Hispanic Association of Contractors and Enterprises in Philadelphia, PA

Hispanic Association Of Contractors And Enterprises (HACE) is a community development corporation established in 1982 that operates in Eastern North Philadelphia. The organization focuses on building equitable neighborhoods through affordable housing development, commercial space creation, and supportive community services. HACE serves predominantly Latino and low-to-moderate income residents and small business owners in the region.

HACE offers multiple free services directly addressing consumer finance needs. The organization provides HUD-approved housing counseling through trained staff and operates a free tax preparation program for qualifying low-to-moderate income households (contact: 215-426-8025 or 215-437-7867). Additionally, HACE established the Good Lands Trust, a community land trust model that helps low-income families achieve affordable homeownership by acquiring and redeveloping vacant properties. Homeowners gain access to free maintenance programs and loan products after purchase.

HACE distinguishes itself through deep community integration and a comprehensive neighborhood development approach. Rather than offering isolated financial services, the organization combines housing counseling with affordable housing development, small business support, community engagement activities, and partnerships with local organizations. Their Good Lands Trust model specifically targets first-time homebuyers with incomes below 50% of area median income, making homeownership accessible to populations typically excluded from traditional lending. The organization demonstrates commitment through active community projects, volunteer coordination, and participation in policy advocacy.

As a nonprofit with legitimate 501(c)(3) status and established track record since 1982, HACE appears genuinely committed to serving underbanked communities. However, the website provides limited details on specific eligibility criteria for services, application timelines, or service capacity. Potential clients should contact directly to confirm availability and qualifications. The organization focuses primarily on Eastern North Philadelphia residents, limiting geographic reach for those outside this area.