Water and Power Community Credit Union is a California-based credit union offering checking, savings, loans, and credit cards with access to 5,000+ shared branches and 30,000 CO-OP ATMs nationwide.
Data compiled from public sources · Rating from CreditDoc methodology
Water and Power Community Credit Union (WPCCU) is a credit union serving members primarily in California, with physical branches located in Los Angeles and surrounding areas including Sunset, Westchester, Northridge/Granada Hills, and a Hope Street location for LADWP employees. The organization provides comprehensive financial services including deposit accounts, loans, and credit card products to its membership base. WPCCU offers standard credit union services such as checking and savings accounts, home loans, personal loans, and credit cards.
Members benefit from access to a nationwide network of financial service points through CO-OP shared branching, which includes over 5,000 credit union locations and nearly 30,000 CO-OP ATMs across the country. The credit union emphasizes fee-free ATM withdrawals at participating locations and maintains extended hours at select branches, including Saturday service at the Northridge/Granada Hills location. The credit union distinguishes itself through its membership network access and fraud protection initiatives.
WPCCU has introduced IDCheck, a new identity verification tool for members using shared branches outside their home state. The organization also provides 24/7 customer support and encourages members to set travel notices for debit cards when traveling. As a credit union, WPCCU operates on a member-owned cooperative model rather than as a traditional bank, potentially offering different fee structures and member benefits.
Prospective members should note that the website indicates shared branching services are temporarily unavailable at WPCCU locations, and one branch (Hope Street) is restricted to LADWP employees only. The organization maintains standard banking hours at most locations and requires holiday closure verification. Members should verify current service availability before visiting physical branches, and the organization's primary service area appears concentrated in California.
Yes. Water and Power Community Credit Union is a registered company, headquartered in Los Angeles, CA.
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CreditDoc Diagnosis
Water and Power Community Credit Union is best for California-based consumers seeking a credit union with strong nationwide ATM and shared branching access through the CO-OP network. The primary caveat is that shared branching services at WPCCU locations are temporarily unavailable, and the physical branch network is geographically limited to the Los Angeles area, making it primarily suitable for members who utilize the national shared branch network rather than relying on physical locations.
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