo

Citizens State Bank of LA Crosse

FDIC-insured community bank with locations in Clayton, La Crosse, Onalaska, Eau Claire, and Altoona, Wisconsin, offering checking, savings, mortgages, and business accounts.

BBB: NR

Profile signals: Wisconsin residents seeking personalized community banking with high-touch customer service, Small business owners and farmers in central Wisconsin looking for relationship-based lending

Coulee Bank logo

Coulee Bank

FDIC-insured community bank in La Crosse, WI offering personal and business banking, mortgages, SBA loans, and savings products with local commitment.

BBB: NR

Profile signals: Small business owners seeking SBA-backed financing with personalized service from a Preferred Lender, Wisconsin and Upper Midwest residents who prefer local community banking relationships over large national chains

State Bank Financial logo

State Bank Financial

FDIC-insured bank offering personal and business checking, savings, home loans, and credit products with 160+ years of banking history and a focus on local communities.

BBB: NR

Profile signals: Small business owners seeking local relationship banking with treasury management and listed lending, Agricultural customers needing FSA loans, crop financing, and farm-focused financial products

Free Help in La Crosse

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Catholic Charities - LA Crosse, Inc. logo

Catholic Charities - LA Crosse, Inc.

Catholic Charities of the Diocese of La Crosse provides non-profit assistance to individuals and families facing poverty, housing instability, and other hardships.

BBB: NR

Profile signals: Families facing housing instability or homelessness seeking comprehensive support, Individuals in the La Crosse Diocese area needing poverty relief and community assistance

Cccs of Sheboygan logo

Cccs of Sheboygan

NFCC-approved nonprofit credit counseling organization serving Wisconsin and Minnesota with free financial assessments, debt management, and homeowner education.

BBB: NR

Profile signals: Wisconsin and Minnesota residents with debt, poor credit, or financial confusion seeking free professional guidance, First-time credit counseling clients who value non-judgmental education and empowerment over aggressive debt tactics

Credit Unions in La Crosse

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Dairyland Power logo

Dairyland Power

Member-owned credit union in La Crosse, Wisconsin serving employees of Dairyland Power Coop and their families with loans, digital banking, and financial services.

BBB: NR

Profile signals: Dairyland Power Coop employees and their immediate family members seeking personalized service, Members of DPC Class A & B Cooperatives, WECA, and RESCO organizations

Gundersen logo

Gundersen

Member-owned credit union in La Crosse, WI offering checking, savings, auto loans, mortgages, and digital banking services to local members.

BBB: NR

Profile signals: La Crosse, Wisconsin residents and eligible community members seeking local credit union relationship, Consumers prioritizing digital banking experience with modern mobile app and online platforms

Your Rights in Wisconsin

Wisconsin Consumer Protections: Wisconsin is one of the most permissive states for payday lending, with no rate cap for licensed lenders. Effective APRs can exceed 500%. The Department of Financial Institutions requires licensing but does not limit rates. Consumers should exercise extreme caution and can file complaints with DFI or the Attorney General.

Interest Rate Cap: Wisconsin usury cap: No general usury cap for licensed lenders; payday loans legal with no rate cap.

Key Regulations:
  • Wisconsin has no usury cap for licensed lenders, allowing unlimited payday loan rates.
  • Payday loans are governed by the Wisconsin Consumer Act but without rate caps.
  • Licensed lenders must disclose APR and fees but are not limited by them.
  • The Wisconsin Consumer Act provides basic protections but does not cap payday rates.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Wisconsin Attorney General Consumer Protection Bureau.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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