Compare 118 credit repair companies, personal lenders, and financial services in Chicago, Illinois. All independently reviewed with BBB ratings and pricing.
Bancmart Mortgage Network is a Chicago-based mortgage lender offering home purchase, refinance, and specialized loan products through a local branch.
Best for: Chicago-area homebuyers seeking in-person mortgage consultation and local market expertise, Refinancing clients who prefer direct communication with a local lender
Chicago-area bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings for individuals, families, and small business owners facing debt and foreclosure.
Best for: Illinois homeowners facing foreclosure who need automatic stay protection and repayment alternatives, Individuals with income above state median seeking Chapter 13 reorganization to protect assets over 3-5 years
Federal credit union serving Social Security Administration employees and families since 1943, offering competitive auto loans, savings accounts, and 24-hour e-banking.
Best for: Social Security Administration employees seeking auto financing and savings products, SSA employee families wanting to build credit histories with payroll-deduction loans
Chicago-based bankruptcy law firm specializing in consumer advocacy and contracts law. Led by attorney Lance Raphael with office in downtown Chicago.
Best for: Chicago-area residents seeking bankruptcy legal representation, Consumers involved in contract disputes requiring legal counsel
Chicago-based law firm specializing in bankruptcy, reorganization, and commercial litigation for businesses and individuals since 1969.
Best for: Small to midsize business owners considering Chapter 7, 11, or 13 bankruptcy protection, Individual debtors with complex financial situations requiring legal representation in bankruptcy court
CTAFC Federal Credit Union is a Chicago-based credit union established in 1968, serving over 700 members with $719.5K in assets and specialized services for religious community groups.
Best for: Members of eligible religious groups seeking community-focused banking in Chicago, Borrowers needing auto loans or mortgages with credit union-level rates
Order Express is a multi-service financial company offering check cashing, money transfers, money orders, and additional services across 25 states with 70+ branches.
Best for: Spanish-speaking immigrants and Latino community members seeking culturally responsive financial services, Unbanked and underbanked consumers without traditional bank accounts needing check cashing and money transfer services
MoneyGram is a global money transfer service with 61+ locations across Chicago, enabling customers to send and receive money online or in-person at partner agent locations.
Best for: Immigrants sending money to family internationally from Chicago, Consumers needing same-day or next-day cash transfers to specific recipients
Order Express Inc. is a regulated financial services company founded in 1993 offering check cashing, money transfers, money orders, and bill payment across 25 states with 70+ branches.
Best for: Unbanked and underbanked Latino immigrant populations seeking Spanish-language financial services, Individuals needing fast check cashing and money transfer services during extended hours
Western Union is a global money transfer service offering wire transfers, cash pickup, bill payment, and money orders through retail agent locations and online.
Best for: Unbanked and underbanked consumers who lack traditional bank accounts and need cash pickup services, International remittance senders, particularly immigrants sending money to family in developing countries
Order Express is a money transfer and check-cashing service with 70+ branches across 25 states, offering multilingual financial services primarily to Latino communities since 1993.
Best for: Spanish-speaking individuals needing check cashing and money transfer services, Immigrants sending money to family in Mexico or Latin America
Order Express is a money transfer and check-cashing service operating 70+ branches across 25 states since 1993, serving Latino immigrant communities with multilingual service.
Best for: Latino immigrants and Spanish-speaking communities needing multilingual financial services, Individuals without traditional bank accounts seeking check cashing and money transfer
Chicago-area bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings for individuals, families, and small business owners facing debt and foreclosure.
Best for: Illinois homeowners facing foreclosure who need automatic stay protection and repayment alternatives, Individuals with income above state median seeking Chapter 13 reorganization to protect assets over 3-5 years
Chicago-based bankruptcy law firm specializing in consumer advocacy and contracts law. Led by attorney Lance Raphael with office in downtown Chicago.
Best for: Chicago-area residents seeking bankruptcy legal representation, Consumers involved in contract disputes requiring legal counsel
Chicago-based law firm specializing in bankruptcy, reorganization, and commercial litigation for businesses and individuals since 1969.
Best for: Small to midsize business owners considering Chapter 7, 11, or 13 bankruptcy protection, Individual debtors with complex financial situations requiring legal representation in bankruptcy court
Chicago-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings. Offers free consultations and serves Cook, DuPage, Will, and Lake counties.
Best for: Chicago-area residents with significant unsecured debt (credit cards, medical bills, personal loans), Individuals facing wage garnishment, lawsuits, or foreclosure seeking immediate legal protection
Chicago-based bankruptcy attorney offering Chapter 7 and Chapter 13 filing services for individuals, families, and small businesses since 1981.
Best for: Chicago-area homeowners facing foreclosure or property sheriff sales, Individuals with significant unsecured debt seeking fresh start through Chapter 7
Chicago-based bankruptcy attorney specializing in Chapter 7 and Chapter 13 cases for individuals, families, and small businesses since 1981.
Best for: Chicago-area consumers facing foreclosure or wage garnishment who need immediate legal intervention, Individuals with significant credit card debt seeking Chapter 7 discharge or structured Chapter 13 repayment
La Caridad Jewelry & Pawn is a pawn shop located in Chicago's Bucktown neighborhood offering collateral-based loans and jewelry services.
Best for: Individuals with poor or no credit seeking quick cash for emergencies, Those with valuable jewelry or precious metals they can temporarily pledge
Family-run Chicago pawn shop since 1935 offering quick cash loans on jewelry, gold, diamonds, watches, and electronics without credit checks.
Best for: Individuals needing emergency cash ($100–$5K+) within hours without credit qualification, Jewelry or gold owners seeking quick liquidation or short-term collateral-based loans
EZPAWN is a pawn shop offering collateral-based loans, retail merchandise sales, gold/jewelry buying, and firearms services at their Las Vegas location on East Charleston Boulevard.
Best for: Customers needing immediate cash who own valuable electronics, jewelry, tools, or collectibles and have no access to traditional credit, Individuals seeking to purchase quality brand-name merchandise at steep discounts without credit requirements
EZPAWN is a pawn shop offering collateral-based loans, retail merchandise sales, and precious metals buying at their Las Vegas location on East Charleston Boulevard.
Best for: Consumers needing immediate cash ($100-$5,000+) who own valuable collateral and cannot access traditional credit, People selling gold, diamond jewelry, or firearms who want expert appraisal and same-day payment
FirstCash (formerly Cash America) is the leading international pawn operator with 3,300+ stores in 29 U.S. states, the UK, and Latin America.
Best for: Cash-constrained consumers who need immediate funds and cannot qualify for traditional credit, Individuals selling gold, silver, or platinum jewelry for quick liquidity
Family-owned Chicago pawn shop offering instant cash loans, jewelry sales, and repair services. Licensed by Illinois and City of Chicago with 30+ years of operation.
Best for: Individuals needing immediate cash without credit checks or income verification, Sellers of jewelry, watches, antiques, or collectibles seeking quick cash purchases
Bancmart Mortgage Network is a Chicago-based mortgage lender offering home purchase, refinance, and specialized loan products through a local branch.
Best for: Chicago-area homebuyers seeking in-person mortgage consultation and local market expertise, Refinancing clients who prefer direct communication with a local lender
Jim Pomposelli is a Community Mortgage Lending Officer at Citibank offering home purchase, refinancing, and investment property financing across multiple loan programs.
Best for: Existing Citibank customers seeking rate discounts through relationship pricing, Borrowers with complex scenarios (investment properties, condos, co-ops, jumbo amounts)
loanDepot is a mortgage lender offering home purchase, refinance, and home equity loans through local branches and loan officers nationwide.
Best for: Homebuyers and refinancers who prefer in-person consultation with local loan officers, Borrowers seeking multiple loan products from a single lender
RNC Bridge & Private Hard Money Lender provides startup and real estate investment loans from $100K–$10M with 7.99–12% interest rates and 2–3 year terms, specializing in borrowers with credit challenges or time-sensitive deals.
Best for: Real estate investors and fix-and-flip operators needing capital within 30–60 days without traditional bank underwriting, Borrowers with credit scores below 620 or limited credit history seeking commercial or investment property financing
Molitor Financial Group is a boutique mortgage lender offering home purchase, refinance, and pre-approval services with a focus on coaching and mentoring loan officers.
Best for: Loan officers seeking mentorship, coaching, and professional development within a mortgage company environment, Consumers in the Chicago area (773 area code) comfortable working with a boutique lender focused on relationship-building
Mike Del Preto is an SVP mortgage lender (NMLS #230942) at A & N Mortgage Services offering home purchase, refinance, and debt consolidation loans with an educational-first approach.
Best for: First-time home buyers seeking personalized education before purchasing their first property, Homeowners with existing mortgages interested in refinancing with a relationship-based lender
Federal credit union serving Social Security Administration employees and families since 1943, offering competitive auto loans, savings accounts, and 24-hour e-banking.
Best for: Social Security Administration employees seeking auto financing and savings products, SSA employee families wanting to build credit histories with payroll-deduction loans
CTAFC Federal Credit Union is a Chicago-based credit union established in 1968, serving over 700 members with $719.5K in assets and specialized services for religious community groups.
Best for: Members of eligible religious groups seeking community-focused banking in Chicago, Borrowers needing auto loans or mortgages with credit union-level rates
FDIC-insured community bank offering personal and business banking with a focus on relationship-based service and community development lending.
Best for: Small business owners seeking relationship-based lending and community development financing, Illinois residents wanting FDIC-insured banking with local branch access and personal service
MSU Federal Credit Union serves Michigan State University students, faculty, and staff with membership-based banking products including checking, savings, and lending services.
Best for: Michigan State University students seeking student-focused banking solutions, MSU faculty and staff looking for community-based financial services
Chase Bank is a major U.S. banking institution offering checking, savings, credit cards, loans, and investment services through branches and ATMs nationwide.
Best for: Consumers with good credit seeking convenient all-in-one banking and investment solutions, Homebuyers and auto purchasers looking for traditional mortgage and auto loan financing
Chicago-based bank offering personal, business, and commercial banking with mobile access, savings products, and lending solutions for individuals and businesses of all sizes.
Best for: Chicago-area small business owners seeking SBA loans and business financing expertise, Established companies with revenue over $10 million needing commercial banking solutions
Chicago Development Fund is a City of Chicago program offering business financing and development support through the Department of Planning and Development.
Best for: Chicago-based small business owners seeking government-backed financing, Organizations aligned with city economic development and community impact goals
1st Commercial Credit is a Chicago-based invoice factoring and supply chain finance company offering accounts receivable financing, PO financing, and trade payable solutions with rates from 0.69%-1.59%.
Best for: B2B service companies (staffing agencies, construction contractors) with customers paying on 30/60/90-day terms, Wholesale and distribution businesses needing working capital for inventory purchases and customer payment terms
CDFI providing equity investments, New Markets Tax Credits, and lending to mission-driven financial institutions and small businesses in underserved communities.
Best for: Community development professionals seeking to deploy capital in underserved areas, Institutional investors balancing financial returns with community impact goals
Superior Business Lending is a business financing broker connecting entrepreneurs with banks, private lenders, and family offices for specialized lending solutions.
Best for: Business owners seeking specialized financing (cannabis, equipment leasing, revenue-based loans) from a broker intermediary, Companies needing business acquisition or bridge financing with access to multiple lending sources
Chicago bankruptcy law firm offering Chapter 7 and Chapter 13 filings, foreclosure defense, and debt relief legal services with $0 down for qualifying clients.
Best for: Illinois residents facing wage garnishment, foreclosure, or repossession who need immediate legal intervention, Individuals with overwhelming unsecured debt (medical bills, credit cards) who qualify for Chapter 7 discharge
Chicago foreclosure defense law firm representing Illinois homeowners in court and negotiations with lenders. Offers loan modifications, short sales, and multiple legal exit strategies.
Best for: Illinois homeowners who have received a foreclosure notice and need licensed legal representation in court, Cook County residents who are behind on mortgage payments and want to negotiate directly with their lender through an attorney
Chicago-based commercial and consumer debt collection agency specializing in account recovery for businesses of all sizes, nationally and internationally.
Best for: Small to mid-sized businesses with unpaid B2B accounts seeking professional collection services, Medical and dental practices with high volumes of patient billing disputes
Active Debt Relief offers debt negotiation and settlement services to help consumers eliminate unsecured debt through personalized plans and creditor negotiations.
Best for: Consumers with $20,000+ in unsecured debt (credit cards, personal loans) seeking settlement alternatives, Individuals considering bankruptcy who want to explore negotiation options first
Fee-only financial planning firm in Chicago offering holistic advice on flat fee or hourly basis without investment minimums or commission pressure.
Best for: Married couples and dual-income households navigating financial optimization and life transitions, Professionals in their 30s-40s seeking holistic planning without pressure to consolidate assets
Cinnaire is a nonprofit community development financial institution offering tax credit investing, affordable housing financing, and community wealth-building programs since 1993.
Best for: Real estate developers and community organizations seeking multifamily financing with social impact missions, Investors interested in tax credit opportunities (LIHTC, NMTC, Historic Tax Credits) with community development focus
Legal Advocates for Consumers in Debt (LACD) is a Chicago-based non-profit providing free legal assistance to consumers facing debt issues. Currently not accepting new clients.
Best for: Chicago-area consumers with legal debt issues who were previously established clients, Consumers seeking non-profit legal advocacy rather than commercial debt relief
Non-profit credit counseling organization offering personalized one-on-one counseling and workshops to help people build and maintain prime credit scores.
Best for: People with no credit history or credit-invisible status seeking to establish prime credit for the first time, Black and Hispanic households facing systemic barriers to credit access and wealth building
Legal Capital Corp provides fast pre-settlement lawsuit cash advances to plaintiffs awaiting case resolution, with approval in 24-48 hours and no repayment if the case is lost.
Best for: Personal injury plaintiffs awaiting settlement with immediate financial hardship, Accident victims facing medical bills and lost wages during litigation
Nomad Credit is an online education loan marketplace connecting students pursuing global degrees with 20+ international and domestic lenders offering rates from 2.79%.
Best for: Indian students pursuing MBA or professional degrees at US/international universities, Students seeking education loans with competitive rates and multiple lender options
OneMain Financial offers personal loans from $1,500–$30,000 with fixed rates (11.99%–35.99% APR) and 24–60 month terms, with same-day funding available through their SpeedFunds program.
Best for: Borrowers with fair or subprime credit seeking larger loan amounts ($5,000+) for debt consolidation or major expenses, Consumers who prefer face-to-face guidance and relationship-based lending over fully digital/online lenders
Fast Payday Loans Cash is an online lending marketplace that connects borrowers in Chicago and Illinois with a network of 100+ lenders offering quick payday and personal loans with same-day or next-day funding.
Best for: Chicago and Illinois residents needing $100–$1,000 for unexpected emergencies with minimal credit requirements, Borrowers with poor or no credit history unable to qualify for traditional personal loans or credit cards
General Finance Corporation-Illinois offers payday loans and emergency cash advances up to $2,500 with simple online application and fast funding in Chicago.
Best for: Workers facing unexpected expenses between paychecks who need immediate cash, Individuals with poor credit unable to access traditional bank loans
GoCredit.me offers credit-building personal installment loans up to $4,000 to Illinois residents, available in-store, online, or by phone with same-day funding possible.
Best for: Illinois residents with thin or no credit history looking to build a payment record, Borrowers who prefer in-person assistance navigating the loan application process
First Class Tradelines offers tradeline services to help consumers build and improve credit profiles through authorized user accounts and credit reporting strategies.
Best for: Consumers seeking to become authorized users on established credit accounts to build credit history, People with limited credit files who need tradeline reporting to establish creditworthiness
Donegan & Associates is a surety bond and insurance agency licensed in 48 states, specializing in financial services and mortgage industry insurance products.
Best for: Mortgage brokers and loan originators seeking multi-state surety bond coverage, Banks and financial institutions requiring Financial Institutions Bonds and fidelity coverage
Chicago-based credit repair company that disputes negative items on credit reports and provides real-time account tracking to help clients improve their credit scores.
Best for: Chicago-area residents with negative items on their credit reports seeking professional dispute assistance, Consumers who want real-time monitoring of credit dispute progress without monthly surprise updates
Chicago-based financial advisory firm offering comprehensive financial planning, investment management, and credit repair services with certified advisors and free consultations.
Best for: Chicago-area residents seeking general financial planning and investment advice, Small business owners needing tax planning and business development guidance
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Chicago offer free guidance at consumerfinance.gov.
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