Free Help Provider Profiles in Philadelphia, PA

Review 35 listed free help profiles associated with Philadelphia, Pennsylvania. Average stored Google rating where available: 4.5/5.

35 Listed Profiles 7 Google-rated Payday: Banned

Pennsylvania Lending Regulations

Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Usury cap: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned Agency: Pennsylvania Attorney General Bureau of Consumer Protection

Provider Profiles for Free Help

Clarifi logo

Clarifi

Clarifi is a Philadelphia-area non-profit providing free financial counseling, housing assistance, and benefits access to low- and moderate-income residents across Southeastern PA, NJ, and DE.

5.0/5

Google rating from 34 reviews

BBB: NR

Profile signals: Low- and moderate-income families seeking judgment-free debt and budget counseling in the PA/NJ/DE region, Homeowners needing assistance with essential repairs and accessing repair grant programs

Credit Literacy 101 logo

Credit Literacy 101

Free financial literacy workshops hosted by the Free Library of Philadelphia in partnership with Citadel, offering credit and money management education to teens and adults.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Philadelphia-area residents aged 15+ seeking foundational credit and money management knowledge, Teens and young adults building financial literacy before major life decisions

Premisien Credit Counseling logo

Premisien Credit Counseling

Premisien offers free credit counseling consultations for personal and business credit improvement, plus lending and bookkeeping services for individuals and small businesses.

5.0/5

Google rating from 22 reviews

BBB: NR

Profile signals: Small business owners needing business credit building and lending guidance, Individuals in underserved communities seeking personalized credit improvement with cultural relevance

APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI logo

APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI

Latino-based non-profit offering community economic development, family services, and financial opportunity programs in Philadelphia since 1970.

4.7/5

Google rating from 12 reviews

BBB: NR

Profile signals: Low-income Latino families in Philadelphia seeking integrated financial and social services, Individuals seeking culturally competent, Spanish-language financial counseling and housing assistance

Korean Community Development Services Center logo

Korean Community Development Services Center

Non-profit community organization providing free housing, immigration, and social services to low-income families and new immigrants in Philadelphia's Olney neighborhood since 1984.

4.6/5

Google rating from 14 reviews

BBB: NR

Profile signals: New immigrants seeking naturalization assistance and benefits enrollment support in Philadelphia, Low-income families in Olney (19120 zip code) needing affordable housing guidance and resources

Nicetown Community Development Corporation logo

Nicetown Community Development Corporation

Nicetown CDC is a Philadelphia-based nonprofit community development organization offering housing counseling, foreclosure prevention, and neighborhood support services to low-to-moderate income residents.

4.5/5

Google rating from 65 reviews

BBB: NR

Profile signals: Philadelphia homeowners facing foreclosure or tax delinquency seeking preservation assistance, Low-to-moderate income Nicetown residents needing resource referrals and community support

Listed Free Help Profiles in Philadelphia (35)

Clarifi logo

Clarifi

Clarifi is a Philadelphia-area non-profit providing free financial counseling, housing assistance, and benefits access to low- and moderate-income residents across Southeastern PA, NJ, and DE.

5.0/5

Google rating from 34 reviews

BBB: NR

Profile signals: Low- and moderate-income families seeking judgment-free debt and budget counseling in the PA/NJ/DE region, Homeowners needing assistance with essential repairs and accessing repair grant programs

Credit Literacy 101 logo

Credit Literacy 101

Free financial literacy workshops hosted by the Free Library of Philadelphia in partnership with Citadel, offering credit and money management education to teens and adults.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Philadelphia-area residents aged 15+ seeking foundational credit and money management knowledge, Teens and young adults building financial literacy before major life decisions

Premisien Credit Counseling logo

Premisien Credit Counseling

Premisien offers free credit counseling consultations for personal and business credit improvement, plus lending and bookkeeping services for individuals and small businesses.

5.0/5

Google rating from 22 reviews

BBB: NR

Profile signals: Small business owners needing business credit building and lending guidance, Individuals in underserved communities seeking personalized credit improvement with cultural relevance

APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI logo

APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI

Latino-based non-profit offering community economic development, family services, and financial opportunity programs in Philadelphia since 1970.

4.7/5

Google rating from 12 reviews

BBB: NR

Profile signals: Low-income Latino families in Philadelphia seeking integrated financial and social services, Individuals seeking culturally competent, Spanish-language financial counseling and housing assistance

Korean Community Development Services Center logo

Korean Community Development Services Center

Non-profit community organization providing free housing, immigration, and social services to low-income families and new immigrants in Philadelphia's Olney neighborhood since 1984.

4.6/5

Google rating from 14 reviews

BBB: NR

Profile signals: New immigrants seeking naturalization assistance and benefits enrollment support in Philadelphia, Low-income families in Olney (19120 zip code) needing affordable housing guidance and resources

Nicetown Community Development Corporation logo

Nicetown Community Development Corporation

Nicetown CDC is a Philadelphia-based nonprofit community development organization offering housing counseling, foreclosure prevention, and neighborhood support services to low-to-moderate income residents.

4.5/5

Google rating from 65 reviews

BBB: NR

Profile signals: Philadelphia homeowners facing foreclosure or tax delinquency seeking preservation assistance, Low-to-moderate income Nicetown residents needing resource referrals and community support

Philadelphia Housing Development Corporation logo

Philadelphia Housing Development Corporation

Philadelphia Housing Development Corporation is a nonprofit community development organization offering housing production, preservation, and repair programs for Philadelphia residents.

2.8/5

Google rating from 56 reviews

BBB: NR

Profile signals: Philadelphia homeowners needing essential repairs and unable to afford commercial contractors, Rental property owners seeking affordable capital for property improvements and maintenance

Asociacion De Puertorriquenos En Marcha logo

Asociacion De Puertorriquenos En Marcha

Philadelphia-based nonprofit providing adoption, foster care, early childhood education, and community development services with bilingual, culturally-sensitive staff.

BBB: NR

Profile signals: Philadelphia-area families seeking foster care or adoption services, Parents seeking affordable early childhood education programs

Avant-Garde Credit Management, LLC. logo

Avant-Garde Credit Management, LLC.

Philadelphia-based financial literacy educator offering workshops and consultation calls to help individuals, couples, and business owners improve financial knowledge and credit management.

BBB: NR

Profile signals: Individuals seeking foundational financial literacy education and confidence-building, First-time home buyers wanting to understand credit and financial management before purchasing

Cccs of Delaware Valley, Inc.  Dba  Clarifi logo

Cccs of Delaware Valley, Inc. Dba Clarifi

Non-profit financial counseling and housing empowerment organization serving low- to moderate-income residents across Southeastern Pennsylvania, New Jersey, and Delaware for over 50 years.

BBB: NR

Profile signals: Low- to moderate-income households in Southeastern PA, NJ, or Delaware facing financial crises, Homeowners in their service area needing housing repair guidance and funding assistance

Center in the Park logo

Center in the Park

Non-profit senior center in Philadelphia offering free programs, activities, and social services for adults 55+, including housing counseling and utility assistance.

BBB: NR

Profile signals: Philadelphia-area seniors 55+ seeking free social engagement and community programs, Renters and homeowners needing housing counseling and fair housing advocacy

Clarifi - Consumer Credit Counseling Service of Delaware Valley logo

Clarifi - Consumer Credit Counseling Service of Delaware Valley

Non-profit financial and housing empowerment organization serving Greater Philadelphia for 50+ years, offering free certified counseling to low- and moderate-income residents.

BBB: NR

Profile signals: Low-to-moderate income residents in Southeastern Pennsylvania, New Jersey, or Delaware, Homeowners needing affordable home repair assistance or housing counseling

Clarifi - Consumer Credit Counseling Service of Delaware Valley logo

Clarifi - Consumer Credit Counseling Service of Delaware Valley

Non-profit financial counseling and housing empowerment service serving Greater Philadelphia's low- to moderate-income residents across PA, NJ, and Delaware since 1973.

BBB: NR

Profile signals: Low- to moderate-income families in Greater Philadelphia region seeking free debt counseling without sales pressure, Homeowners needing assistance with affordable housing repairs and maintenance programs

Clarifi - Consumer Credit Counseling Services of Delaware Valley logo

Clarifi - Consumer Credit Counseling Services of Delaware Valley

Philadelphia-area non-profit providing free certified financial counseling, housing assistance, and benefits access to low- and moderate-income families across PA, NJ, and Delaware.

BBB: NR

Profile signals: Low- to moderate-income families in Southeastern Pennsylvania, New Jersey, or Delaware needing comprehensive financial counseling, Homeowners requiring affordable repair assistance and financing guidance in the Delaware Valley region

Community & Economic Development Committee logo

Community & Economic Development Committee

Non-profit community development organization offering foreclosure prevention, homebuying assistance, and financial advancement programs in Philadelphia with HUD-certified counseling.

BBB: NR

Profile signals: Philadelphia homeowners facing foreclosure seeking free HUD-approved counseling, Employees of participating companies looking for employer-assisted homebuying programs

Esperanza logo

Esperanza

Esperanza is a 30+ year old non-profit serving Hispanic communities in North Philadelphia with HUD-certified housing counseling, legal aid, workforce development, and financial empowerment programs.

BBB: NR

Profile signals: Hispanic and Latino immigrants in Philadelphia seeking HUD-certified housing counseling and financial readiness education, Undocumented and immigrant populations needing low-cost legal representation for citizenship, DACA, or family immigration matters

Greater Philadelphia Alliance Social Service Center    (Gpass) logo

Greater Philadelphia Alliance Social Service Center (Gpass)

Nonprofit 501(c)(3) organization providing free housing counseling, credit repair, energy assistance, and social services to Philadelphia-area residents.

BBB: NR

Profile signals: Philadelphia-area homeowners facing mortgage default, delinquency, or foreclosure seeking HEMAP assistance, Low-income families needing integrated support across housing, food, utilities, and behavioral health

Hace logo

Hace

HACE is a Philadelphia-based nonprofit CDC offering free housing counseling, tax preparation, and community development services to low-to-moderate income residents in North Philadelphia since 1982.

BBB: NR

Profile signals: First-time homebuyers in North Philadelphia seeking affordable housing and homeownership counseling, Low-to-moderate income households needing free tax preparation services during tax season

Hispanic Association of Contractors and Enterprises logo

Hispanic Association of Contractors and Enterprises

HACE CDC is a Philadelphia-based nonprofit providing free housing counseling, tax preparation, and community development services to low-to-moderate income residents in Eastern North Philadelphia since 1982.

BBB: NR

Profile signals: First-time homebuyers in Eastern North Philadelphia with low-to-moderate incomes seeking affordable mortgage programs, Low-income households needing free tax preparation services during tax season

In the Moment Financial Services logo

In the Moment Financial Services

Black women-owned Philadelphia-based financial services firm offering tax preparation, bookkeeping, business coaching, and financial literacy to individuals and small businesses nationwide.

BBB: NR

Profile signals: Minority entrepreneurs and small business owners seeking culturally aware tax and bookkeeping support, Individuals planning to form an LLC or start a business and needing formation guidance with ongoing coaching

Intercultural Family Services, Incorporated logo

Intercultural Family Services, Incorporated

Non-profit human services agency in Greater Philadelphia offering culturally competent behavioral health, housing counseling, and family support programs since 1979.

BBB: NR

Profile signals: Families in Greater Philadelphia seeking culturally appropriate behavioral health and mental health support, Individuals and families needing housing counseling or assistance with housing stability

Liberty Resources, Inc. logo

Liberty Resources, Inc.

Liberty Resources is a Philadelphia-area Center for Independent Living providing free disability services including nursing home transitions, peer support, and independent living skills training.

BBB: NR

Profile signals: People with disabilities in southeastern Pennsylvania seeking to transition from institutional care to independent community living, Young adults with disabilities planning vocational and independence goals through structured youth transition programs

Mt. Airy Cdc logo

Mt. Airy Cdc

Mt. Airy CDC is a Philadelphia-based nonprofit community development organization offering free financial education workshops including first-time homebuyer and estate planning seminars.

BBB: NR

Profile signals: First-time homebuyers in Philadelphia seeking foundational mortgage and homeownership education, Residents of Mt. Airy neighborhood interested in community financial literacy programs

New Kensington Community Development Corporation logo

New Kensington Community Development Corporation

Community-based nonprofit providing free housing counseling, financial assistance, and community development services across Philadelphia neighborhoods.

BBB: NR

Profile signals: Philadelphia residents seeking free homebuyer education and housing counseling, Low-income homeowners needing assistance with home repairs or keeping their homes

Northwest Counseling Service logo

Northwest Counseling Service

HUD-certified non-profit housing counselor in Philadelphia offering free workshops and one-on-one guidance on homebuying, rental issues, mortgage delinquency, and credit management.

BBB: NR

Profile signals: First-time homebuyers in Philadelphia seeking education and pre-purchase planning without sales pressure, Homeowners facing mortgage delinquency or property tax arrears needing guidance on options

Northwest Counseling Service, Inc logo

Northwest Counseling Service, Inc

HUD-certified non-profit housing counselor in Philadelphia offering free workshops and one-on-one guidance on homebuying, rental issues, mortgage delinquency, and credit management for over 40 years.

BBB: NR

Profile signals: First-time homebuyers in Philadelphia seeking education before making an offer or applying for a mortgage, Homeowners facing mortgage delinquency or property tax issues who need to understand options and workout plans

Nueva Esperanza, Inc. logo

Nueva Esperanza, Inc.

Non-profit organization providing HUD-certified housing counseling, financial literacy, immigration legal aid, and workforce development to Hispanic communities in Philadelphia since 1986.

BBB: NR

Profile signals: Hispanic immigrants seeking low-cost or free immigration legal services and citizenship education, First-time homebuyers and renters in Philadelphia needing HUD-certified housing counseling

Operation Hope- Philadelphia Branch logo

Operation Hope- Philadelphia Branch

Operation HOPE is America's first non-profit social investment banking organization offering free financial counseling, credit coaching, and financial literacy programs to underserved communities.

BBB: NR

Profile signals: Homeowners facing foreclosure or at risk of losing their homes who need listed prevention assistance, Small business owners and entrepreneurs seeking free guidance before or during business launch

Pennsylvania Community Real Estate Corp. D/B/A Tenant Union Representative Network (T.U.R.N.) logo

Pennsylvania Community Real Estate Corp. D/B/A Tenant Union Representative Network (T.U.R.N.)

Pennsylvania-based nonprofit tenant advocacy and education organization providing free resources to help renters understand their rights and navigate housing issues.

BBB: NR

Profile signals: Pennsylvania renters facing lease disputes or housing rights questions, Low-income tenants who cannot afford private attorney representation

Philadelphia Chinatown Development Corporation logo

Philadelphia Chinatown Development Corporation

501(c)(3) non-profit offering bilingual housing counseling, affordable housing development, and community services for Philadelphia's Chinatown residents since 1966.

BBB: NR

Profile signals: Low-income Chinese immigrant residents in Philadelphia's Chinatown facing housing insecurity or eviction risk, Self-employed or gig workers in Chinatown seeking free tax preparation and benefits access assistance

Stuart Leon Bicycle Crash Law logo

Stuart Leon Bicycle Crash Law

Philadelphia plaintiff-side law firm exclusively representing bicycle crash victims in PA and NJ. Contingency fee — clients pay nothing unless the firm recovers compensation.

BBB: NR

Profile signals: Cyclists in Pennsylvania or New Jersey who were injured in a crash caused by a motor vehicle driver, Cyclists hit by a driver who fled the scene and need help navigating Pennsylvania's hit-and-run fund

The Reinvestment Fund logo

The Reinvestment Fund

Mission-driven nonprofit providing mission-aligned financing, grants, and research to strengthen equitable communities across housing, education, food systems, and health.

BBB: NR

Profile signals: Nonprofits and organizations working on housing, education, food access, or health equity projects, Early childhood education providers and K-12 charter schools seeking facility financing or expansion capital

Tristate Financial Advisors logo

Tristate Financial Advisors

Tristate Financial Advisors is a fee-based financial planning and wealth management firm serving major Northeast and Southeast markets with comprehensive retirement, investment, and tax planning services.

BBB: NR

Profile signals: Salaried professionals at major employers in tech, healthcare, and defense sectors seeking to optimize compensation packages, Mid-to-high income individuals in Northeast and Southeast corridors planning retirement or wealth preservation

Urban League of Philadelphia logo

Urban League of Philadelphia

Non-profit affiliate of the National Urban League offering free housing counseling, workforce development, and financial empowerment programs to Black and Brown communities in Greater Philadelphia since 1917.

BBB: NR

Profile signals: Philadelphia-area residents seeking free homebuying education and foreclosure prevention counseling, Job seekers and career changers needing workforce training and job placement support

West Oak Lane Community Development logo

West Oak Lane Community Development

West Oak Lane CDC is a non-profit community development organization providing free financial capability and homeownership workshops to help consumers plan finances and prepare for home purchase.

BBB: NR

Profile signals: First-time homebuyers in the Philadelphia area seeking pre-purchase education, Consumers wanting free financial planning guidance from a community-based organization