Member-owned credit union serving Los Angeles since 1926, offering checking, auto loans, credit cards, home loans, and personal loans with competitive rates and local service.
Data compiled from public sources · Rating from CreditDoc methodology
Priority One Credit Union has operated as a member-owned financial institution in Los Angeles for nearly a century, founding in 1926 and approaching its 100th anniversary in 2026. This longevity reflects stability and deep roots in the local community. The credit union provides a comprehensive suite of consumer financial products including checking accounts, auto loans (up to 100% financing), motorcycle and boat loans, credit cards, home equity products, and personal loans for debt consolidation and emergency needs.
They emphasize member-owned governance, meaning profits and decisions theoretically benefit member-owners rather than external shareholders. Priority One distinguishes itself through claimed low fees, personalized local service, financial education resources, and member-exclusive benefits. 75% APR) and specific lending products like tax loans (up to $5,000 for 24 months) and youth savings certificates.
However, as a regional credit union, they may have limited branch networks compared to national banks, and membership eligibility typically requires living or working in their service area. The organization emphasizes security features, convenience through digital banking, and personalized member testimonials about customer service quality.
Yes. Priority One Credit Union - Los Angeles is a registered company, headquartered in Los Angeles, CA.
Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.
CreditDoc Diagnosis
Priority One Credit Union is best for Los Angeles-area residents who value member-owned banking, personalized local service, and competitive rates on auto financing and credit products. The main caveat is that membership likely requires geographic proximity to Los Angeles and eligibility is restricted to the credit union's defined service area, limiting accessibility for out-of-state consumers.
DFCU Financial is a credit union offering checking, savings, loans, mortgages, and investment services with both online and in-person banking across Michigan.
Best for: Michigan residents seeking full-service banking with credit union member benefits and competitive rates, Small business owners and non-profit organizations needing specialized business banking and treasury services
Forge Federal Credit Union is a member-owned financial institution offering checking, savings, loans, and 24/7 digital banking services with competitive rates and flexible lending options.
Best for: Members seeking competitive rates and lower fees through credit union membership model, Borrowers needing payday alternative loans with sub-36% APR to avoid predatory lending
SecurCommunity Federal Credit Union (formerly Shelby County Federal Credit Union) offers checking, savings, auto loans, mortgages, and VISA cards to Shelby and DeSoto County residents.
Best for: Shelby and DeSoto County residents seeking comprehensive credit union banking with competitive auto financing, First-time auto buyers with limited credit history seeking structured lending programs
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Priority One Credit Union - Los Angeles and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.