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Western Union in San Antonio, TX

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San Antonio's Western Union at 410 W Cypress St offers money transfers and check cashing, 7 days a week 8AM-9PM.

Data compiled from public sources

Western Union Review

The Western Union at 410 W Cypress St in San Antonio, TX is a standalone check-cashing location offering convenient access to money transfer services. This San Antonio store maintains open hours from 8AM to 9PM daily, Monday through Sunday, providing consistent access throughout the week. The extended hours make it easy for San Antonio residents to handle urgent financial transactions at nearly any time.

At this location, you can send money domestically and internationally, cash checks, and access other money transfer services. For specific information about available services, exchange rates, or transaction fees, call 210-225-4809 to speak with the San Antonio Western Union staff directly.

When visiting the Western Union at 410 W Cypress St in San Antonio, TX, bring a valid government-issued ID for identity verification and your chosen payment method. This location provides reliable, fast money transfer services that serve personal and business needs throughout the San Antonio region.

Services & Features

Bill payment processing
Cash pickup services for money transfers
Domestic and international money transfers
In-store money transfer completion at agent locations
Inmate payment services
Mobile top-up services
Money order issuance
Online money transfer initiation (24/7 via WU.com)
Receiver management and referral services
Transfer tracking functionality
Western Union Prepaid card services
Western Union Rewards program

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 24/7 online initiation of transfers through WU.com
  • Extensive agent network with 150+ locations displayed in single search radius
  • Partnerships with major retailers (Walmart, Safeway, City Market, Kroger, Circle K) for convenient access
  • Multiple service options including money orders, bill payment, mobile top-up, and inmate payments
  • Real-time transfer tracking capability
  • Multi-language platform support including Spanish, Haitian Creole, Chinese, French, and Vietnamese
  • Prepaid card and rewards program offerings

Cons

  • In-store payments limited to agent location hours (no true 24/7 physical access despite online availability)
  • Service fees and exchange rates not disclosed on website; pricing transparency requires separate inquiry
  • One documented location (Circle K #0682) limited to money orders only, indicating service inconsistency across agent network
  • Technical issues noted (Orange wallet temporarily unavailable during content capture)
  • Dependence on third-party retail partners means service quality and availability varies by location

Consumer Complaint Record

Western Union received 491 consumer complaints in the past 12 months. All complaints received a timely response from the company.

491

Complaints (12 months)

1.0%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Other transaction problem
22.8%
Fraud or scam
21.2%
Money was not available when promised
17.6%

Source: Consumer Financial Protection Bureau

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in San Antonio, TX. It does not confirm that Western Union or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Western Union offer?

Western Union offers 12 services including Online money transfer initiation (24/7 via WU.com), In-store money transfer completion at agent locations, Cash pickup services for money transfers, Domestic and international money transfers, Money order issuance, and 7 more.

What profile signals are listed for Western Union?

Western Union has profile signals associated with Consumers sending international remittances who need physical cash pickup by recipients, Unbanked or underbanked individuals lacking access to traditional banking services, Customers in rural or underserved areas where retail agent partnerships provide convenient access, Multilingual households requiring non-English service options.

What are the strengths and weaknesses of Western Union?

Key strengths: 24/7 online initiation of transfers through WU.com; Extensive agent network with 150+ locations displayed in single search radius; Partnerships with major retailers (Walmart, Safeway, City Market, Kroger, Circle K) for convenient access. Areas to consider: In-store payments limited to agent location hours (no true 24/7 physical access despite online availability); Service fees and exchange rates not disclosed on website; pricing transparency requires separate inquiry.

How does Western Union compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Cash Express, Cash Money, Order Express - Houston E Tidwell Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
410 W Cypress St, San Antonio, TX 78212
BBB Accredited
No
Visit Western Union

CreditDoc Profile Note

Research Note on Western Union

Western Union is profile signals for consumers needing accessible physical locations for cash-based money transfers, international remittances, or bill payments, particularly those in underserved areas or without traditional bank access. The primary caveat is that in-person service depends entirely on agent location hours (typically closing by 8-11 PM), limiting true 24/7 accessibility despite online initiation, and pricing details require separate inquiry beyond the location-finder tool.

Profile Signals

  • Consumers sending international remittances who need physical cash pickup by recipients
  • Unbanked or underbanked individuals lacking access to traditional banking services
  • Customers in rural or underserved areas where retail agent partnerships provide convenient access
  • Multilingual households requiring non-English service options
Updated 2026-05-08

Similar Companies

Cash Express logo

Cash Express

ACE Cash Express operates 34+ Houston-area store locations offering check cashing, payday loans, installment loans, and title loans with extended weekday and weekend hours.

BBB: NR

Profile signals: Consumers with urgent same-day cash needs for unexpected expenses or emergencies, Individuals without bank accounts or traditional credit access seeking check cashing

Cash Money logo

Cash Money

ACE Cash Express operates 34+ locations in Houston offering check cashing, payday loans, installment loans, and title loans with provider-stated funding timing and extended evening/weekend hours.

BBB: NR

Profile signals: Consumers facing genuine one-time emergencies (medical bills, car repairs, evictions) with limited alternatives, Individuals without bank accounts who need check cashing or money transfer services

Order Express - Houston E Tidwell Check Cashing logo

Order Express - Houston E Tidwell Check Cashing

Order Express provides check cashing, money transfers, bill payment, and cryptocurrency ATM services across 75+ U.S. locations. Operating since 1993, they serve 150,000+ customers without requiring a bank account.

BBB: NR

Profile signals: Unbanked and underbanked consumers who need immediate check cashing without a bank account, Spanish-speaking immigrants and communities sending money to Mexico and Latin America

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Quick Summary

  • Western Union is listed as a Check Cashing & Money Services provider in San Antonio, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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