Member-owned credit union serving Los Angeles since 1926, offering checking, auto loans, credit cards, home loans, and personal loans with competitive rates and local service.
Data compiled from public sources · Google rating shown when a stored review count is available
Priority One Credit Union has operated as a member-owned financial institution in Los Angeles for nearly a century, founding in 1926 and approaching its 100th anniversary in 2026. This longevity reflects stability and deep roots in the local community. The credit union provides a comprehensive suite of consumer financial products including checking accounts, auto loans (up to 100% financing), motorcycle and boat loans, credit cards, home equity products, and personal loans for debt consolidation and emergency needs.
They emphasize member-owned governance, meaning profits and decisions theoretically benefit member-owners rather than external shareholders. Priority One distinguishes itself through claimed low fees, personalized local service, financial education resources, and member-exclusive benefits. 75% APR) and specific lending products like tax loans (up to $5,000 for 24 months) and youth savings certificates.
However, as a regional credit union, they may have limited branch networks compared to national banks, and membership eligibility typically requires living or working in their service area. The organization emphasizes security features, convenience through digital banking, and personalized member testimonials about customer service quality.
This is state-level context for Credit Unions consumers in Los Angeles, CA. It does not confirm that Priority One Credit Union - Los Angeles or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Priority One Credit Union - Los Angeles offers 12 services including Checking accounts with security features, Auto loans (up to 100% financing), Auto loan refinancing (saving up to 2%), Motorcycle loans, Boat loans, and 7 more.
Priority One Credit Union - Los Angeles has profile signals associated with Los Angeles-area residents seeking local, personalized banking with member-owned governance, Auto buyers and refinancers looking for rate claims to verify and flexible financing terms, Individuals needing short-term cash solutions like tax-season loans, Long-term members valuing relationship banking and community-rooted financial service.
Key strengths: Member-owned structure means profits theoretically return to members rather than shareholders; Century-long operating history (since 1926) demonstrates institutional stability; Competitive auto loan rates starting at 5.75% APR with 100% financing including taxes and fees. Areas to consider: Regional credit union likely has limited physical branch locations compared to national banks; Membership eligibility typically restricted to specific geographic areas or employment.
In the Credit Unions category, comparable providers include DFCU Financial, Forge Federal Credit Union, Shelby County Employees CU. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Priority One Credit Union is profile signals for Los Angeles-area residents who value member-owned banking, personalized local service, and rate claims to verify on auto financing and credit products. The main caveat is that membership likely requires geographic proximity to Los Angeles and eligibility is restricted to the credit union's defined service area, limiting accessibility for out-of-state consumers.
DFCU Financial is a credit union offering checking, savings, loans, mortgages, and investment services with both online and in-person banking across Michigan.
Google rating from 32 reviews
Profile signals: Michigan residents seeking full-service banking with credit union member benefits and rate claims to verify, Small business owners and non-profit organizations needing listed business banking and treasury services
Forge Federal Credit Union is a member-owned financial institution offering checking, savings, loans, and 24/7 digital banking services with rate claims to verify and flexible lending options.
Google rating from 46 reviews
Profile signals: Members seeking rate claims to verify and lower fees through credit union membership model, Borrowers needing payday alternative loans with sub-36% APR to avoid high-cost lending
SecurCommunity Federal Credit Union (formerly Shelby County Federal Credit Union) offers checking, savings, auto loans, mortgages, and VISA cards to Shelby and DeSoto County residents.
Google rating from 92 reviews
Profile signals: Shelby and DeSoto County residents seeking comprehensive credit union banking with competitive auto financing, First-time auto buyers with limited credit history seeking structured lending programs
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