Selfreliance Federal Credit Union is a member-owned credit union offering checking, savings, loans, mortgages, and credit cards with competitive rates and access to 85,000+ fee-free ATMs nationwide.
Data compiled from public sources · Google rating shown when a stored review count is available
Selfreliance Federal Credit Union is a federally chartered credit union serving members across multiple states, with branch locations in Connecticut (Wethersfield, New Britain) and Massachusetts (Westfield). As a member-owned financial institution, it operates under the credit union model where members are technically owners rather than customers of a commercial bank. The credit union offers a comprehensive suite of consumer financial products including checking and savings accounts, share certificates (CDs), auto loans, mortgages, personal credit cards, and commercial truck loans.
75% APY. They also provide digital banking services, wire transfers, Zelle money transfer capabilities, and mortgage refinancing with rate adjustment options. S.
banks. This provides significant convenience and cost savings compared to traditional banks with limited ATM footprints. The credit union also markets specific programs such as a 10% down mortgage option with no PMI for first-time homebuyers and competitive rate comparisons against national bank averages.
As a credit union, Selfreliance requires membership eligibility, though the website indicates they accept new immigrants with Ukrainian passports and offer account opening to this demographic. Members should verify they meet membership requirements before applying. The institution appears stable and established but operates with more limited branch presence than major national banks, which may impact convenience for some consumers.
This is state-level context for Credit Unions consumers in Chicago, IL. It does not confirm that Selfreliance Federal Credit Union or this specific location is licensed.
State regulator
Illinois Department of Financial and Professional Regulation
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Selfreliance Federal Credit Union offers 12 services including Checking and savings accounts, Share certificates (CDs) up to 3.75% APY, Auto loans (4.69% APR and up), Mortgage lending (5.25% APR and up) with refinancing options, Credit cards (Visa Preferred at 9.90% APR), and 7 more.
Selfreliance Federal Credit Union has profile signals associated with Existing members in Connecticut and Massachusetts seeking competitive loan and savings rates, Auto loan and mortgage refinancing borrowers with strong credit profiles, Consumers prioritizing fee-free ATM access and digital banking convenience, First-time homebuyers eligible for 10% down mortgages without PMI.
Key strengths: Access to 85,000+ fee-free ATMs nationwide, claimed to exceed top 3 U.S. banks combined; rate claims to verify on auto loans (4.69% APR for 2024+), mortgages (5.25% APR), and credit cards (9.90% APR); Certificate yields up to 3.75% APY with 5-month terms offering recent rate increases. Areas to consider: Limited branch presence (only 3 confirmed branches in Connecticut and Massachusetts) compared to national banks; Membership eligibility requirements may exclude some consumers from joining.
In the Credit Unions category, comparable providers include CME Federal Credit Union, First Community Credit Union - Alief, Pathways Financial Credit Union - Grandview. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Selfreliance Federal Credit Union is profile signals for existing or prospective members in Connecticut and Massachusetts seeking competitive consumer lending rates, particularly for auto loans and mortgages, combined with broad ATM access nationwide. The main caveat is that membership eligibility and limited branch presence restrict accessibility compared to national banks, and rates shown are promotional figures requiring credit approval.
CME Federal Credit Union is a member-owned financial institution founded in 1935, serving Central Ohio residents with competitive savings rates, low loan rates, and personalized service.
Google rating from 249 reviews
Profile signals: Central Ohio residents and employees seeking rate claims to verify with a community-focused financial institution, Homebuyers in Ohio looking for listed savings programs and mortgage lending
First Community Credit Union's Alief branch offers traditional credit union banking services including deposits, withdrawals, and video teller services at a temporary location during renovations.
Google rating from 824 reviews
Profile signals: Houston-area residents seeking traditional credit union banking with convenient drive-thru access, Members who need Saturday banking hours and extended weekday drive-thru availability
Ohio-based credit union offering member-focused financial services including checking, savings, loans, and digital banking solutions.
Google rating from 342 reviews
Profile signals: Ohio residents seeking member-owned banking alternatives to traditional banks, Consumers prioritizing privacy, security, and not-for-profit financial institutions
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