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Western Union in Warr Acres, OK

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Warr Acres, OK Western Union on N MacArthur Blvd offers check cashing and money transfer services open daily 8AM-8PM.

Data compiled from public sources

Western Union Review

Western Union at 6437 N MacArthur Blvd in Warr Acres, OK is a standalone check-cashing store open seven days a week from 8AM to 8PM. This location on the north side of Warr Acres provides quick access to essential financial services for residents and businesses in the area.

This Warr Acres Western Union location specializes in check cashing, money transfers, and bill payment services. Whether you need to cash a check, send money domestically or internationally, or pay bills, you can contact this location at (405) 495-1001 to confirm current services or hours.

For Warr Acres residents needing check cashing or money transfer services, bring a valid government-issued ID. Western Union provides convenient financial services to help you move money quickly and reliably whenever you are researching options.

Services & Features

Auto buying resource tool
Auto loans (new vehicles as low as 5.49% APR)
Boat loans (7.64% APR)
Certificates of deposit (up to 3.46% APY)
Kasasa Cash Back Checking (3% cash back on debit purchases)
Money market accounts (1.20% APY)
Mortgage loans
Multiple branch locations with drive-through and ATM access
Online banking
Online loan applications
Savings accounts
Used auto loans

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Auto loan rates as low as 5.49% APR for new vehicles with online application option
  • Kasasa Cash Back Checking offering 3% cash back on debit card purchases up to $400 per cycle
  • Multiple branch and ATM locations across Oklahoma (Broken Arrow, Bixby, Downtown Tulsa, Okmulgee) with extended drive-through hours
  • Certificate products offering rate claims to verify up to 3.46% APY
  • Member-owned, not-for-profit structure with NCUA insurance protection
  • Active financial education programming and community engagement (Shred Day, recycling, donations)
  • Boat loan products available (7.64% APR) in addition to auto financing

Cons

  • Limited geographic service area restricted to Oklahoma communities—not a national institution
  • Money market rates relatively low at 1.20% APY compared to online-only alternatives
  • No mention of credit card products, personal loans, or lines of credit beyond mortgages
  • Kasasa checking cash back requires qualification cycles and caps rewards at $400 in purchases
  • Limited fintech/digital banking features compared to larger national credit unions

Consumer Complaint Record

Western Union received 491 consumer complaints in the past 12 months. All complaints received a timely response from the company.

491

Complaints (12 months)

1.0%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Other transaction problem
22.8%
Fraud or scam
21.2%
Money was not available when promised
17.6%

Source: Consumer Financial Protection Bureau

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Warr Acres, OK. It does not confirm that Western Union or this specific location is licensed.

State regulator

Oklahoma Department of Consumer Credit

Money services context in Oklahoma

Short-term lending status: Legal

General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300

Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.

Key state rules to check

  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Western Union offer?

Western Union offers 12 services including Auto loans (new vehicles as low as 5.49% APR), Used auto loans, Boat loans (7.64% APR), Mortgage loans, Kasasa Cash Back Checking (3% cash back on debit purchases), and 7 more.

What profile signals are listed for Western Union?

Western Union has profile signals associated with Oklahoma residents seeking competitive auto and boat financing with personalized service, Credit union members wanting cash back rewards on debit card spending with Kasasa checking, Local community members valuing in-person branch service and financial education resources, Borrowers with good-to-fair credit seeking rate claims to verify on vehicles.

What are the strengths and weaknesses of Western Union?

Key strengths: Auto loan rates as low as 5.49% APR for new vehicles with online application option; Kasasa Cash Back Checking offering 3% cash back on debit card purchases up to $400 per cycle; Multiple branch and ATM locations across Oklahoma (Broken Arrow, Bixby, Downtown Tulsa, Okmulgee) with extended drive-through hours. Areas to consider: Limited geographic service area restricted to Oklahoma communities—not a national institution; Money market rates relatively low at 1.20% APY compared to online-only alternatives.

How does Western Union compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include American Check Cashers, Cashland, El Valle Money Services. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
6437 N MacArthur Blvd, Warr Acres, OK 73132
BBB Accredited
No
Visit Western Union

CreditDoc Profile Note

Research Note on Western Union

Western Sun Federal Credit Union is profile signals for Oklahoma-based consumers seeking competitive auto and boat financing with personalized member service and community engagement. The main caveat is limited geographic availability—membership is restricted to served areas in Oklahoma, making this unsuitable for out-of-state residents or those seeking national banking reach.

Profile Signals

  • Oklahoma residents seeking competitive auto and boat financing with personalized service
  • Credit union members wanting cash back rewards on debit card spending with Kasasa checking
  • Local community members valuing in-person branch service and financial education resources
  • Borrowers with good-to-fair credit seeking rate claims to verify on vehicles
Updated 2026-05-08

Similar Companies

American Check Cashers logo

American Check Cashers

American Check Cashers has provided check cashing and financial services in Oklahoma City since 1992, offering standard cash advance and check processing solutions.

BBB: NR

Profile signals: SE Oklahoma City residents near 15th Street seeking local check cashing without traveling far, Customers with payroll or government checks needing same-day cash conversion

Cashland logo

Cashland

Oklahoma-based financial services company offering check cashing, bill payments, loans, and money transfer services across 9 locations with over 30 years of operation.

BBB: NR

Profile signals: Oklahoma residents needing immediate check cashing or bill payment services at physical locations, Employed individuals with stable payday income researching emergency-cash options for unexpected expenses

El Valle Money Services logo

El Valle Money Services

El Valle Money Services is a check-cashing and financial services provider located in Oklahoma City, offering basic money transmission and payment services.

BBB: NR

Profile signals: Unbanked and underbanked consumers needing immediate check cashing services, Southwest Oklahoma City residents requiring local money services and bill payment

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Quick Summary

  • Western Union is listed as a Check Cashing & Money Services provider in Warr Acres, OK on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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