Review 15 credit repair companies, personal lenders, and financial services in Buffalo, New York. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Non-profit housing counselor providing HUD-certified counseling, affordable housing assistance, and financial education to low-income families across Western New York.
Profile signals: Low-income renters and homebuyers in Western New York seeking affordable housing solutions, First-time homebuyers needing HUD-certified counseling and educational workshops
Buffalo Metropolitan Federal Credit Union offers mortgage lending for home purchase, refinancing, and flexible financing programs. Member-owned credit union specializing in rate claims to verify and personalized mortgage services.
Profile signals: First-time homebuyers seeking personalized guidance and specialty programs, Current credit union members looking to consolidate mortgage services with their primary financial institution
Buffalo Police Federal Credit Union is a member-owned financial institution serving law enforcement and their families with savings accounts, checking, and financial services.
Profile signals: Buffalo Police Department officers and their immediate family members, Law enforcement professionals seeking community-focused financial services
Buffalo Urban League is a community non-profit providing free housing counseling, workforce development, and financial empowerment services since 1927.
Profile signals: First-time homebuyers in Buffalo seeking education and down payment assistance guidance, Job seekers and underemployed individuals needing workforce development and employment preparation
Citizens Bank is a full-service retail bank offering checking, savings, credit cards, home loans, and student loans through physical branch locations and mobile banking.
Profile signals: Customers seeking traditional full-service banking with in-person advisor relationships, People planning major financial milestones (home purchase, college funding, retirement) who value guidance
Coinstar Kiosk Buffalo, New York — Coinstar operates self-service kiosks offering coin-to-cash conversion, cryptocurrency purchases, Amazon Cash loading...
Profile signals: Consumers with loose change who want short-term cash access conversion without bank visits, Amazon shoppers wanting to add funds to their account using cash at retail locations
Buffalo Metropolitan Federal Credit Union offers mortgage lending for home purchase, refinancing, and flexible financing programs. Member-owned credit union specializing in rate claims to verify and personalized mortgage services.
Profile signals: First-time homebuyers seeking personalized guidance and specialty programs, Current credit union members looking to consolidate mortgage services with their primary financial institution
Buffalo Police Federal Credit Union is a member-owned financial institution serving law enforcement and their families with savings accounts, checking, and financial services.
Profile signals: Buffalo Police Department officers and their immediate family members, Law enforcement professionals seeking community-focused financial services
Kaleida Health FCU is a member-owned federal credit union serving healthcare professionals in Western New York since 1975, offering checking, savings, personal loans, and home loans.
Profile signals: Healthcare professionals in Western New York with credit challenges seeking second-chance financing, Kaleida Health employees looking for member-exclusive financial services and rate claims to verify
St. John United is a community development federal credit union serving Buffalo residents and employees of partner organizations since 1973, offering savings accounts, auto loans, and personal loans.
Profile signals: Buffalo residents and workers seeking to support community development financial institutions, Low-income individuals and families building savings with matched IDA programs
Non-profit housing counselor providing HUD-certified counseling, affordable housing assistance, and financial education to low-income families across Western New York.
Profile signals: Low-income renters and homebuyers in Western New York seeking affordable housing solutions, First-time homebuyers needing HUD-certified counseling and educational workshops
Buffalo Urban League is a community non-profit providing free housing counseling, workforce development, and financial empowerment services since 1927.
Profile signals: First-time homebuyers in Buffalo seeking education and down payment assistance guidance, Job seekers and underemployed individuals needing workforce development and employment preparation
Operation HOPE is a national non-profit providing free financial counseling, credit coaching, and economic empowerment programs to underserved communities across multiple locations.
Profile signals: Individuals facing foreclosure or housing instability seeking free prevention assistance, Small business owners and entrepreneurs needing guidance before starting or scaling a business
Citizens Bank is a full-service retail bank offering checking, savings, credit cards, home loans, and student loans through physical branch locations and mobile banking.
Profile signals: Customers seeking traditional full-service banking with in-person advisor relationships, People planning major financial milestones (home purchase, college funding, retirement) who value guidance
M&T Bank is a full-service FDIC-insured bank offering personal and business checking, savings, mortgages, loans, credit cards, and investment services across multiple locations.
Profile signals: Customers seeking FDIC-insured deposits and a traditional full-service banking relationship with multiple branches, Homeowners interested in mortgages, refinancing, or HELOCs with dedicated mortgage staff context support
Northwest Bank operates multiple retail branches in the Buffalo, NY area offering traditional banking services including account opening and financial management tools.
Profile signals: Buffalo-area residents seeking local, in-person banking services, Customers switching from other banks who prefer face-to-face account opening
Coinstar Kiosk Buffalo, New York — Coinstar operates self-service kiosks offering coin-to-cash conversion, cryptocurrency purchases, Amazon Cash loading...
Profile signals: Consumers with loose change who want short-term cash access conversion without bank visits, Amazon shoppers wanting to add funds to their account using cash at retail locations
E-Z Check Cashing is a New York State-licensed financial services center in Buffalo offering check cashing, money transfer, bill payment, and tax filing without requiring a bank account.
Profile signals: Unbanked or underbanked consumers needing immediate check cashing without a bank account, Small business owners needing to cash business checks quickly
M&T Bank operates 39 ATMs across Buffalo, NY, providing 24-hour cash access at bank branches, retail locations, and partner merchants like Speedway and Delta Sonic.
Profile signals: M&T Bank customers seeking convenient cash withdrawal across Buffalo, Consumers in Buffalo neighborhoods with nearby Speedway or Delta Sonic locations
M&T Bank operates 32 ATM locations across Buffalo, NY, including 24-hour access points at hospitals, colleges, and convenience stores for cash withdrawals and account access.
Profile signals: M&T Bank customers needing convenient cash access throughout Buffalo, Individuals working or studying at partner institutions like Buffalo State College or Buffalo General Hospital
NACA is a national non-profit housing advocacy organization offering character-based mortgage lending and HUD-approved housing counseling to help close the racial wealth gap through affordable homeownership.
Profile signals: First-time homebuyers with limited savings or no down payment funds, Individuals with damaged credit, student debt, or recent divorce seeking mortgage qualification
New York Consumer Protections: New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Interest Rate Cap: New York usury cap: 16% civil usury; 25% criminal usury; payday lending banned. Payday lending is banned in this state.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with New York Attorney General Consumer Frauds Bureau.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.