ACE Cash Express is a short-term lending company that provides payday loans and cash advance services to consumers. The company is owned by Populus Financial Group and operates across the United States.
The company operates 138 locations, with significant presence in New Mexico, California, and Texas. ACE Cash Express serves customers seeking emergency funds through payday loans and related short-term credit products.
Payday loans carry high costs, with interest rates and fees that can result in annual percentage rates (APRs) ranging from 300% to 400% or higher, depending on state regulations. Consumers should review all terms and fees before borrowing and consider alternatives such as credit unions, personal loans, or community assistance programs.