APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI logo

APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI in Philadelphia, PA

4.4/5

Latino-based non-profit offering community economic development, family services, and financial opportunity programs in Philadelphia since 1970.

Data compiled from public sources · Rating from CreditDoc methodology

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APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI Review

Asociación Puertorriqueños en Marcha (APM) is a Philadelphia-based non-profit organization founded in 1970 that serves as a comprehensive health, human services, community and economic development agency. The organization primarily serves Latino families and communities in the Philadelphia area, though their mission explicitly extends to helping all families regardless of background achieve economic stability and self-reliance.

APM operates three major service divisions: Community & Economic Development, Family & Children's Services, and Behavioral Health. Within the economic development space, they operate a Financial Opportunity Center and manage programs like NAC (likely Neighborhood Assistance Center) and SCI (likely a community initiative). These programs focus on building financial capability, creating pathways to homeownership, and developing affordable housing. The organization has leveraged over $10 million in development financing and created 100 units of affordable rental housing.

APM distinguishes itself through its deep community roots, cultural competency, and integrated service model. They combine financial counseling with housing assistance, behavioral health support, and family services—recognizing that economic stability requires addressing multiple life domains simultaneously. Their community engagement extends to cultural programming like the Sugar Cane Festival and Teatro Puerto Rico restoration, demonstrating commitment to neighborhood thriving beyond transactional services.

As a non-profit, APM operates as a free-help provider without profit motive. However, the website provides limited specific detail about Financial Opportunity Center services, eligibility requirements, or specific financial counseling offerings. Their news focus emphasizes community development projects over individual financial coaching, suggesting the Financial Opportunity Center may be one of several service areas rather than a primary organizational focus. Consumers seeking detailed program specifics should contact them directly at 267.296.7200.

When evaluating options, consumers should compare debt consolidation loans, which combine multiple debts into a single fixed-rate payment. Credit counseling through nonprofit agencies offers free budgeting help. For those whose credit has been damaged, credit repair services can address inaccurate negative items. Nonprofit counselors can help consumers evaluate whether an installment loan for debt consolidation makes sense given their income and existing obligations.

Services & Features

Affordable rental housing development and management
Behavioral Health services
Community and Economic Development programming
Community events and cultural programming (Sugar Cane Festival, Teatro Puerto Rico)
Development financing facilitation
Early Childhood Education programs
Family and Children's Services
Financial Opportunity Center services (unspecified details on website)
Neighborhood Assistance Center (NAC) services
SCI community initiatives

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pricing Plans

Free Counseling

Free /mo
  • Free financial assessment
  • Budget planning assistance
  • Debt management plan options
  • Certified counselors
  • Confidential sessions
Get Started

Pros & Cons

Pros

  • Non-profit organization with 55+ years of community service history since 1970
  • Integrated services combining financial counseling with housing, behavioral health, and family support
  • Demonstrated track record leveraging $10+ million in development financing for community projects
  • Created 100 units of affordable rental housing, showing commitment to economic mobility
  • Culturally competent organization specifically serving Latino communities with Spanish-language access
  • Free services model as a non-profit eliminates for-profit lending or exploitative fees
  • Active community engagement and advocacy on issues affecting low-income families

Cons

  • Website provides minimal specific information about Financial Opportunity Center services, eligibility, or program details
  • No clear description of what financial counseling services actually entail or expected outcomes
  • Limited visibility of individual financial services compared to community development project emphasis
  • Website contains unrelated spam content (casino, gambling, and game references), raising questions about site maintenance
  • No published pricing, timelines, or specific outcomes for financial counseling services

Rating Breakdown

Value
5.0
Effectiveness
4.7
Customer Service
3.9
Transparency
3.8
Ease of Use
4.5

Frequently Asked Questions

Is APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI legitimate?

Yes. APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI is a registered company, headquartered in Philadelphia, PA.

How much does APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI cost?

APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI plans start at Free per month with no setup fee. No money-back guarantee is offered.

How long does APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI take to show results?

Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.

Quick Facts

Headquarters
Philadelphia, PA
BBB Accredited
No
Starting Price
Free/mo
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI

CreditDoc Diagnosis

Doctor's Verdict on APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI

APM is best for Philadelphia-area Latino families and low-income households seeking integrated financial counseling paired with housing, behavioral health, and family services from a mission-driven non-profit. Primary caveat: the website lacks specific details about Financial Opportunity Center services, program eligibility, and counseling outcomes—interested consumers must contact them directly at 267.296.7200 for program specifics.

Best For

  • Low-income Latino families in Philadelphia seeking integrated financial and social services
  • Individuals seeking culturally competent, Spanish-language financial counseling and housing assistance
  • Families needing coordinated support across financial, behavioral health, and child development services
  • Philadelphia residents interested in affordable housing development and community economic development
Updated 2026-04-30

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