World Check Cashing Services logo

World Check Cashing Services in Wilmington, CA

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World Check Cashing Services offers check cashing, money orders, wire transfers, and bill payment services at their Wilmington, CA location with extended weekday hours.

Data compiled from public sources

World Check Cashing Services Review

World Check Cashing Services operates a physical check-cashing storefront located at 849 W Pacific Coast Highway in Wilmington, California. The business serves the Los Angeles area community with financial transaction services typical of check-cashing establishments. Based on available information from their Waze business listing, the company maintains consistent operating hours throughout the week.

The business is accessible via phone at (310) 518-6040 for customer inquiries. World Check Cashing Services provides check cashing as their primary service offering, along with complementary financial services common to the check-cashing industry. The company operates during standard business hours, opening at 9:00 AM on weekdays and closing at 6:30 PM Monday through Friday, with reduced Saturday hours from 9:00 AM to 5:00 PM.

Their location in Wilmington places them in an accessible area of Los Angeles County with established foot traffic and parking availability. The business appears to be a traditional brick-and-mortar check-cashing service without an apparent online presence beyond basic directory listings. World Check Cashing Services targets consumers who need immediate access to funds from checks without waiting for bank processing, as well as those seeking alternative financial services outside traditional banking institutions.

The check-cashing industry remains relevant for unbanked and underbanked populations who may not have traditional bank accounts or access to banking services. Like most check-cashing businesses, World Check Cashing Services likely charges fees for their services, which should be verified directly with the establishment. The company's primary limitation is that it operates only as a physical location with no apparent digital or remote service options, requiring in-person visits for all transactions.

Services & Features

Bill payment
Check cashing
In-person financial services
Money orders
Over-the-counter cash transactions
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended weekday hours (9:00 AM - 6:30 PM) Monday-Friday provide access outside typical 9-5 schedules
  • Saturday hours (9:00 AM - 5:00 PM) allow weekend transactions
  • Established physical location in Wilmington with phone support at (310) 518-6040
  • Accessible PCH location with established business presence in Los Angeles area
  • Multiple service options beyond check cashing including money orders, wire transfers, and bill payment

Cons

  • No online or digital service platform; all transactions require in-person visits
  • Limited geographic accessibility—only one physical location serves the broader LA area
  • Check-cashing fees not disclosed on public listing; rates must be verified directly
  • No website or digital presence to review services, fees, or policies before visiting
  • Operates as traditional brick-and-mortar only with no remote transaction capabilities

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Wilmington, CA. It does not confirm that World Check Cashing Services or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does World Check Cashing Services offer?

World Check Cashing Services offers 6 services including Check cashing, Money orders, Wire transfers, Bill payment, Over-the-counter cash transactions, and 1 more.

What profile signals are listed for World Check Cashing Services?

World Check Cashing Services has profile signals associated with Unbanked and underbanked residents of Wilmington and nearby Los Angeles communities needing immediate check access, Consumers who prefer in-person financial transactions and need money orders or wire transfers, Workers paid by check who need same-day cash access without bank account delays.

What are the strengths and weaknesses of World Check Cashing Services?

Key strengths: Extended weekday hours (9:00 AM - 6:30 PM) Monday-Friday provide access outside typical 9-5 schedules; Saturday hours (9:00 AM - 5:00 PM) allow weekend transactions; Established physical location in Wilmington with phone support at (310) 518-6040. Areas to consider: No online or digital service platform; all transactions require in-person visits; Limited geographic accessibility—only one physical location serves the broader LA area.

How does World Check Cashing Services compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
849 W Pacific Coast Hwy, Wilmington, CA 90744
BBB Accredited
No

No Website Currently Available

CreditDoc Profile Note

Research Note on World Check Cashing Services

World Check Cashing Services is profile signals for unbanked or underbanked consumers in the Wilmington area who need immediate check-cashing services and can visit in person during business hours. The main caveat is that this is exclusively a physical location with no online services, and specific fee structures are not publicly disclosed—customers must call or visit to understand pricing before using their services.

Profile Signals

  • Unbanked and underbanked residents of Wilmington and nearby Los Angeles communities needing immediate check access
  • Consumers who prefer in-person financial transactions and need money orders or wire transfers
  • Workers paid by check who need same-day cash access without bank account delays
Updated 2026-05-08

Similar Companies

Check Cashing & Grocery Deli Liquor Wine & Beer logo

Check Cashing & Grocery Deli Liquor Wine & Beer

Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.

BBB: NR

Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases

Express Loans logo

Express Loans

ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations

Money Exchange Hernandez logo

Money Exchange Hernandez

Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services

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Quick Summary

  • World Check Cashing Services is listed as a Check Cashing & Money Services provider in Wilmington, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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