Compare 7 credit repair companies, personal lenders, and financial services in Fort Lauderdale, Florida. All independently reviewed with BBB ratings and pricing.
Nonprofit credit counseling agency offering free counseling, debt management programs, and HUD-approved housing help. Rated 4.7/5 from 9,144 reviews.
Best for: People with $10,000+ in credit card debt who want structured repayment without settlement, Homeowners or prospective buyers needing HUD-certified housing or foreclosure counseling
Coastal Debt Resolve specializes in helping small to medium business owners settle Merchant Cash Advance (MCA) debts through negotiated resolution programs designed to lower payments while preserving credit.
Best for: Small business owners with $10,000-$100,000+ in Merchant Cash Advance debt seeking settlement alternatives, Business owners concerned about maintaining credit history while resolving MCA obligations
HUD-approved nonprofit providing free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida.
Best for: First-time homebuyers in Florida seeking free education and financial guidance before purchase, Low-to-moderate income families facing foreclosure seeking HUD-approved prevention counseling
Non-profit community organization providing free education, job training, housing counseling, and financial literacy services to Broward County residents.
Best for: Broward County residents seeking integrated support combining job training with financial literacy and housing counseling, Low-to-moderate income individuals and families building toward homeownership or facing foreclosure
FDIC-insured community bank in South Florida offering checking, savings, CDs, IRAs, and lending products with both personal and business banking services.
Best for: Senior depositors (62+) seeking higher-yield savings with low minimum deposits, Small business owners needing basic checking, payment processing, and lending services
Community bank headquartered in Fort Lauderdale offering business loans, lines of credit, money market accounts, and digital banking tools with a focus on local relationships and personalized service.
Best for: Small business owners and entrepreneurs in South Florida seeking relationship-based commercial lending, Construction and real estate developers needing industry-specific banking expertise and SBA financing
Nonprofit credit counseling agency offering free counseling, debt management programs, and HUD-approved housing help. Rated 4.7/5 from 9,144 reviews.
Best for: People with $10,000+ in credit card debt who want structured repayment without settlement, Homeowners or prospective buyers needing HUD-certified housing or foreclosure counseling
HUD-approved nonprofit providing free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida.
Best for: First-time homebuyers in Florida seeking free education and financial guidance before purchase, Low-to-moderate income families facing foreclosure seeking HUD-approved prevention counseling
Non-profit community organization providing free education, job training, housing counseling, and financial literacy services to Broward County residents.
Best for: Broward County residents seeking integrated support combining job training with financial literacy and housing counseling, Low-to-moderate income individuals and families building toward homeownership or facing foreclosure
FDIC-insured community bank in South Florida offering checking, savings, CDs, IRAs, and lending products with both personal and business banking services.
Best for: Senior depositors (62+) seeking higher-yield savings with low minimum deposits, Small business owners needing basic checking, payment processing, and lending services
Community bank headquartered in Fort Lauderdale offering business loans, lines of credit, money market accounts, and digital banking tools with a focus on local relationships and personalized service.
Best for: Small business owners and entrepreneurs in South Florida seeking relationship-based commercial lending, Construction and real estate developers needing industry-specific banking expertise and SBA financing
Community bank serving South Florida with traditional in-person banking, business lending, and consumer accounts since 2000. No-fee checking and SBA loans available.
Best for: South Florida small business owners seeking personalized commercial lending and experienced underwriting, Local consumers frustrated with mega-bank fees and seeking relationship-based banking
Coastal Debt Resolve specializes in helping small to medium business owners settle Merchant Cash Advance (MCA) debts through negotiated resolution programs designed to lower payments while preserving credit.
Best for: Small business owners with $10,000-$100,000+ in Merchant Cash Advance debt seeking settlement alternatives, Business owners concerned about maintaining credit history while resolving MCA obligations
Florida Consumer Protections: Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.
Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Our editorial team independently reviews all services. Learn more.