Compare 7 credit repair companies, personal lenders, and financial services in Bronx, New York. All independently reviewed with BBB ratings and pricing.
AltoCredit is a credit repair provider based in Bronx, New York. Rated 4.9/5 with 158 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Bronx, New York looking for credit repair services, People who prefer working with a local credit repair provider
Adon & Associates is a Bronx-based law firm offering bankruptcy filing and credit repair guidance to help clients rebuild after Chapter 7 or Chapter 13 discharge.
Best for: Individuals filing or recently discharged from Chapter 7 or Chapter 13 bankruptcy seeking post-discharge credit recovery, Bronx residents needing both bankruptcy representation and integrated credit rebuilding support
Arms Credit Solutions offers credit report dispute and repair services in Bronx, NY, claiming 28 years of experience and typical results within 45 days.
Best for: Individuals with errors or inaccuracies on their credit reports seeking dispute assistance, Small business owners wanting to improve business credit scores for better loan terms
CDFI bank founded by Puerto Rican migrants in 1960, serving underbanked communities across the East Coast with community-focused checking, small business loans, and nonprofit banking solutions.
Best for: Immigrants and underbanked individuals in the Northeast seeking fee-free checking with no minimum balance, Small business owners without traditional financial documentation who need quick funding decisions
Spring Bank is New York's first B Corp-certified community bank offering personal checking, savings, business loans, and nonprofit banking with a focus on ethical, socially responsible banking practices.
Best for: Socially conscious consumers and businesses prioritizing ethical banking practices, Nonprofit organizations seeking dedicated banking solutions and free checking accounts
Bronx NHS is a non-profit community development organization providing free homeownership counseling, down payment assistance, and housing preservation programs for Bronx families and first-time buyers.
Best for: First-time homebuyers in the Bronx seeking free counseling and down payment assistance, Homeowners facing foreclosure who need preservation assistance and alternatives
AltoCredit is a credit repair provider based in Bronx, New York. Rated 4.9/5 with 158 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Bronx, New York looking for credit repair services, People who prefer working with a local credit repair provider
Arms Credit Solutions offers credit report dispute and repair services in Bronx, NY, claiming 28 years of experience and typical results within 45 days.
Best for: Individuals with errors or inaccuracies on their credit reports seeking dispute assistance, Small business owners wanting to improve business credit scores for better loan terms
Bronx NHS is a non-profit community development organization providing free homeownership counseling, down payment assistance, and housing preservation programs for Bronx families and first-time buyers.
Best for: First-time homebuyers in the Bronx seeking free counseling and down payment assistance, Homeowners facing foreclosure who need preservation assistance and alternatives
Bronx NHS provides free homeownership counseling, foreclosure prevention, and home repair assistance to Bronx families and renters through HUD-approved programs.
Best for: First-time homebuyers in the Bronx seeking free pre-purchase counseling and education, Bronx homeowners facing foreclosure seeking loss mitigation and prevention assistance
CDFI bank founded by Puerto Rican migrants in 1960, serving underbanked communities across the East Coast with community-focused checking, small business loans, and nonprofit banking solutions.
Best for: Immigrants and underbanked individuals in the Northeast seeking fee-free checking with no minimum balance, Small business owners without traditional financial documentation who need quick funding decisions
Spring Bank is New York's first B Corp-certified community bank offering personal checking, savings, business loans, and nonprofit banking with a focus on ethical, socially responsible banking practices.
Best for: Socially conscious consumers and businesses prioritizing ethical banking practices, Nonprofit organizations seeking dedicated banking solutions and free checking accounts
Adon & Associates is a Bronx-based law firm offering bankruptcy filing and credit repair guidance to help clients rebuild after Chapter 7 or Chapter 13 discharge.
Best for: Individuals filing or recently discharged from Chapter 7 or Chapter 13 bankruptcy seeking post-discharge credit recovery, Bronx residents needing both bankruptcy representation and integrated credit rebuilding support
New York Consumer Protections: New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Interest Rate Cap: New York usury cap: 16% civil usury; 25% criminal usury; payday lending banned. Payday lending is banned in this state.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with New York Attorney General Consumer Frauds Bureau.
Our editors reviewed hundreds of companies to find the best options nationwide.
Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Our editorial team independently reviews all services. Learn more.