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Japanese American Community Credit Union offers member-owned financial services including deposits, loans, mortgages, and access to 30,000+ surcharge-free ATMs nationwide.
Data compiled from public sources
JACom CU (Japanese American Community Credit Union) is a member-owned, not-for-profit credit union serving the Japanese American community and beyond. The organization emphasizes its mission with the motto 'Once a Member, Always a Member,' reflecting credit union principles of member loyalty and service. The credit union has expanded its reach through partnerships and shared networks to provide comprehensive financial services.
JACom CU offers a full range of deposit and loan products including savings accounts, checking accounts, student loans, personal loans, and real estate financing. Members have access to online banking, mobile banking, Zelle money transfer services, and a loan application portal. The credit union provides mortgage services through a partnership with option to compare Mortgage, offering conventional loans, government-backed programs (VA and FHA), and listed mortgages for borrowers with previous financial challenges. First trust deed products include 30-, 20-, 15-, and 10-year fixed mortgages plus adjustable-rate options.
JACom CU distinguishes itself through participation in national networks that extend member convenience far beyond a single branch. Members can access over 5,000 shared branch locations nationwide and over 30,000 ATMs with listed network fee context through the CO-OP Network, including locations at Costco and 7-Eleven. The credit union also offers partnerships with Autoland for vehicle purchases and provides rate and loan information through online calculators and newsletters. Mobile app access allows members to manage accounts remotely.
As a credit union, JACom CU operates under NCUA (National Credit Union Administration) oversight and follows not-for-profit principles. However, the website provides limited specific information about deposit rates, loan rates, membership eligibility criteria, or current promotional offers. Prospective members will need to contact the credit union directly or visit in person for detailed rate information and loan application specifics.
This is state-level context for Credit Unions consumers in los angeles, CA. It does not confirm that Jacom or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Jacom offers 12 services including Share savings accounts and checking accounts, Personal loans and student loans, Mortgage lending (conventional, VA, FHA, reverse mortgages, post-bankruptcy programs), Online banking platform with sign-in and enrollment, Mobile app for remote account access, and 7 more.
Jacom has profile signals associated with Japanese American community members seeking culturally-focused financial services, Members who value nationwide ATM and branch access through shared networks, Borrowers seeking mortgage options including VA, FHA, and listed programs, Credit union members seeking lower-cost financial services with personal service.
Key strengths: Access to 30,000+ ATMs with listed network fee context nationwide through CO-OP Network; Over 5,000 shared branch locations nationwide for member convenience; Partnership with option to compare Mortgage for expanded real estate services. Areas to consider: Website does not display current deposit or loan rates, requiring members to inquire separately; Limited information about membership eligibility requirements or application process.
In the Credit Unions category, comparable providers include CommonWealth Central Credit Union, Los Angeles Federal Credit Union, San Francisco Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
JACom CU is profile signals for members seeking full-service credit union banking with high listed nationwide ATM and branch access, particularly those in the Japanese American community. The main caveat is that prospective members must contact the credit union directly to obtain current rates, eligibility details, and specific loan terms, as this information is not published on their website.
CommonWealth Central Credit Union is a federally-insured credit union offering online banking, loans, and member services through multiple locations.
Google rating from 107 reviews
Profile signals: Local community members with access to CommonWealth Central Credit Union branches, Consumers seeking lower-cost banking alternatives through credit union membership
Los Angeles Federal Credit Union is a member-owned financial cooperative offering banking, lending, and investment services to the LA area since 1936.
Google rating from 182 reviews
Profile signals: Los Angeles-area residents eligible for credit union membership seeking rate claims to verify on vehicle and home loans, Members interested in community-focused banking with reinvestment in local programs and scholarships
San Francisco Federal Credit Union is a membership-based credit union serving the Bay Area with six branch locations, offering checking, savings, loans, and mortgages to residents and employees of San Francisco and San Mateo counties.
Google rating from 1,077 reviews
Profile signals: Bay Area residents and employees seeking low-cost, community-focused banking with competitive auto and mortgage rates, Individuals living or working in San Francisco or San Mateo counties interested in credit union membership benefits and personal service
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