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Phoenix's Western Union Money Order Only on Indian School Rd provides 24-hour check cashing and money orders, open every day.
Data compiled from public sources
Western Union Money Order Only operates at 321 W Indian School Rd in Phoenix, AZ, offering convenient access from a standalone location. The Phoenix branch maintains round-the-clock service, open 24 hours every day of the week, including weekends. This makes it an ideal option for Phoenix residents who need financial services outside traditional business hours.
At this Phoenix location, you can cash checks, send money orders, and access other essential financial services. The staff can answer questions about fees, processing times, and available payment methods. Call +1 602-297-4245 to confirm current services or for immediate assistance with your transaction.
If you're a Phoenix resident needing quick check cashing or money orders, bring a valid government-issued ID and your check or payment information. The 24-hour availability means you can handle urgent financial needs any time, day or night. Western Union Money Order Only provides reliable services when traditional banks aren't available.
This is state-level context for Check Cashing & Money Services consumers in Phoenix, AZ. It does not confirm that Western Union Money Order Only or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Western Union Money Order Only offers 12 services including Domestic in-person money transfers at agent locations, International in-person money transfers with currency conversion at time of transfer, Money order purchase at participating locations, Money order cashing at participating locations, Bill payment services (utilities, rent, car payments) at agent locations, and 7 more.
Western Union Money Order Only has profile signals associated with Consumers sending cash domestically to recipients who need immediate in-person pickup without bank account, Individuals paying bills (utilities, rent, car payments) in cash at convenient retail locations near their home or work, Senders conducting international transfers who want established service with 173-year operational history and wide geographic reach, Consumers preferring to avoid checks and using money orders as secure alternative for sending cash through mail or in person.
Key strengths: Extensive network of 400+ agent locations across US including Walmart and major grocery chains for convenient access; Established 173-year operational history (since 1851) providing long track record of reliability; Hybrid online-to-in-person service model allows customers to register transfers online and pay in cash at locations to save counter time. Areas to consider: No in-person currency exchange services available—international recipients receive funds in local currency based on rates determined at time of transfer, not in advance; Pricing varies significantly by transfer method, payment option, and destination with no single listed fee structure; calculator tool required to compare costs.
In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Western Union is profile signals for consumers who need to send or receive cash in person at convenient retail locations, pay bills without bank accounts, or conduct international transfers through an established service. The main caveat is that prices and service hours vary significantly by location and transfer type, requiring upfront research using their cost calculator and location finder tools before completing transactions.
760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.
Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts
MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.
Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account
Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.
Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably
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