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Western Union in Portland, OR

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2829 N Lombard St in Portland, OR is home to Western Union's check-cashing and money transfer services.

Data compiled from public sources

Western Union Review

Western Union's Portland, OR location sits at 2829 N Lombard St, a standalone storefront in the North Portland neighborhood. This branch operates seven days a week from 8 AM to 9 PM, making it accessible for weekday and weekend financial transactions. The extended hours reflect the local community's need for flexible access to check-cashing and money transfer services.

At this Portland Western Union branch, you can cash checks, send money domestically and internationally, and access bill payment services. For details about transaction limits, fees, or specific services available at the 2829 N Lombard location, customers should call +1 503-737-0317. The staff can answer questions about what documents you'll need to bring in.

If you need fast check cashing in Portland, OR, this North Lombard location offers same-day service claims to verify without the lines at traditional banks. Bring a valid government-issued ID and your checks—most transactions complete in minutes. Western Union's extended evening and weekend hours make it convenient when banks aren't open.

Services & Features

Bill payment services
Delivery method updates
In-store money transfer pickup with cash
Inmate payment services
Mobile top-up reloading
Money order purchase and services
Online money transfer initiation
Prepaid card receiving and reloading
Price estimation tools
Referral program
Transfer tracking and monitoring
Western Union Rewards loyalty program

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 24/7 online transaction capability for money transfers and payments
  • Extensive agent location network including major retailers (Walmart, Safeway, City Market, Kroger)
  • Multi-language support in six languages to serve diverse populations
  • Multiple service options: send money, pick up cash, pay bills, purchase money orders, mobile top-up
  • Real-time transfer tracking and mobile payment capabilities
  • No account requirement—walk-in service available at agent locations
  • Ability to receive money directly on a prepaid card

Cons

  • No listed fee structure or exchange rate information displayed on website
  • Service availability limited by agent location hours despite 24/7 online initiation
  • Typically higher fees compared to traditional banks and digital-only money transfer competitors
  • Limited product information—website focuses on location finding rather than service details and pricing
  • Not a substitute for banking services; no checking, savings, or credit-building products

Consumer Complaint Record

Western Union received 491 consumer complaints in the past 12 months. All complaints received a timely response from the company.

491

Complaints (12 months)

1.0%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Other transaction problem
22.8%
Fraud or scam
21.2%
Money was not available when promised
17.6%

Source: Consumer Financial Protection Bureau

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Portland, OR. It does not confirm that Western Union or this specific location is licensed.

State regulator

Oregon Division of Financial Regulation

Money services context in Oregon

Short-term lending status: Restricted

General rate context: 36% APR cap on payday loans (2007 reform); 12% general usury

Oregon capped payday loan APR at 36% in 2007, drastically reducing high-cost lending in the state. The minimum 31-day term and APR cap make traditional payday lending impractical. Consumers can file complaints with the Division of Financial Regulation or the Attorney General.

Key state rules to check

  • Payday loans capped at 36% APR including fees since 2007 reform.
  • Maximum payday loan is $50,000 or 25% of gross monthly income.
  • Minimum 31-day term required for payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Western Union offer?

Western Union offers 12 services including Online money transfer initiation, In-store money transfer pickup with cash, Bill payment services, Money order purchase and services, Transfer tracking and monitoring, and 7 more.

What profile signals are listed for Western Union?

Western Union has profile signals associated with Unbanked or underbanked consumers without traditional bank accounts, International remittance senders supporting family overseas, Consumers researching short-term cash access pickup rather than account deposits, Non-English speakers in immigrant communities with multilingual support needs.

What are the strengths and weaknesses of Western Union?

Key strengths: 24/7 online transaction capability for money transfers and payments; Extensive agent location network including major retailers (Walmart, Safeway, City Market, Kroger); Multi-language support in six languages to serve diverse populations. Areas to consider: No listed fee structure or exchange rate information displayed on website; Service availability limited by agent location hours despite 24/7 online initiation.

How does Western Union compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include MoneyGram, MoneyGram, MoneyGram. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2829 N Lombard St, Portland, OR 97217
BBB Accredited
No
Visit Western Union

CreditDoc Profile Note

Research Note on Western Union

Western Union is profile signals for consumers without traditional bank accounts who need to send or receive money through a physical location, or those specifically sending international remittances. The primary caveat is that Western Union charges significantly higher fees than banks and modern digital money transfer services—users should always estimate costs before using their service, as fees can substantially exceed alternatives like ACH transfers or online remittance platforms.

Profile Signals

  • Unbanked or underbanked consumers without traditional bank accounts
  • International remittance senders supporting family overseas
  • Consumers researching short-term cash access pickup rather than account deposits
  • Non-English speakers in immigrant communities with multilingual support needs
Updated 2026-05-08

Similar Companies

MoneyGram logo

MoneyGram

Beaverton, OR MoneyGram at 9055 SW Murray Blvd offers fast money transfers and check cashing services daily 7AM–9PM.

BBB: NR

Profile signals: Unbanked and underbanked consumers researching short-term cash access transfers without bank accounts, Customers seeking convenient money transfer services during retail shopping trips

MoneyGram logo

MoneyGram

Portland, OR's MoneyGram at 7404 N Interstate Ave provides check cashing and money transfer services daily from 7 AM to 11 PM.

BBB: NR

Profile signals: Unbanked and underbanked consumers who need walk-in money transfer access at convenient retail locations, Customers sending international remittances who value established brand reputation

MoneyGram logo

MoneyGram

Portland, OR's MoneyGram at 4200 SE 82nd Ave offers check cashing and money transfer services.

BBB: NR

Profile signals: Customers needing same-day domestic money transfers to friends, family, or bill payments, International money senders who need physical locations for cash pickup or delivery

Compare Your Needs With Western Union

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Quick Summary

  • Western Union is listed as a Check Cashing & Money Services provider in Portland, OR on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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