U
USA Check Center (formerly Check Center)
Contact
BBB:
Part of the ACE Cash Express chain · locations
ACE Cash Express in Sacramento, CA
Sacramento's ACE Cash Express at Elkhorn Blvd provides check cashing, cash advances, and financial services for North Sacramento residents.
Data compiled from public sources · Rating from CreditDoc methodology
ACE Cash Express Review
ACE Cash Express at 5227 Elkhorn Blvd in Sacramento, CA is a standalone check-cashing location serving the North Sacramento area. Open Monday through Friday from 9 AM to 7 PM, and Saturday 10 AM to 5 PM, this Sacramento-area branch provides quick financial services for residents of the surrounding neighborhoods.
This ACE Cash Express location specializes in check cashing, cash advances, payday loans, bill payments, and prepaid cards. For specific questions about services, fees, or eligibility requirements, call the Sacramento branch directly at 916-331-0545.
If you need quick access to cash or check-cashing services in Sacramento, this Elkhorn Blvd location is convenient and accessible. Bring a valid photo ID and the check or documentation you need; most services can be completed within minutes. ACE Cash Express serves as a fast alternative to traditional banks for time-sensitive financial needs.
Services & Features
Bill payments
Business services
Check cashing
Credit cards
Customer service support
Installment loans
Money orders
Money transfers
Online loans
Store locator services
Tax services
Title loans
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Multiple service offerings under one roof (check cashing, money transfers, bill payments, loans, tax services)
- Physical store network enabling in-person same-day or next-day service
- Online loan application option in addition to store-based services
- Dedicated customer service phone lines for general inquiries and online loan support
- State compliance programs including California Notice at Collection transparency
- Business services available, expanding utility beyond consumer needs
- Established multi-state operation with long-standing market presence
Cons
- Website lacks transparent APR rates, fees, and loan terms for any products
- Significant geographic availability restrictions (services unavailable in some states)
- Poor website functionality with 404 errors on location pages, suggesting maintenance issues
- No published eligibility requirements or qualification criteria visible
- Vague product descriptions without specific loan amounts, repayment periods, or interest rates
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.5
Transparency 2.3
Ease of Use 3.9
Frequently Asked Questions
Is ACE Cash Express legitimate?
Yes. ACE Cash Express is a registered company, headquartered in 5227 Elkhorn Blvd, Sacramento, CA 95842.
Quick Facts
- Headquarters
- 5227 Elkhorn Blvd, Sacramento, CA 95842
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on ACE Cash Express
ACE Cash Express is best suited for consumers who need quick, in-person financial services like check cashing, bill payments, or money transfers, or who qualify for title or installment loans in states where ACE operates. The critical caveat is the complete absence of transparent pricing, APR rates, and loan terms on their website—consumers must visit a store or call to understand actual costs, making online comparison shopping impossible.
Best For
- Consumers needing immediate check cashing or bill payment services at physical locations
- Borrowers in states where ACE operates who need title loans or installment loans
- Business owners seeking payroll or business financial services in ACE service areas
- Unbanked or underbanked consumers preferring in-person financial transactions
Updated 2026-04-29
More Check Cashing & Money Services
R
Richmond Check Cashing
Contact
BBB:
N
Nikki's Check Cashing
Contact
BBB:
Financial Wellness Guides
What Actually Happens When You Miss a Payment
Missed a payment? Here's exactly what happens — day by day — to your account, your credit score, and your wallet. Plus what to do right now.
Read guide →Your First Credit Card: A No-Nonsense Guide
Never had a credit card? Not sure how they actually work? Here's everything you need to know — explained like nobody's trying to sell you something.
Read guide →Borrowing Money Explained: A Plain-English Guide
Loans, credit, interest, APR — explained simply, without the financial jargon that makes your eyes glaze over.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to ACE Cash Express and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.