Compare 5 credit repair companies, personal lenders, and financial services in Helena, Montana. All independently reviewed with BBB ratings and pricing.
Community bank based in Helena, Montana offering personal and business banking with 24/7 digital access, checking, savings, HSA accounts, and lending services.
Best for: Small business owners and startups seeking personalized lending and business banking relationships, Helena, Montana residents prioritizing local community banking with personal service
Community bank with 7 Montana branches offering personal and business banking, agricultural lending, and lending services. Named Best Banking Business of the Year 2026.
Best for: Montana-based farmers, ranchers, and agricultural businesses seeking specialized ag lending and understanding of rural financing, Montana residents seeking personal banking (checking, savings, mortgages, auto loans) with local relationship-focused service
Community bank serving Montana for over 100 years, offering personal and business checking, home loans, and financial products through local branches and mobile app.
Best for: Montana residents seeking traditional community banking with local relationships, Agricultural and ranching families with lending needs and local ties to Montana
Montana nonprofit providing energy assistance, weatherization, and heating support for low-income households through LIHEAP and other programs.
Best for: Low-income Montana residents struggling to pay winter heating bills, Homeowners seeking weatherization improvements to reduce long-term energy costs
Montana Legal Services Association provides free civil legal services to low-income Montanans, protecting their legal rights for over 50 years.
Best for: Low-income Montanans facing housing instability or eviction, Parents and guardians seeking help protecting custody or family law matters
Community bank based in Helena, Montana offering personal and business banking with 24/7 digital access, checking, savings, HSA accounts, and lending services.
Best for: Small business owners and startups seeking personalized lending and business banking relationships, Helena, Montana residents prioritizing local community banking with personal service
Community bank with 7 Montana branches offering personal and business banking, agricultural lending, and lending services. Named Best Banking Business of the Year 2026.
Best for: Montana-based farmers, ranchers, and agricultural businesses seeking specialized ag lending and understanding of rural financing, Montana residents seeking personal banking (checking, savings, mortgages, auto loans) with local relationship-focused service
Community bank serving Montana for over 100 years, offering personal and business checking, home loans, and financial products through local branches and mobile app.
Best for: Montana residents seeking traditional community banking with local relationships, Agricultural and ranching families with lending needs and local ties to Montana
Montana nonprofit providing energy assistance, weatherization, and heating support for low-income households through LIHEAP and other programs.
Best for: Low-income Montana residents struggling to pay winter heating bills, Homeowners seeking weatherization improvements to reduce long-term energy costs
Montana Legal Services Association provides free civil legal services to low-income Montanans, protecting their legal rights for over 50 years.
Best for: Low-income Montanans facing housing instability or eviction, Parents and guardians seeking help protecting custody or family law matters
Montana Consumer Protections: Montana voters approved a 36% APR cap in 2010, effectively banning payday lending in the state. All consumer loans, including title loans, are subject to this cap. Consumers can file complaints with the Division of Banking and Financial Institutions or the Attorney General.
Interest Rate Cap: Montana usury cap: 36% APR cap on consumer loans (Initiative I-164, 2010); payday lending effectively banned. Payday lending is banned in this state.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Montana Attorney General Consumer Protection Office.
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