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Chicago-based credit union established in 1967 offering member loans, share accounts, and financial services with NCUA insurance protection up to $250,000.
Data compiled from public sources
College and University Credit Union was founded in 1967 as a member-owned, not-for-profit financial cooperative serving Chicago's union and college-affiliated communities. The institution is headquartered at 1901 West Carroll Avenue in Chicago, Illinois, and operates as an NCUA-insured credit union, providing federally-backed deposit protection. The credit union has a documented history of supporting members through five major work stoppages, positioning itself as a union-friendly financial institution committed to member welfare during economic hardship.
The credit union offers personal loans for debt consolidation, emergency expenses, and home improvement projects, along with standard share savings accounts and share certificates. Members can access loan applications, membership applications, and payroll deduction forms through their website. The institution emphasizes quick and easy loan processing for members facing unexpected financial needs or planning capital projects. Current rates and specific loan terms are available on their website, though detailed product specifications are limited in public-facing materials.
College and University Credit Union distinguishes itself through its explicit commitment to union members and its 57-year operational history serving the same community. The organization's emphasis on supporting members during labor disputes reflects a mission-driven approach uncommon among larger financial institutions. Their limited hours (Monday and Thursday 4:30-6:00 PM plus appointments) and email-first communication suggest a tight-knit, member-focused operation rather than a high-volume retail banking model.
The credit union's limited online presence and information availability present challenges for prospective members seeking detailed product comparisons. Operating hours are significantly restricted compared to traditional banks or larger credit unions, which may inconvenience members with standard business-hour availability. The reliance on Gmail for member communication and GoDaddy-hosted website suggests minimal investment in digital infrastructure, which could impact member experience and data security perception.
This is state-level context for Credit Unions consumers in Chicago, IL. It does not confirm that College and University or this specific location is licensed.
State regulator
Illinois Department of Financial and Professional Regulation
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
College and University offers 11 services including Personal loans for debt consolidation, Emergency and unexpected expense loans, Home improvement and remodeling loans, Share savings accounts, Share certificates, and 6 more.
College and University has profile signals associated with Union members and employees at Chicago-area colleges and universities, Chicago residents seeking union-friendly financial services with mission-driven values, Members needing debt consolidation or emergency loans with flexible approval, Savers prioritizing NCUA insurance protection and member-owned financial institutions.
Key strengths: NCUA insured deposits up to $250,000 for member protection; Established 57-year track record (since 1967) serving Chicago community; Union-focused mission with documented support during five work stoppages. Areas to consider: Severely limited operating hours (Monday and Thursday 4:30-6:00 PM only, plus appointments); Minimal online banking infrastructure and digital services presence.
In the Credit Unions category, comparable providers include Chicago Avenue Garage Federal Credit Union, Chicago Firefighters Credit Union, Credit Union 1. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
College and University Credit Union is profile signals for Chicago-area union members and college-affiliated individuals seeking a mission-driven, member-owned alternative to traditional banks with NCUA-protected savings and personal loans. The primary caveat is the severe operational constraint: extremely limited hours and minimal digital infrastructure make this impractical for consumers comparing profile details unless location and union affiliation create strong alignment with the institution's community.
Chicago Avenue Garage FCU is a small, member-owned credit union serving employees of Chicago Avenue Garage and their families with savings accounts and personal loans.
Google rating from 3 reviews
Profile signals: Current and former employees of Chicago Avenue Garage seeking safe savings with NCUA insurance, Immediate family members of Chicago Avenue Garage employees needing personal or seasonal loans
Credit union exclusively serving Chicago Fire Department members since 1937, offering savings accounts, loans, and banking services to firefighters and their families.
Google rating from 17 reviews
Profile signals: Chicago Fire Department active-duty firefighters seeking member-focused banking and lending services, Firefighter families looking for financial products from an institution that understands their household income stability
Credit Union 1 is a federally insured credit union offering checking, savings, loans, credit cards, and mortgages with rate claims to verify and mobile banking access.
Google rating from 791 reviews
Profile signals: Members seeking high-yield savings and checking accounts with competitive APY rates, First-time homebuyers interested in no down payment mortgage options
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