Compare 5 credit repair companies, personal lenders, and financial services in Boston, Massachusetts. All independently reviewed with BBB ratings and pricing.
Eastern Bank is a full-service bank offering personal and business banking products including checking, savings, CDs, mortgages, and SBA lending with strong local market presence.
Best for: Small business owners seeking SBA loans and business banking solutions, Homeowners interested in mortgage lending or home equity lines of credit
OneUnited Bank is a CDFI-certified digital bank offering checking, savings, loans, and AI-powered financial wellness tools with access to 100,000+ surcharge-free ATMs.
Best for: Underbanked and unbanked consumers seeking inclusive banking with no minimum credit score requirements, Consumers building or rebuilding credit who need accessible credit-building products
State Street is a global financial services company providing investment servicing, asset management, and market solutions to institutional investors and financial institutions worldwide.
Best for: Asset managers and investment funds seeking global custody and servicing solutions, Institutional investors requiring advanced trading, financing, and market intelligence platforms
HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and affordable housing solutions nationwide.
Best for: First-time homebuyers seeking free guidance on mortgage products and down payment assistance programs, Individuals building financial stability with a specific focus on homeownership goals
NACA is a non-profit housing advocacy organization providing character-based mortgage lending and HUD-approved housing counseling to underserved communities, with no down payments, closing costs, or credit score requirements.
Best for: First-time homebuyers with little to no down payment savings who live near or can travel to Achieve the Dream Event cities, Borrowers with damaged credit histories or thin credit files who are rejected by conventional mortgage lenders
Eastern Bank is a full-service bank offering personal and business banking products including checking, savings, CDs, mortgages, and SBA lending with strong local market presence.
Best for: Small business owners seeking SBA loans and business banking solutions, Homeowners interested in mortgage lending or home equity lines of credit
OneUnited Bank is a CDFI-certified digital bank offering checking, savings, loans, and AI-powered financial wellness tools with access to 100,000+ surcharge-free ATMs.
Best for: Underbanked and unbanked consumers seeking inclusive banking with no minimum credit score requirements, Consumers building or rebuilding credit who need accessible credit-building products
State Street is a global financial services company providing investment servicing, asset management, and market solutions to institutional investors and financial institutions worldwide.
Best for: Asset managers and investment funds seeking global custody and servicing solutions, Institutional investors requiring advanced trading, financing, and market intelligence platforms
HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and affordable housing solutions nationwide.
Best for: First-time homebuyers seeking free guidance on mortgage products and down payment assistance programs, Individuals building financial stability with a specific focus on homeownership goals
NACA is a non-profit housing advocacy organization providing character-based mortgage lending and HUD-approved housing counseling to underserved communities, with no down payments, closing costs, or credit score requirements.
Best for: First-time homebuyers with little to no down payment savings who live near or can travel to Achieve the Dream Event cities, Borrowers with damaged credit histories or thin credit files who are rejected by conventional mortgage lenders
Massachusetts Consumer Protections: Massachusetts bans payday lending through rate caps and has one of the nation's strongest consumer protection laws (Chapter 93A). The Division of Banks regulates all consumer lenders with strict requirements. Consumers can file complaints with the Division of Banks or the Attorney General.
Interest Rate Cap: Massachusetts usury cap: 20% for consumer loans (criminal usury at 20%); payday lending banned. Payday lending is banned in this state.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Massachusetts Attorney General Consumer Protection Division.
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