Nikki's Check Cashing logo

Nikki's Check Cashing in Philadelphia, PA

2.3/5

Nikki's Check Cashing offers check cashing, money orders, and cash advance services in Philadelphia. Located on Bustleton Ave with extended weekday hours.

Data compiled from public sources · Rating from CreditDoc methodology

Nikki's Check Cashing Review

Nikki's Check Cashing is a check-cashing and cash advance service located in Philadelphia, PA at 9961 Bustleton Ave (between Red Lion Rd and Northeast Ave). The business operates as a traditional check-cashing storefront, providing essential financial services to customers who need quick access to cash without a bank account or those seeking faster alternatives to traditional banking.

The company offers check cashing, money orders, and cash advance services. Operating hours extend until 7:00 PM on Thursday and Friday, with Saturday service available until 5:00 PM, providing convenient access during non-traditional banking hours. They can be reached at (215) 464-2323 for inquiries about services and fees.

Nikki's Check Cashing positions itself as a walk-in alternative to bank visits for customers needing immediate cash access or money order services. The extended evening and weekend hours differentiate it from traditional banks, making it accessible to customers who work standard business hours or prefer after-hours service.

However, the business carries significant reputation concerns. All 8 customer reviews on file are 1-star ratings, with consistent complaints about rude, arrogant, and incompetent staff. Reviewers report unprofessional behavior including poor attitudes, slow service, uncooperative conduct, and employees handling personal tasks during work hours. These reviews span from 2017 to February 2025, suggesting systemic customer service issues rather than isolated incidents.

Services & Features

Bill payment services
Cash advances
Check cashing
Money orders

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended evening hours until 7:00 PM on Thursday and Friday
  • Saturday service available until 5:00 PM for weekend customers
  • Convenient walk-in location on Bustleton Ave in Northeast Philadelphia
  • Money order services available in addition to check cashing
  • Cash advance services for immediate liquidity needs
  • Early morning opening at 9:00 AM across most days

Cons

  • All 8 customer reviews are 1-star ratings with consistent complaints about rude and arrogant staff
  • Multiple reports of unprofessional employee behavior and poor customer service attitudes spanning years (2017-2025)
  • Customers report slow service and uncooperative staff unwilling to help
  • No information available regarding competitive fee structures or transparency

Rating Breakdown

Value
2.0
Effectiveness
1.0
Customer Service
2.4
Transparency
2.0
Ease of Use
4.2

Frequently Asked Questions

Is Nikki's Check Cashing legitimate?

Yes. Nikki's Check Cashing is a registered company, headquartered in Philadelphia, PA.

How long does Nikki's Check Cashing take to show results?

Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.

Quick Facts

Headquarters
Philadelphia, PA
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No

No Website Currently Available

CreditDoc Diagnosis

Doctor's Verdict on Nikki's Check Cashing

Nikki's Check Cashing serves unbanked and underbanked customers needing check cashing, money orders, and cash advances with convenient evening and weekend hours. However, the unanimous 1-star review rating and consistent reports of rude, incompetent staff across multiple years suggest serious and persistent customer service issues that should weigh heavily in any consideration of this business.

Best For

  • Customers needing emergency cash access outside traditional banking hours
  • Unbanked individuals requiring check cashing or money order services
  • Those seeking Saturday service for check cashing needs
Updated 2026-04-30

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Financial Wellness Guides

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