APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI logo

APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI in Philadelphia, PA

4.7/5
Google rating from 12 reviews

Latino-based non-profit offering community economic development, family services, and financial opportunity programs in Philadelphia since 1970.

Data compiled from public sources · Google rating shown when a stored review count is available

APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI Review

Asociación Puertorriqueños en Marcha (APM) is a Philadelphia-based non-profit organization founded in 1970 that serves as a comprehensive health, human services, community and economic development agency. The organization primarily serves Latino families and communities in the Philadelphia area, though their mission explicitly extends to helping all families regardless of background achieve economic stability and self-reliance.

APM operates three major service divisions: Community & Economic Development, Family & Children's Services, and Behavioral Health. Within the economic development space, they operate a Financial Opportunity Center and manage programs like NAC (likely Neighborhood Assistance Center) and SCI (likely a community initiative). These programs focus on building financial capability, creating pathways to homeownership, and developing affordable housing. The organization has leveraged over $10 million in development financing and created 100 units of affordable rental housing.

APM distinguishes itself through its deep community roots, cultural competency, and integrated service model. They combine financial counseling with housing assistance, behavioral health support, and family services—recognizing that economic stability requires addressing multiple life domains simultaneously. Their community engagement extends to cultural programming like the Sugar Cane Festival and Teatro Puerto Rico restoration, demonstrating commitment to neighborhood thriving beyond transactional services.

As a non-profit, APM operates as a free-help provider without profit motive. However, the website provides limited specific detail about Financial Opportunity Center services, eligibility requirements, or specific financial counseling offerings. Their news focus emphasizes community development projects over individual financial coaching, suggesting the Financial Opportunity Center may be one of several service areas rather than a primary organizational focus. Consumers seeking detailed program specifics should contact them directly at 267.296.7200.

When evaluating options, consumers should compare debt consolidation loans, which combine multiple debts into a single fixed-rate payment. Credit counseling through nonprofit agencies offers free budgeting help. For those whose credit has been damaged, credit repair services can address inaccurate negative items. Nonprofit counselors can help consumers evaluate whether an installment loan for debt consolidation makes sense given their income and existing obligations.

Services & Features

Affordable rental housing development and management
Behavioral Health services
Community and Economic Development programming
Community events and cultural programming (Sugar Cane Festival, Teatro Puerto Rico)
Development financing facilitation
Early Childhood Education programs
Family and Children's Services
Financial Opportunity Center services (unspecified details on website)
Neighborhood Assistance Center (NAC) services
SCI community initiatives

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Non-profit organization with 55+ years of community service history since 1970
  • Integrated services combining financial counseling with housing, behavioral health, and family support
  • Demonstrated track record leveraging $10+ million in development financing for community projects
  • Created 100 units of affordable rental housing, showing commitment to economic mobility
  • Culturally competent organization specifically serving Latino communities with Spanish-language access
  • Free services model as a non-profit eliminates for-profit lending or exploitative fees
  • Active community engagement and advocacy on issues affecting low-income families

Cons

  • Website provides minimal specific information about Financial Opportunity Center services, eligibility, or program details
  • No clear description of what financial counseling services actually entail or expected outcomes
  • Limited visibility of individual financial services compared to community development project emphasis
  • Website contains unrelated spam content (casino, gambling, and game references), raising questions about site maintenance
  • No published pricing, timelines, or specific outcomes for financial counseling services

State Consumer Finance Context

This is state-level context for Free Help consumers in Philadelphia, PA. It does not confirm that APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI or this specific location is licensed.

State regulator

Pennsylvania Department of Banking and Securities

Key state rules to check

  • Payday lending is banned; the state's usury cap of 6% (24% for licensed lenders) prevents it.
  • Licensed consumer discount companies regulated under the Consumer Discount Company Act.
  • The Pennsylvania Unfair Trade Practices and Consumer Protection Law prohibits deceptive lending.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI offer?

APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI offers 10 services including Financial Opportunity Center services (unspecified details on website), Community and Economic Development programming, Family and Children's Services, Behavioral Health services, Affordable rental housing development and management, and 5 more.

What profile signals are listed for APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI?

APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI has profile signals associated with Low-income Latino families in Philadelphia seeking integrated financial and social services, Individuals seeking culturally competent, Spanish-language financial counseling and housing assistance, Families needing coordinated support across financial, behavioral health, and child development services, Philadelphia residents interested in affordable housing development and community economic development.

What are the strengths and weaknesses of APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI?

Key strengths: Non-profit organization with 55+ years of community service history since 1970; Integrated services combining financial counseling with housing, behavioral health, and family support; Demonstrated track record leveraging $10+ million in development financing for community projects. Areas to consider: Website provides minimal specific information about Financial Opportunity Center services, eligibility, or program details; No clear description of what financial counseling services actually entail or expected outcomes.

How does APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI compare to similar companies?

In the Free Help category, comparable providers include Credit Repair Advocates Chicago, Hope Credit, Superior Credit. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

CreditDoc Profile Note

Research Note on APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI

APM is profile signals for Philadelphia-area Latino families and low-income households seeking integrated financial counseling paired with housing, behavioral health, and family services from a mission-driven non-profit. Primary caveat: the website lacks specific details about Financial Opportunity Center services, program eligibility, and counseling outcomes—interested consumers must contact them directly at 267.296.7200 for program specifics.

Profile Signals

  • Low-income Latino families in Philadelphia seeking integrated financial and social services
  • Individuals seeking culturally competent, Spanish-language financial counseling and housing assistance
  • Families needing coordinated support across financial, behavioral health, and child development services
  • Philadelphia residents interested in affordable housing development and community economic development
Updated 2026-04-30

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Quick Summary

  • APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI is listed as a Free Help provider in Philadelphia, PA on CreditDoc.
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