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Part of the ACE Cash Express chain · locations
ACE Cash Express in Kenner, LA
ACE Cash Express, 2545 Williams Blvd in Kenner, LA offers fast payday and title loans.
Data compiled from public sources · Rating from CreditDoc methodology
ACE Cash Express Review
Located at 2545 Williams Blvd in Kenner, LA, this ACE Cash Express branch provides payday loans and title loans in a conveniently located standalone storefront. The Kenner location operates Monday through Friday from 8 AM to 7 PM, and Saturday from 9 AM to 5 PM, giving local residents flexible access to lending services during both weekdays and weekends.
This Kenner branch specializes in quick payday loans, title loans, and other short-term lending products designed for residents facing immediate cash needs. Customers can call +1 504-461-5515 to discuss loan options, ask questions about terms and repayment, or begin an application before visiting. The staff can explain all available products and help determine which loan type best fits your situation.
For Kenner, LA residents managing unexpected expenses or temporary cash shortfalls, this ACE Cash Express location processes applications rapidly with minimal waiting. Bring a valid government-issued ID, proof of recent income, and details of an active bank account—the team will guide you through the rest. Most applicants receive decisions and funding within hours, making this a practical choice when immediate cash is required.
Services & Features
Bill payments
Business services
Check cashing
Installment loans
Money transfers
Online loans
Prepaid cards (Porte)
Store locator and in-person service
Tax services
Title loans
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Multiple product options beyond payday loans including title loans, installment loans, and check cashing
- National presence with many physical store locations for in-person service
- Same-day or next-day funding available on emergency loans
- Online loan application option for digital-first customers
- Established customer service with dedicated phone lines and email support
- Additional financial services like bill payments, money transfers, and tax services available
- Business services offerings expand utility beyond personal consumer needs
Cons
- Specific APR and fee information not disclosed on the available website content, preventing transparent cost comparison
- Website navigation issues and 404 errors on location-specific pages suggest inconsistent digital infrastructure
- Service availability is highly state-dependent with some loan types unavailable in certain states like Colorado
- No mention of credit-building features or financial counseling to help customers avoid repeat borrowing cycles
- Physical store dependency may limit accessibility for rural consumers or those with mobility constraints
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.5
Transparency 2.3
Ease of Use 3.9
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Frequently Asked Questions
Is ACE Cash Express legitimate?
Yes. ACE Cash Express is a registered company, headquartered in 2545 Williams Blvd, Kenner, LA 70062.
Quick Facts
- Headquarters
- 2545 Williams Blvd, Kenner, LA 70062
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on ACE Cash Express
ACE Cash Express is appropriate for consumers facing genuine emergencies who need fast funding and have access to a physical location or prefer in-person service. The primary caveat is that availability varies significantly by state and product type, so customers should verify what services are actually available in their location before applying, and should carefully review APR and fee terms (not visible on provided website content) before committing to any loan.
Best For
- Consumers with immediate cash emergencies needing same-day or next-day funding
- Those who own vehicles and can leverage title loans for larger emergency amounts
- Customers who prefer in-person service interactions at physical store locations
- Individuals needing bundled services like check cashing, bill payments, and money transfers
Updated 2026-04-29
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Read guide →Financial Terms Explained (10 terms)
New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
Interest & Rates
APR — Annual Percentage Rate
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Why it matters
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Compound Interest
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Why it matters
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
MAPR — Military Annual Percentage Rate
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
Why it matters
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
Usury Rate — Usury Rate (Interest Rate Cap)
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Why it matters
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
How Loans Work
Collateral — Loan Collateral
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Why it matters
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
Fees & Costs
Late Fee — Late Payment Fee
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
Why it matters
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
NSF Fee — Non-Sufficient Funds Fee
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
Why it matters
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
Legal Terms
Usury — Usury (Illegal Interest)
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
Why it matters
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Credit Cards
Cash Advance — Credit Card Cash Advance
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Why it matters
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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