Bronx, NY

Credit Repair & Financial Services in Bronx

Review 27 credit repair companies, personal lenders, and financial services in Bronx, New York. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

New York avg credit score: 710 Median income: $75,910 Poverty rate: 12.7% Payday loans: Banned New York overview →

Featured Provider Profiles in Bronx

27 companies
Credit Repair Bronx logo

Credit Repair Bronx

Adon & Associates is a Bronx-based law firm offering bankruptcy filing and credit repair guidance to help clients rebuild after Chapter 7 or Chapter 13 discharge.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Individuals filing or recently discharged from Chapter 7 or Chapter 13 bankruptcy seeking post-discharge credit recovery, Bronx residents needing both bankruptcy representation and integrated credit rebuilding support

Credit Repair Solutions Bronx NY logo

Credit Repair Solutions Bronx NY

Arms Credit Solutions offers credit report dispute and repair services in Bronx, NY, claiming 28 years of experience and typical results within 45 days.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Individuals with errors or inaccuracies on their credit reports seeking dispute assistance, Small business owners wanting to improve business credit scores for better loan terms

AltoCredit logo

AltoCredit

AltoCredit is a credit repair provider based in Bronx, New York. Rated 4.9/5 with 158 Google reviews, reflecting high listed customer satisfaction.

4.9/5

Google rating from 158 reviews

BBB: NR

Profile signals: Consumers in Bronx, New York looking for credit repair services, People who prefer working with a local credit repair provider

24hr pawn shop logo

24hr pawn shop

NYC-based pawn shop offering same-day cash for luxury watches, jewelry, diamonds, and electronics with extended hours until 2 AM on weekdays.

BBB: NR

Profile signals: Individuals researching short-term cash access for luxury items (watches, jewelry, diamonds) without appointment hassles, Night-shift or late-evening workers who need pawn services outside standard business hours

368 Pawnbrokers (368 Pawn Shop) logo

368 Pawnbrokers (368 Pawn Shop)

South Bronx pawn shop offering collateral-based cash loans and outright purchases of gold, diamonds, fine watches, and jewelry at competitive local rates.

BBB: NR

Profile signals: South Bronx residents who are researching short-term cash access and have gold, jewelry, diamonds, or watches to use as collateral, Individuals looking to sell pre-owned jewelry or gold locally and want competitive, above-market offers

Bronx Pawn Shop logo

Bronx Pawn Shop

Paradise Pawnbrokers is a family-owned Bronx pawn shop offering short-term cash access loans up to $100,000 on jewelry, watches, electronics, and collectibles with eligibility claim to verify.

BBB: NR

Profile signals: Consumers with short-term cash needs who own valuable collateral (jewelry, electronics, watches), Borrowers with poor or no credit history who may not meet traditional bank-loan criteria

Pawn Shops in Bronx

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24hr pawn shop logo

24hr pawn shop

NYC-based pawn shop offering same-day cash for luxury watches, jewelry, diamonds, and electronics with extended hours until 2 AM on weekdays.

BBB: NR

Profile signals: Individuals researching short-term cash access for luxury items (watches, jewelry, diamonds) without appointment hassles, Night-shift or late-evening workers who need pawn services outside standard business hours

368 Pawnbrokers (368 Pawn Shop) logo

368 Pawnbrokers (368 Pawn Shop)

South Bronx pawn shop offering collateral-based cash loans and outright purchases of gold, diamonds, fine watches, and jewelry at competitive local rates.

BBB: NR

Profile signals: South Bronx residents who are researching short-term cash access and have gold, jewelry, diamonds, or watches to use as collateral, Individuals looking to sell pre-owned jewelry or gold locally and want competitive, above-market offers

Bronx Pawn Shop logo

Bronx Pawn Shop

Paradise Pawnbrokers is a family-owned Bronx pawn shop offering short-term cash access loans up to $100,000 on jewelry, watches, electronics, and collectibles with eligibility claim to verify.

BBB: NR

Profile signals: Consumers with short-term cash needs who own valuable collateral (jewelry, electronics, watches), Borrowers with poor or no credit history who may not meet traditional bank-loan criteria

Bronx Pawnbroker logo

Bronx Pawnbroker

Bronx Pawnbroker is a pawn shop located at 301 E Kingsbridge Rd in the Bronx, NY, offering collateral-based loans and pawning services.

BBB: NR

Profile signals: Individuals researching short-term cash access for emergency expenses, People with poor credit or no credit history seeking short-term financing

G & P Pawn Brokers logo

G & P Pawn Brokers

G & P Pawn Brokers is a pawn shop located in the High Bridge neighborhood of Bronx, NY, offering collateral-based loans, buying, and selling of merchandise including jewelry, firearms, and electronics.

BBB: NR

Profile signals: Individuals needing short-term cash and willing to pledge jewelry, electronics, or firearms as collateral, People seeking to check cash or process money orders in the Bronx

GEM Pawnbrokers logo

GEM Pawnbrokers

GEM Pawnbrokers Bronx, New York — GEM Pawnbrokers is a 73-year-old family-owned pawn shop chain with 28 locations across NYC and Greater NY, offering ca...

BBB: NR

Profile signals: People with valuable items (watches, designer goods, electronics) researching short-term cash access, Individuals seeking to sell luxury goods or pre-owned items for quick payment

Credit Repair in Bronx

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Credit Repair Solutions Bronx NY logo

Credit Repair Solutions Bronx NY

Arms Credit Solutions offers credit report dispute and repair services in Bronx, NY, claiming 28 years of experience and typical results within 45 days.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Individuals with errors or inaccuracies on their credit reports seeking dispute assistance, Small business owners wanting to improve business credit scores for better loan terms

AltoCredit logo

AltoCredit

AltoCredit is a credit repair provider based in Bronx, New York. Rated 4.9/5 with 158 Google reviews, reflecting high listed customer satisfaction.

4.9/5

Google rating from 158 reviews

BBB: NR

Profile signals: Consumers in Bronx, New York looking for credit repair services, People who prefer working with a local credit repair provider

Free Help in Bronx

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Neighborhood Housing Services of New York City Bronx Branch logo

Neighborhood Housing Services of New York City Bronx Branch

Bronx NHS provides free homeownership counseling, foreclosure prevention, and home repair assistance to Bronx families and renters through HUD-approved programs.

BBB: NR

Profile signals: First-time homebuyers in the Bronx seeking free pre-purchase counseling and education, Bronx homeowners facing foreclosure seeking loss mitigation and prevention assistance

The Bronx Neighborhood Housing Services Cdc, Inc. logo

The Bronx Neighborhood Housing Services Cdc, Inc.

Bronx NHS is a non-profit community development organization providing free homeownership counseling, down payment assistance, and housing preservation programs for Bronx families and first-time buyers.

BBB: NR

Profile signals: First-time homebuyers in the Bronx seeking free counseling and down payment assistance, Homeowners facing foreclosure who need preservation assistance and alternatives

Banks in Bronx

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Ponce Bank, National Association logo

Ponce Bank, National Association

CDFI bank founded by Puerto Rican migrants in 1960, serving underbanked communities across the East Coast with community-focused checking, small business loans, and nonprofit banking solutions.

BBB: NR

Profile signals: Immigrants and underbanked individuals in the Northeast seeking fee-free checking with no minimum balance, Small business owners without traditional financial documentation who need quick funding decisions

Spring Bank logo

Spring Bank

Spring Bank is New York's first B Corp-certified community bank offering personal checking, savings, business loans, and nonprofit banking with a focus on ethical, socially responsible banking practices.

BBB: NR

Profile signals: Socially conscious consumers and businesses prioritizing ethical banking practices, Nonprofit organizations seeking dedicated banking solutions and free checking accounts

Check Cashing & Money Services in Bronx

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CFSC Checks Cashed Ogden logo

CFSC Checks Cashed Ogden

CFSC at 1034 Ogden Ave is a check-cashing and financial services location in the Bronx offering check cashing, money orders, prepaid cards, and bill payment services.

BBB: NR

Profile signals: Unbanked and underbanked workers who receive paychecks and are researching short-term cash access, Immigrant and multilingual communities requiring Spanish-language financial services

Bankruptcy Services in Bronx

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Credit Repair Bronx logo

Credit Repair Bronx

Adon & Associates is a Bronx-based law firm offering bankruptcy filing and credit repair guidance to help clients rebuild after Chapter 7 or Chapter 13 discharge.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Individuals filing or recently discharged from Chapter 7 or Chapter 13 bankruptcy seeking post-discharge credit recovery, Bronx residents needing both bankruptcy representation and integrated credit rebuilding support

Emergency Cash in Bronx

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RiteCheck logo

RiteCheck

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Borrowers facing unexpected expenses, People needing provider-stated funding timing

Credit Unions in Bronx

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Van Cortlandt Cooperative logo

Van Cortlandt Cooperative

Van Cortlandt Cooperative Federal Credit Union is a member-owned, not-for-profit credit union offering savings accounts, loans, mortgages, and online banking with NCUA insurance protection.

BBB: NR

Profile signals: Individuals seeking a member-owned financial institution with non-profit governance and lower costs, Borrowers needing debt consolidation or mortgage services with rate claims to verify

Your Rights in New York

New York Consumer Protections: New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Interest Rate Cap: New York usury cap: 16% civil usury; 25% criminal usury; payday lending banned. Payday lending is banned in this state.

Key Regulations:
  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.
  • The NY Consumer Protection Act and General Business Law Article 22-A protect consumers.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with New York Attorney General Consumer Frauds Bureau.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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