No stored Google rating available.
At 646 W Indian School Rd, Phoenix, AZ, Western Union Money Order Only delivers 24-hour money order and check-cashing services.
Data compiled from public sources
Western Union Money Order Only at 646 W Indian School Rd in Phoenix, AZ operates as a dedicated money order and check-cashing service available 24 hours every day. This Phoenix location provides immediate access to financial services for residents who need them outside traditional banking hours.
At this Phoenix location, you can send money orders, deposit or cash checks, and handle other quick money transfer needs. For specific service details or questions about what's available at the 646 W Indian School Rd site, call 602-279-4998.
When visiting Western Union Money Order Only on Indian School Rd in Phoenix, bring a valid photo ID and have your payment information ready. This 24/7 service is perfect for Phoenix residents and visitors who need fast, reliable money transfer or check-cashing options at any time of day.
This is state-level context for Check Cashing & Money Services consumers in Phoenix, AZ. It does not confirm that Western Union Money Order Only or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Western Union Money Order Only offers 10 services including Domestic and international in-person money transfers, Money order purchase and cashing, Bill payment (utilities, rent, car payments) at participating locations, Cash pickup for funds sent by others using MTCN, Prepaid Visa card option for receiving money, and 5 more.
Western Union Money Order Only has profile signals associated with Customers needing to send or receive domestic cash quickly without a bank account, People sending money internationally who want in-person transaction verification, Those preferring money orders as a secure alternative to checks for bill payment or cash transfer, Unbanked or underbanked consumers without access to traditional banking services.
Key strengths: Extensive agent network with hundreds of locations at Walmart, grocery chains, retail stores, and bank partners nationwide; Money orders available as reported alternative to checks for sending cash securely; Same-day or next-day cash pickup at participating locations with MTCN tracking. Areas to consider: No in-person currency exchange services available at agent locations; Pricing and fees vary significantly by transfer method, payment option, and destination—no listed posted rates.
In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Western Union is profile signals for consumers needing quick in-person cash transfers or money orders, particularly those without traditional bank accounts who value the security of a physical location and tracking number. The main caveat is that fees and rates are not transparently posted online and vary significantly by transfer type and destination—customers must use their calculator or visit a location for accurate pricing.
760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.
Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts
MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.
Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account
Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.
Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
Cash advances are expensive. Here are cheaper, faster ways to cover an emergency expense without getting trapped in a debt cycle.
Read guide →Balance transfer cards can save you money on interest, but fees to verify and deadlines catch people off guard. Here's how to use them the right way.
Read guide →A parent's guide to teaching teenagers about money, credit, and financial decisions before they leave home — covering the skills schools skip.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Western Union Money Order Only and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.